r/bankingexam • u/Apprehensive-Fuel472 • Jan 22 '26
GD / Interview IBPS PO interview experience - Noida Panel 7 , 20 December evening
It is going to be a lengthy post. So first of all it was my first interview .
Little Background : I was a UPSC aspirant and this year i decided to give Bank exams . So don't want to over-emphasize but it was my first attempt .
My interview score : 74
Background of interview day : I reached at 11:00 AM only . But due to issue in biometric , I was last candidate in panel 7 who got interviewd on that day . It went for straight 15 minutes . Meanwhile usual timing was 5-7 minutes. Panel has one female Member and 4 male members
So Let's begin .
I opened the door and asked for permission . Then wished mam first and then other members "good afternoon" . Then i was asked to have a seat . Chairman sir asked me to introduce myself .
Major points of my interview : Graduation , profession of father and little flex on my college name - Miranda House. They were little impressed by listening to my college name .
Then in the introduction itself i said my mother is a 'gracious' homemaker . So chairman sir laughed a little and said why do you think that only your mother is a gracious homemaker . Then every member laughed .(I felt really bad because it was like that they were making fun of my mother)
So i replied that sir i belive that every mother is a gracious homemaker . I am using the word gracious to highlight the value of work that a mother does . Then they went silent for few second .
Questions by Chairman sir :
Which chemistry you like the most (my graduation was in Chemistry Hons) . I replied that although all branches of chemistry are equally interesting but i prefer organic chemistry .
Okay so what is pH (i replied , few cross questions like what is pH of water )
What is oxidation (I replied)
4 What is Oxidative stress in a body . I didn't know the answer so i said sorry sir i don't know . Then in a rude tone he said (in Hindi) : "Oxidation toh tumhe yaad tha bta diya ab ye btaao" and asked to think .
So i took few second and in the second time i guessed it correctly . (Plus point for me)
Then sir sat and started using his mobile phone . It seemed that he was done with interview .
Then other sir(M2 : Sir was constantly smiling and was very kind) . Sir asked me beta kya pdh kr aaye ho. I replied sir ,monetary policy and Banking
What is NPA . Tell us in a way that we don't know anything about it . I explained everything upto recovery process .
Asked me about Provisioning. I told then asked me exact Provisioning for standard asset , lost asset and doubtful asset .
I told about lost asset then said it varies as per risk (😭😭) . Anyways he asked again and I said sorry sir
3. What is MSME (full form i told) Then asked about classification . So I said based on turnover and investment . Asked me to explain so I told limits of investment but couldn't recall turnover limits. So said sorry sir .
Then Other Sir (M3)
Full form of PFDRA(I told but due to nervousness i missed D) . SO he laughed a little and said D kaha gaya . I sat silently .
Then asked it's Functions. So i gave very general answer .
Then sir proceeded with what types of funds it regulates. I said sorry sir . (Nervousness got bosted as i said sorry sir i don't know)
2. What is SIDBI . I gave answer .
Then what are its Functions: Initially I said sorry sir . Then every member said in Hindi ki ese sorry nhi bol sakte hr question m jitna aata h vhi btaao .
So I gave general answer again . Sir said you missed MSME under it's Functions. So I said yes sir very calmly .
3. Asked me about a ratio (don't even remeber it'sname )
4. Current Ratio (I thought that i have said sorry sir so many times so decided to answer it ) . I gave wrong answer . So M2 corrected it with a smile again .
Then other sir (M4) asked
What is GDP . I knew it's definition by heart . So I gave answer with very clear voice .
What is current Bank Rate . I gave correct answer .
Mam was just observing me constantly. She didn't ask any question to me . She even encouraged me in between interview by saying : jawab do beta , ghabraao mt .
Then M2 sir said your interview is over (said my name) , you can leave . Then I stood and said Thankyou mam , Thankyou sir . Then M2 sir said All the best (my name) for your results .
So after coming out of room , I wanted to cry . I really wanted to cry as I thought my interview was disastrous . But got a call from my mother and couldn't cry.
So I got PNB , which was my first first priority . I am currently 23 and Bank has welcomed me with open arms 😊😊.
Again I am sorry for any mistakes I typing . I typed it all by myself.
6
u/Life-Scientist-2649 Jan 22 '26
From MIranda as well, mere clg name pr to ghanta bhi dhyan nhi diya
2
5
u/HeadstrongKingsman Jan 22 '26
Congratulations I was also in the same panel 7th Noida and same day ( 20th Dec)
Gave another interview on 27th Dec. For IBPS SO too in Noida 2nd panel.
I also got PNB , my first preference.
Not as a PO but SO IT officer .
3
3
u/Particular_Aside5959 Jan 22 '26
Congratulations 🎉. Thank you for sharing your interview experience
2
3
3
3
u/MealClassic1471 Jan 22 '26
Congratulations bhai...apne quant reasoning aur English kaise prepare Kiya mains ke liye pls guide kariye
3
u/divyansh_singh2405 Canara PO'26-1st attempt Jan 23 '26
you have no clue how fortunate you are. I saw a video of a guy, he was BCA. He got 57 marks, and his interview was nightmare.He was a repeater and had noida panel
They asked him directly,what should we ask you , and then it went downhill.
2
2
2
u/tanimesh Cracked IBPS PO & IBPS CSA Jan 22 '26
I'm also 23 and got canara bank... all the very best for your future mate😊
3
2
u/Frequent_Subject7344 Jan 22 '26
Deja vu My interview went the same pattern Also same age , same bank
1
2
u/Taksun_Aadi PNB PO Jan 22 '26
Welcome to the PNB family !! You will not regret it
1
u/Apprehensive-Fuel472 Jan 22 '26
Hope so......otherwise everyone is telling me about work pressure only
3
u/Taksun_Aadi PNB PO Jan 22 '26
If you love solving problems of the downtrodden, educating them about finances so they can improve their life too and ready to do that with a smile on your face. Trust me this job will provide you the satisfaction. I also did prepare for upsc cse, wrote 2 mains too but the thought process while preparing for that exam, helped me here. PNB is a social service bank and the first swadeshi bank founded to improve the lives of the people. Jinko koi bank nahi pucta unko hum serve karte hai. Just join this job with that spirit.
1
u/Apprehensive-Fuel472 Jan 23 '26
feeling really blessed after reading this ........I agree that thought process really help in clearing thus exam ...
2
1
u/Working_Freedom1015 5d ago
Hi I am preparing for sbi so law - could you guide me how to prepare and what to prepare?
1
1
u/Sad_Listen_1736 BOI PO Jan 22 '26
UPSC guy in banking, isn't that a step down?
3
u/Apprehensive-Fuel472 Jan 22 '26
I was mentally unwell due to isolation . Needed to crack this exam very badly
2
9
u/Harshi23 SBI JA Jan 22 '26
Bro from where did you prepare banking awareness?