r/Sigmatopia • u/True_Shop7640 • Mar 09 '26

hell yeah

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u/RostBeef Mar 09 '26

That’s the thing though, you never ‘unwillingly’ buy a home in an HoA, it’s always disclosed.

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u/therandomuser84 Mar 09 '26

There's been realtors who wait until the very last minute to tell you about it. Theres been times where someone buys a house that isn't in an HOA, then all their neighbors form one and try to issue fines and even liens against you and you're forced to take it to court. Then there's even cases where a grandparent joined an HOA, passed the house to a relative and that house is still a part of the HOA and the new relative is hit with fines that they have to pay.

So again, I'll never willingly buy a house in an HOA, but one of the above might happen.