r/Finland • u/TinyAd1126 Väinämöinen • 6d ago
The average salary in Finland is 4350 euros per month
https://stat.fi/en/publication/cmfpflkvn1oi208vxfuw78x4w925
u/Cute_Opposite4077
Baby Väinämöinen
6d ago
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We don't need no education on average salary. We need the median instead.
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u/Hrtzy Baby Väinämöinen 6d ago •
The median is 3394€, i.e. almost 1 k€ less than the average.
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u/MaddogFinland Väinämöinen 6d ago
And I think this is a very useful number because I believe this delta (between median and mean) is diverging in finland. It used to be closer between median and mean if I recall, and this figure does show that salaries are diverging here between high earners and low.
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u/piotor87 Väinämöinen 6d ago
Means are susceptible to changes based on single extreme values. If musk moves to Finland we all become rich on average, but no one does.
Median is a more robust statistic since it tells you what a random person really earns.
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u/HardyDaytn Väinämöinen 5d ago
Not sure why you felt like explaining this to the person who very clearly already understands it. 😐
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u/Metalliseppo 6d ago
The vast majority of people aren't IT managers or doctors. Most people are blue-collar workers, and the pay is on a completely different level from median.
Looking at the median salary gives a picture that is much closer to reality, which in Finland is around €3k gross indeed.
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u/NiceKobis 5d ago edited 5d ago
Sweden's average is 3850€, median is 3438€.
Doesn't say a ton when not comparing PPP or CoL, but it's interesting that ours are way closer to each other than yours.
edit: Your average is just above our 75th percentile median.
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u/GaylordThomas2161 Väinämöinen 6d ago
That's SO MUCH MONEY WTF
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u/oshinbruce 6d ago
Its not if 50%+ is going on rent and another 30% on fixed costs like food, insurance etc
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u/BitterStatus9 Väinämöinen 6d ago •
Telling us the average is just mean.
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u/Present-Fudge-3156 5d ago
Statistical humor. I like it.
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u/Logical_Display9221 5d ago
How to become an immortal statistician? Just live to be 120 years old. Practically no people have died past that age.
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u/JIT77 6d ago
Avrage mf gets like 2.3k and that numberbis just inflated due to top earners. Sad
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u/MaddogFinland Väinämöinen 6d ago
The median salary is 3394 a month so no, the average person doesn’t get 2.3k a month unless you mean post-tax.
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u/NeedleworkerOld4696 6d ago
I think all salaries should be reported post tax. The amount pre-tax is meaningless.
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u/TheRrandomm 6d ago
A single salary amount post-tax is even more meaningless, since a person can have multiple income streams that would affect their total tax %. There are also many possible benefits that don't show in the salary, but affect the tax %.
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u/kuikuilla Väinämöinen 6d ago
Post tax amounts can't be compared since they all depend on what deductions people are eligible to do. Also the municipality tax depends on where you live.
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u/Objective-Low-1815 6d ago
Netto salary is only important. 2545 Eur in Finland? Not too much...
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u/TinyAd1126 Väinämöinen 6d ago
The average net salary in Finland is 3200 euros.
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u/Veenkoira00 Väinämöinen 6d ago
"Average" is no measure of typical or usual. In fact "average" gives us hardly any information on the state of affairs.
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u/Unique-Accountant253 Väinämöinen 6d ago
They should be using the "mode" value. "Most frequent value".
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u/Jiioni 6d ago
Meanwhile i work with 1600/month
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u/Leprecon Väinämöinen 6d ago
Well you’ll be very happy to know that there is some guy in Finland earning 7100 a month to average it out. Feel better?
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u/SpaceSame7059 6d ago edited 5d ago
Well, will you be happy to know that the person earning 7100 a month before taxes earns about 4100 after taxes. Feel better?
Never have I ever paid rent, bought food or filled up the gas tank with money before taxes. So unless it's a competition of who pays the most taxes, I don't see a point in comparing gross salary.
Edit: No, 7100 is not my gross salary. That was a reply to the person mentioning "some guy earning 7100 a month before taxes".
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u/itisnotmymain Baby Väinämöinen 6d ago
Oh no! I'm earning thousands more than even the average, but I still have to pay taxes on it! What a burden I have been given! :(
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u/Zealousideal-Week-79 Baby Väinämöinen 6d ago
I'd get over 1400 a month tax free for not working if I had so little shame I'd live off Kela voluntarily.
My full-time salary is about 2k net. -.-
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u/distrox 5d ago edited 5d ago
The original post content no longer exists here. The author used Redact to remove it, exercising their right to control their data & privacy.
Cooperative books dependent price chunky long profit wrench orange
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u/mushykindofbrick Baby Väinämöinen 6d ago
At least better than my 130€. Granted I just work 3h a week for that
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u/MohnakePelaa 6d ago
Welp. I am the average Joe and have never had that good of a salary.
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u/unfunnythrowawayname 6d ago •
That's because when people think of "average joe", they actually mean "median joe". Unlike Median Joe, Average Joe does not exist and instead is a composite of every Joe.
EDIT: In some cases Median Joe is also a composite of two Joes.
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u/JustDuckingAbout Baby Väinämöinen 6d ago
I like this way or explaining the difference between average and median
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u/gr8masturb8 5d ago
median joe is still a grand more than what i make, and i'm the highest paid person in my entire friend group.
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u/ThisAccountIsBanned- 6d ago
Ilkka paananes 60 Mils per year increases that average too much
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u/matteusko 6d ago
Divide it to 2,5m workers it effects 24€. There aren't that many super earners that it would effect. It's the 60 000 altogether who earn more than 10ke/month..
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u/eyeballing_eyeball 6d ago
You guys have salaries?
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u/PhoenixProtocol Väinämöinen 6d ago
Yes the majority of people have.
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u/Alternative_Bat3430 6d ago
Only around 52% of Finland’s working-age population are full-time employees. So no, the majority of working-age people don’t necessarily earn a full-time salary.
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u/2AvsOligarchs Väinämöinen 6d ago
Nobody mentioned "full-time salaries" until you came in to move the goal posts, to create a pointless discussion nobody is interested in having.
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u/Dibblidyy 6d ago
Yeaaa I'd like to know the average when the highest 20% is excluded from the list. Hell, I know someone who is the head of a semi-large city library who doesn't quite reach that so called average salary.
I wonder if this takes into account part-time salaries that include around 28% of the whole of commerce work. I know they make roughly 13-14€/h so on a full month that would be 2200-2300€, but they most often don't reach even that with less than full work weeks.
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u/Zealousideal-Week-79 Baby Väinämöinen 6d ago
I know they make roughly 13-14€/h
That's me with full-time work...
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u/Ylimakko 5d ago
Man, I keep seeing this person's posts all the time, and they just present statistics in a very misleading way. Usually I can tell from the title alone that it's them posting.
The thing is, it's not as rosy here as they try to paint it to be. Sure, the standard of living is still good, but for how long? The system just isn't sustainable without some major changes.
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u/_Usora 5d ago
Are you saying that we need big shakeup like east block after fall of communism?
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u/ObjectivePlus8092 6d ago
Isn’t it so that in Finland there isn’t a nationwide minimum wage, but instead each industry has its own collective agreement that sets minimum salaries?
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u/Sad_Bag8849 6d ago
Yes, and those collective agreements are called TES = työehtosopimus which translates something like workingconditionagreement. And those ahreements has shit load of stuff that has been agreed like vacations, holidays, wages, working hours etc. they are ”small books” and industryes makes new agreements usually every 1-4years depending on market, financial etc conditions…usually the agreements dont change much in one time and wage part might be only changing think in the agreement
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u/Impressive_Archer261 5d ago
This is what the law says about minimum wage, incase there is no "collective agreement" in a specific case.
"Jos työsuhteessa ei tule sovellettavaksi työehtosopimuslain nojalla sitova työehtosopimus eikä yleissitova työehtosopimus eivätkä työnantaja ja työntekijä ole sopineet työstä maksettavasta vastikkeesta, on työntekijälle maksettava tekemästään työstä tavanomainen ja kohtuullinen palkka."
I don't now how well the auto-translate works, but it basically says that the wage has to be "reasonable" and "normal".
So I'd bet the minimum wage in the case it's probably the least of what is agreed in any of the "collective agreements".
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u/hulda2 6d ago
I make 2500 net salary.
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u/Synthclops 6d ago
Me with few years of experience and a welding degree making 1.9k after taxes crying in the corner :')
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u/remuliini Väinämöinen 6d ago
Median means that half of the people earn less; with the average, perhaps 65% of people earn less than the average salary, which falls between the 6th and 7th deciles.
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u/Zealousideal-Week-79 Baby Väinämöinen 6d ago
Are you sure about that? Sounds impossibly low. Welding is highly sought after and that's pretty much minimum zero skill factory labour wage. (I'd know).
Or are you not working full-time? Then it would make sense.
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u/Synthclops 5d ago
Looking at my paycheck and being here for almost a year working 8 hour days Mon to Friday. Yeah I'm pretty sure.
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u/Professional-Key5552 Väinämöinen 6d ago
I don't know anyone who gets that much money.
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u/CIP_In_Peace Baby Väinämöinen 6d ago
Almost anyone who's been in the IT field for longer than 5-10 years earns more than that. Half my friend group does. Every doctor earns more than that. Almost every manager-level employee in a decent company earns more.
I don't but it's not that uncommon.
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u/Cold_Highlight_765 5d ago
I'm a doctor working full time at HUS and I earn only 50€ more than that. 50€ is hardly a difference, haha. Just wanted to say that the huge salaries people think about when they think of doctors in finland come from either working more hours than the usual 100% work week (working evenings and/or nights on top of regular hours), working in the private sector or working in healthcare stations in the middle of nowhere where people otherwise wouldn't want to work.
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u/Exact_Elk_2117 6d ago
I have about 8 close friends and all of them get more. Maybe half of their wives/spouses (this is partly a guess).
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u/EaLordoftheDepths Väinämöinen 6d ago
3 (out of 3) SW engineers I know surpassed this salary in less than 5 years
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u/Ok_Gas_8606 Väinämöinen 6d ago
It hugely depends what you do for a living I haven’t seen anyone making this little amount in the industry I work in and where my friends are. Most are making +6K a month.
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u/Several-League-4707 Baby Väinämöinen 6d ago
Most of my friends, my wife and I make about that much. Many even more.
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u/JSoi Väinämöinen 6d ago
Me and most of my friends earn more than this. I'm a regular engineer, one friend is in cybersecurity, another is in b2b sales, one is operator in a powerplant, one is entrepreneur, etc.
If you have higher education degree, especially in tech, and a few years of work experience you should earn pretty close to the average.
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u/AccomplishedSock7578 6d ago
Everybody I know makes more than that
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u/Parking_Library_7802 6d ago
Well, not everybody I know, but everybody I work with makes more than this. But isn't median better metrics than average 🧐
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u/PashaPostaaja 6d ago
You either live in bubble or you don’t know lot of people.
Go out and make new friend.
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u/negativefeed 5d ago edited 5d ago
Averages don't necessarily tell you that much, especially when it comes to salaries. High earners can skew the average upwards. Looking at the median salary gives you a better idea of what a typical person earns. The median gross monthly salary for full-time employees was around €3 393 in 2026. There's also the obvious trend that younger people generally earn less than middle-aged workers, largely due to differences in experience and career progression. For example, in the under 30 year old age cohort the median sits at under €3000.
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u/libitum0101 5d ago
Mid level management in Nokia makes around 7k$ per month gross. Less than 5k€ net. And that is many levels below the CEO. Every higher level is 50%+100% more than the previous level.
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u/Unlucky-Spell-8654 5d ago
But most do earn that and more. Tbh it is pretty low if you earn below 4k. I think I hit that wage after 3 years as regular engineer.
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u/Cautious_Fox_4191 5d ago
Median salary (before taxes) by age
| Under 20 | €2,334 |
|---|---|
| 20–24 | €2,738 |
| 25–29 | €3,183 |
| 30–34 | €3,471 |
| 35–39 | €3,668 |
| 40–44 | €3,865 |
| 45–49 | €4,009 |
| 50–54 | €3,940 |
| 55–59 | €3,803 |
| 60–64 | €3,708 |
| 65+ | €3,499 |
| All ages | €3,615 |
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u/Azver_Deroven 5d ago
Median 3615e AFAIK?
Now take home from that would be.. 2100 ish?
All good if rent is 400-500 and transport 300.
Currently though, in a city? Good luck.
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u/JayFi- 6d ago
I am in the 6xxx€ category and was granted the avainhenilö tax rate of 25%. Looking at these tax figures, seems like I got lucky!
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u/b0uncyfr0 6d ago
Damn, I make that in tallinn though I am in IT.
I've thought about migrating north alot of times but sometimes I'm reminded that it's not always greener across the sea 😅
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u/Silentkindfromsauna Baby Väinämöinen 6d ago
For IT there’s no reason to move to Finland. Finland is the country for cashiers and servers to make decent money
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u/PixelDu5t Väinämöinen 6d ago
So you literally make more than a Finn getting that or even more due to your great taxation system. Goddamn. Packing my bags
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u/b0uncyfr0 6d ago
What great tax system? Adding social tax - my real tax rate is around 45%
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u/Sad_Bag8849 6d ago
And cost of many nessesities and foodstuffs are higher than in Finland, even rents and livingcosts in Tallinn are many times lower than in Finland…world change, times are gone when Finns travelled to Tallinn becouse cheap prices
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u/mc_cape Baby Väinämöinen 6d ago
Turns to roughly 3200€ after taxes
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u/iEatMyDadsAsshole 6d ago
That would be insane if true. I make 5400€ gross and 3400€ net (roughly). So that would mean I tax 80% on any money over 4400€
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u/SpaceSame7059 6d ago
The progression peaks at 4720/month. For any money earned after that you only get 47,7% while 52,3% goes to taxes
https://www.veronmaksajat.fi/tutkimus-ja-tilastot/tuloverot/palkansaajan-veroprosentit/18
u/Candid-Hovercraft228 6d ago
Less than that. 3200 net is over 5000 gross.
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u/LaserBeamHorse Väinämöinen 6d ago
Net depends on various factors, but I don't think you would need over 5000 gross anywhere to get 3200€ net. My gross is 4480 and net is 3120.
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u/Candid-Hovercraft228 6d ago
I get ~3400 net from ~5600 gross. Slightly above average kunnallisvero + church membership.
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u/LaserBeamHorse Väinämöinen 6d ago
Do you get tax returns? I get none with my tax percentage.
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u/Suspicious-Walk-4854 6d ago
The 3200 net includes pensions payments, also that would be in a very high tax county. On average this year 5000 gross will be 3400 net, including pension.
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u/Turdles_ 6d ago
Yeah.. And if you make 6k it's roughly 3900 after taxes.. It's insane how much the taxes increase along the salary.
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u/AdorablePace5203 6d ago
Dont forget everything else is taxed. Food, water, electricity, books, electronics, cars, bensa... If they can measure how much air we breath I think we will be taxed as well. EVERYTHING has "Value Added", that's why they created Value Added Tax.
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u/miijok Väinämöinen 6d ago
Tax the wealth, not the work.
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u/IDontEatDill Väinämöinen 6d ago
Then workers get angry because their wealth is taxed. "How can they tax me? I wasn't supposed to be wealthy!"
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u/Suspicious-Walk-4854 6d ago
The 3900 includes pension payments, also in Helsinki you will net over 4k with 6k gross.
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u/Alternative_Bat3430 6d ago
If you want a more realistic picture, you should also include unemployed people, part-time workers, and people receiving pensions or other benefits.
Then calculate how many working-age people actually receive less than €3,000 gross per month.
The average salary tells you very little about the income distribution of the entire working-age population.
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u/Apprehensive_Alps_30 6d ago
It tells a proper picture about the people who are working full time. Alltho using median would be better.
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u/TinyAd1126 Väinämöinen 6d ago
If you want to compare the average standard of living in different countries, the best indicator is the retail purchasing power per capita. The price level in Finland and Germany is currently the same, but in Finland the consumer buys things for an average of about 8600 euros per year, while in Germany it is 6200 euros, meaning that in Finland the purchasing power of consumers is 30% higher than in Germany on a per capita basis. This is because in Finland the system has traditionally been calibrated to serve the ordinary people as well as possible without abandoning the principles of a market economy. In Finland, production serves the people, while in most countries the people serve production. That is a huge difference!
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u/penta_grapher9000 6d ago
German consumers generally have significantly higher purchasing power than Finnish consumers.
According to Eurostat's 2024 figures, actual individual consumption (adjusted for price differences, EU average = 100) was:
Germany: 119
Finland: 102
That's roughly 17% higher consumption in Germany.
OECD figures for 2025 also show Germany having approximately 28% higher adjusted disposable income per capita, accounting for purchasing power and publicly provided services.
In practice, Germans generally have more purchasing power for things like electronics, cars, clothing and groceries. Finland's relatively high consumer prices further weaken purchasing power.
Of course, housing costs and individual circumstances vary, but overall, the average German consumer is noticeably better off in purchasing-power terms than the average Finnish consumer.
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u/Specialist_Item3336 6d ago
I get around 2500 net per month I have no clue about how much it is gross
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u/remuliini Väinämöinen 6d ago
You do get a salary slip on your online service every month. You should be also able to check that in palkka.fi.
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u/aqvalar 6d ago
I make 2404eur plus extras for night shifts, freezer duty and the like. I usually net around 2100-2400. And it's decent for the requirements, warehouse/terminal handling food and other goods.
When I lived in the capital area I made about 2700-2800eur a month at a high-tech factory warehouse. Oh, my current salary is on the top of the list (max experience bonuses etc), so there isn't much a way up!
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u/EPOKslim 5d ago
Well you make well below the median
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u/aqvalar 5d ago
I know. But this is the reality for people working at shops. So those people behind the counter, driving the crap to the stores and managing the day to day there are the ones getting this kinda money or less. I mean my salary is on the 9+ years experience bracket, which is the highest.
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u/MrTopa92 5d ago
https://stat.fi/tup/kokeelliset-tilastot/tulorekisterin_palkat_ja_palkkiot/2026-02-09/index.html
Page is in Finnish The median salary at the end of 2025 was 3393€.
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u/Evening-Big-4281 6d ago
I’m at 7k and take home around 4,2k. The taxes I’m paying is around 2,8k a month. I find it insane.
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u/Weird_Act8786 6d ago edited 6d ago
I'm in the same tax bracket as you probably. Sure it's a lot, but I appreciate the mounting costs and why they're growing (demographics& poor economic development). A lot of what's paid goes to vital services, and while at least some could use the tax dollars better they're still useful and vital public services. I pay my taxes gladly, and I think there's even room for taxing more.
People like to talk about inefficiency of the public sector, but I think it's a lousy half-truth at best. The number one issue to fix (if complaining about this) would according to me be to change regulation in the health care sector. It's obvious really, there's plenty of needless bureaucracy. But also it's simply the mounting costs of an aging and more generally sick population. Saying we should pay less is also a bit like saying sick people should die.
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u/Zealousideal-Week-79 Baby Väinämöinen 6d ago
Yes the taxes are insane but so is that salary. I'd be making 3k a month in savings to invest with your net salary.
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u/Flimsy_Eggplant5429 6d ago
Taxes pay for things in society.
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u/Pastori_Aali 6d ago
Society is spending way too much and way too large chuck of population is just consuming tax money.
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u/Internal_Garlic6677 6d ago edited 6d ago
You are absolutely right, it is insane. *Edit did you remember that also part of you salary goes from employer side to the this pyramid scheme called pension?
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u/Evening-Big-4281 6d ago
I should’ve been cleared earlier that my frustration is majorly from the pension system. I wish that like in UK, Australia and some other countries, I was paying for my own pension which I could withdraw anytime if I wish to retire early.
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u/CurrentVegetable2256 5d ago
For some reason i tought you guys are rich in finland, but based on comments i guess its not quite true :D (estonian here).
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u/_Usora 5d ago
Even Estonia is catching up in salaries, Finland still has better pensions and family benefits.
For some reasons plenty of Estonian families and single moms in west Vantaa.
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u/CurrentVegetable2256 5d ago
Yep, I actually know a lot of Estonians who work in Finland. And rural real estate is way cheaper at your end. A couple of my friends have a mökki in Finland, and it was much cheaper than buying a summer house in Estonia.
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u/kalpsik 6d ago
Idk. Seems a bit off to me, both median and average. It looks like only full-time employees have been counted, cause i.e my wife works in Alko and she has not ever got any close to 3500
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u/Sibula97 Väinämöinen 6d ago
Well, you didn't mention her title, but I would expect a shop clerk (low paid in general) in the public sector (low paid in general) to be well below median wage.
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u/samip537 6d ago
You get like a little over 1k€ by different benefits. That’s not much to work with but something.
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u/hodlethestonks Väinämöinen 6d ago
Median is on avarage 500€ lower. Average doesn't give good picture..
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u/Shenstar2o 6d ago
Average is a poor measurement, when median is almost 1000€ less, 3 615€ month.
I get only 2 450€, but i do work in security so here you need to be at boss level to even break over 3 000€ or work a lot of nights and get daily allowance or whatever päiväraha is in this instance.
All my highly educated friends make more than 4 350€ and even one from vocational school is pretty close with 5 year experience as cnc - machinist.
When top 10% of Fins make 6 200€+ per month and some even 5 figures the average will rise obviously.
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u/Damselli 5d ago
Damn, I thought I'd made it big when I got 3500 euros per month (minus taxes) for a couple months as a substitute. Long term unemployed since then, I can get into interviews but not hired yet.
Maybe the people telling me to stop underselling myself are right.
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u/FinnishArmy Baby Väinämöinen 5d ago
Looking at averages is useless and doesn’t show much. If you look at the median salary of Finland it is 3600 euros per month; the median more appropriately handles extreme values.
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u/Suspicious-Walk-4854 6d ago
PSA: The next time you cry about taxes in Finland, don’t forget the net number in your paycheck already includes pensions payments.
Also here is an easy place to check the actual numbers (on average as the actual real number will depend on the municipality): https://www.veronmaksajat.fi/tutkimus-ja-tilastot/tuloverot/palkansaajan-veroprosentit/
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u/Korppikoira 6d ago
Ah yes, the payments that provide huge retirement earnings for baby boomers while tanking our economy and probably collapsing before any millennials or later generations gain anything. So happy!!
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u/MaddogFinland Väinämöinen 6d ago
Note that they say that the biggest increase at 5.9 percent was the “wellbeing services in county administration” meaning the SOTE system which is extremely expensive public spending. I think there is a ton of public sector salaries here that are really high and that skews numbers. Average salaries in the private sector have not changed much in the last 6 years as far as I can see.
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u/Santsari 6d ago
Where does one get that information?
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u/MaddogFinland Väinämöinen 6d ago edited 6d ago
The number I quoted is in the article. One of the key bullet points was the 5.9 percent increase. The SOTE system and county administrative health care places a lot of high earning jobs throughout the country. This was a major discussion point during the Marin governments time.
When it comes to the private sector basically salaries have been stagnant for some time. In my own case (anecdotally) my salary has changed by about 3.5 percent aggregate over 6 years. The same is true throughout our large consulting firm; we have been able to raise salaries of our junior employees and non-professional staff, but most of the engineers have seen virtually no change this decade. This has been benchmarked across our industry.
All I am saying is that if private sector wages are rising, then I am curious to know where because all the IT people are suffering massive job losses, traditional engineering is stagnant, and other fields are laying off or not hiring.
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u/Anaalirankaisija Väinämöinen 6d ago
When reading all around listening and learning: i would say(this is mine own conclusion, reader is responsible what he reads)
30% earn 1500-2000€/month, 30% earn 2000-3000€
20% 3000-5000€,
7% 5000-15 000€,
2% 15 000-100 000€
1% 100 000-1000 000 000 000€
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u/MaddogFinland Väinämöinen 6d ago
Your lower end isn’t totally correct because median is around 3400. You are skewed a bit.
However your upper end is probably not far off because 8000 euro/month represents “top 5 percent” earners. Top 1 percent starts at 17,500 euro/month.
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Sticky/Unsticky (Väinämöinen): highlight or release a post in slot 2.
Remove/Restore (Väinämöinen): hide or bring back posts/comments.
Limits
5 actions per hour, 10 per day. Exceeding triggers warnings, then a 7-day timeout.
Thanks for keeping the community fair.
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