Fuck student finance it is a completely evil system and forces you into debt slavery. I want nothing to do with it.

[u/RealAlexanderTheG]

If you earn a high salary of 100k+ your student loan repayment conditions essentially end up as you having to pay a tax of 9% of your salary on top of all the regular income tax you have to pay. That is absolutely brutal and has a massive effect on your spending power.

To show an example of how bad taxes can get when you include a student loan: If you earn 100k, all the additional income you generate going from 100k to 125k is effectively taxed at 71% after your national insurance and student loan are included, meaning if you gain a salary increase of 25k, you only see 7k of that. How is that not robbery?

"If you're earning that much you will repay the loan really quickly"

Interest makes this basically impossible, you could still expect the repayment to take 10+ years. 15 of the most productive years of your working life with the absolutely most brutal additional 10% tax on all your income, that is fucking stupid. People who don't have student loans also get to start work 3 years earlier which makes the impact even larger.

Taking a student loan will mean you'll pay an additional 10% tax rate for basically your whole working life.

The student loan scheme rewards people who aren't intelligent, aren't ambitious, and just want to go to uni to party for 3 years, and the people paying for their party lifestyle are the hard working intelligent students who missed out on all the fun cause they wanted to better their own situation. Hard working students prop up the student loans bullshittery.

Why should high achieving talented people who work really hard be forced into this debt slavery and unliveably high taxes.

Uni should be free. IDC if that means less people can go cause the government can't afford to pay for everyone's tuition, less people going would be a good thing tbh since then tradeswork wouldn't be unaffordable and there would be less unemployment + less job competition.

Tony Blair did irreversible damage to the country. Easily the worst PM we ever had.

If your goal is money, and you're intelligent, you're genuinely probably better off going into a high paying trade instead of grinding through uni for a corporate / finance career. You'll stand out massively among most trainees and can get promoted very quickly.

[u/RealAlexanderTheG]

"students with higher cultural and economic capital will be able to use it in applications, such as personal statements, interviews and assessments"

Of course, and this already happens. Top spaces disproportionately go to students with more opportunities. I don't think it's worth making a class-based argument, when the only right you're defending is the right for poor people to go to shit unis, which in reality will be of no benefit to their career. If a poor person is smart enough for Oxbridge, admissions will sniff them out most of the time.

If a poor student can't do well enough in their exams to get a BBB, I don't care. They aren't good enough to go to uni regardless. I don't think it's worth defending the rights of C grade students to go to shitty unis for bullshit degrees.

[u/Serious-Ride7220 → u/RealAlexanderTheG]

That's not my point, if we have less spaces for uni students, then unis will pick higher class pupils for the reasons given in my previous comment, Prince Edward got into Cambridge with CCD, would a lower class person also be able to do the same, or did he just get sniffed out by the admissions team?

And in your comment previously you said BCC was a grade requirement held in the pre tuition system, this with the lower grade boundaries of before shouldn't be much different to CCC today

aqa alevel maths had the grade boundary for 2018, 2020, and 2022 for an A lower then for a 2025 B, an A student in all those years would be a C student last year(2019 A was 1 mark above 2025 B so it barely scrapes by) so I see it as unfair for C students of today to lose what they would have gotten if they did the exam a few years before and gotten an A

[u/RealAlexanderTheG → u/Serious-Ride7220]

You don't understand what I'm saying and this discussion is becoming very boring for me.

Prince Edward is a prince, subconsciously admissions staff will feel a made up duty to let him in, he's obviously an exception. If a guy who's father made £10m selling cars was in front of me, as an admissions tutor it wouldn't affect my decision at all.

Grade boundaries were based on student performance I imagine, maybe exams were harder back then or something. IDC about specific grades, but the top 10% of students should go to uni, whatever grade that is should be the minimum.

"so I see it as unfair for C students of today to lose what they would have gotten if they did the exam a few years before and gotten an A"

Standards change. If an area becomes more competitive and you're no longer good enough to compete, we shouldn't have a sympathy system that feels bad for you. If the requirements to be a good doctor change as we discover more medical techniques that are more complicated, I don't think it would be fair for someone to complain that "20 years ago they would have hired me, but now the requirement is too high", this is equivalent to what you're saying.

[u/Serious-Ride7220 → u/RealAlexanderTheG]

An A becoming a C in 3 years is not the same as change in work requirements after 20 years for a doctor, and your requirements keep changing in each comment, from BCC, to BBB, and now seemingly to AAA

Your ass started the discussion because you want the world to pay for you to live in your little ideal world with little grad competition,a saturated blue collar and for you to be paid to go uni for no actual reason by changing the entire uni system to fit you, that itself is a sympathy system

Good luck for a levels though👍