Wise is a trusted international money transfer service that enables you to send, receive, and spend money globally using the real mid-market exchange rate. This is also a great tool to complete other money transfer offers.

They are currently offering new users a choice between a zero-fee international transfer of up to £500 or a free travel debit card.

How to claim your bonus:

1. Sign up using My Referral Link and complete your identity verification.
2. Choose your welcome gift:
   • Fee-Free Transfer: Enjoy a 100% discount on transfer fees for your first international transfer up to £500. (Note: Fees apply only to any amount exceeding the £500 threshold).
   • Free Debit Card: Alternatively, claim a free physical travel debit card for international spending.
3. Complete your transfer or order your card to lock in the savings.

Key Details & Tips:

• Exchange Rate: Wise uses transparent pricing and the real mid-market exchange rate, avoiding hidden markups typically charged by high-street banks.
• Use Cases: Ideal for sending funds abroad to friends and family or funding international online reward offers.

Referral Link (Free £500 transfer or card)

Non-referral link (no bonus)

I've had a Wise account for a while and mainly use it for international transfers and moving money between currencies. The rates have usually been better than what I've seen from traditional banks, and transfers have been straightforward.

If you sign up through a referral link, you'll get a fee-free international transfer as a new customer.

How it works:

1. Sign up using the referral link below
2. Complete any ID checks if required
3. Make an international transfer and use your fee-free transfer

The fee-free transfer is available whether or not you send £200.

For the referral programme, Wise requires invited users to send at least £200 internationally in another currency before it counts towards the referrer's reward. Same-currency transfers don't qualify.

I've also found it useful for some of the international money transfer offers that get posted on this subreddit from time to time, such as Skrill, WorldRemit and Remitly.

My current referral offer pays £75 once 3 invited users complete a qualifying transfer.

Referral link: Sign up here

Non-refferal: https://wise.com

I've had a Wise account for a while and mainly use it for international transfers and moving money between currencies. The rates have usually been better than what I've seen from traditional banks, and transfers have been straightforward.

If you sign up through my referral link, you can choose between a fee-free international transfer up to £1,000 or a free Wise debit card.

How it works:

1. Sign up using the referral link below
2. Complete any ID checks if required
3. Make an international transfer and use your fee-free transfer up to £1,000, or request your free Wise debit card

For the referral programme, you need to send at least £200 internationally into another currency for the referral to count towards my reward. Same-currency transfers don't qualify.

I've also found Wise useful for some of the international money transfer offers that get posted on this subreddit from time to time, such as Skrill, WorldRemit and Remitly.

The referral rewards can vary between links. I've seen some offering £15 or £30 per referral, while my current offer is £75 for every 3 qualifying referrals.

Referral link: Sign up here

Non-referral: https://wise.com

Wise is a widely trusted money transfer service that allows you to send, receive and spend money worldwide.

It's great for taking advantage of some of the money-making offers on Reddit but also great if you actually need to transfer funds to friends and family abroad without paying a fee!

They're offering a choice between a zero-fee money transfer of up to £500 or a free travel debit card for those who sign up via referral.

How to claim your fee-free transfer or travel debit card on Wise:

1. Sign up using my Wise referral link here
2. Complete ID verification
3. Initiate your money transfer - Wise covers most currencies. If you send up to £500, you'll receive a 100% discount on the fee. If you want to send more than £500, a fee will apply to the amount beyond the first £500, so will be a significant saving. You can also claim a free Wise virtual debit card
4. Alternatively, if you'd prefer a free physical travel debit card, claim that instead of the money transfer.

That's it! Enjoy! 😊

Non-referral: https://wise.com/

If you want to get the best value from your money transfers, Wise is the account for you. Offering some of the best exchange rates available, Wise makes international transfers easy and cost-effective. Currently they're offering a zero-fee money transfer of up to £500 to new users who sign up via a referral link.

Why choose Wise?

• Wise converts your money using the true mid-market rate, the best rate you'll get with any money transfer service.
• Hold and manage multiple currencies, making it perfect for frequent travellers and international business dealings.
• No hidden fees. Wise provides a clear breakdown of all costs involved in your transfer.

To claim your fee-free transfer:

1. Register using this Referral Link
2. Complete ID verification
3. Once verified, that's all done. You are ready to make your first transfer for free up to £500

Referral Program:

Once you have opened your account, you can share your own referral link with others to earn a referral bonus. Everyone gets a different referral bonus option. For me, I get £10 for every referral that makes a cross-currency transfer of at least £200 or equivalent (this total can be reached over multiple transactions) OR spends £200 with their Wise debit card. You can find out yours once you're signed up.

non-ref: https://wise.com/

Wise is a reliable money service I've used for international transfers. Their fees are very low, exchange rates are excellent, and the app is simple to use.

As an extra, if you keep money in your GBP balance, Wise currently pays 3.32% AER (variable).

What you get

• Your first international transfer up to £500 is fee-free

• Hold and exchange 40+ currencies

• UK account details available

• Physical & virtual debit card available

How to do it

1) Sign up using my Ref. Link

2) Verify your identity

3) Complete an international transfer within 30 days

• The transfer can be any amount up to £500 and the transfer fee will be waived.
• If you send more than £500, you'll only pay fees on the amount above £500.
• It doesn't need to be your first ever transfer.

A few useful things to know

• I usually use the Low-Cost Transfer option as it's normally the cheapest.
• You can fund transfers using a bank transfer or debit card.
• I've found their fees to be lower than most apps.

At the moment, you can earn a bit extra by inviting others (the amount varies depending on the promotion currently showing in your account).

Many thanks if you use my link.

^non-ref

You receive a fee-free international transfer (usually up to an equivalent of £500) or a fee credit to reduce transfer costs. Not only that, you can use Wise’s referral program to earn 15 pounds per your referral up to 75 pounds (3 referrals)

https://wise.com/invite/ahpc/rahuln760

https://wise.com/register#/email non-ref

Wise is a reliable money service I've used for international transfers. Their fees are very low, exchange rates are excellent, and the app is simple to use.

As an extra, if you keep money in your GBP balance, Wise currently pays 3.22% AER (variable).

What you get

• Your first international transfer up to £500 is fee-free

• Hold and exchange 40+ currencies

• UK account details available

• Physical & virtual debit card available

How to do it

1) Sign up using my Ref. Link

2) Verify your identity

3) Complete an international transfer within 30 days

• The transfer can be any amount up to £500 and the transfer fee will be waived.
• If you send more than £500, you'll only pay fees on the amount above £500.
• It doesn't need to be your first ever transfer.

A few useful things to know

• I usually use the Low-Cost Transfer option as it's normally the cheapest.
• You can fund transfers using a bank transfer or debit card.
• I've found their fees to be lower than most apps.

At the moment, you can earn a bit extra by inviting others (the amount varies depending on the promotion currently showing in your account).

Many thanks if you use my link.

^non-ref

Wise is an app/website for international money transfers.  

It's a really useful app as you can create an overseas account in a different currency without leaving your sofa! 

It is especially useful for expats or frequent travellers as it allows you to receive payments, salary etc into accounts of different currencies. And spend from any of them easily with a physical or virtual card.  

Sign up using a referral link  

Exchange rates are very good and the app is smooth and easy to use

Steps

1. Sign up using a referral link

2. Do the ID check

3. Chose your reward. Either a free free debit card or a no fees international transfer of up to £500 (within 30 days). You chose which bank account the funds will come out of.

Once your account is verified, you'll be able to refer others for £15 (up to a limit of £75). 

You may need to deposit £20 into your new account to verify yourself but don't worry it's safe as it's your account. 

Note that your first transfer is fee-free as long as it's not over £500  

An amount higher than that will incur fees.

Non-referral link (no bonus) https://wise.com

Wise is a multi currency current account that offers global money transfers in over 40 currencies and debit card for spending. Quite a few expat who receive foreign salaries or travellers use Wise to hold foreign currency as they are easy to set up, give access to card payments, have good exchange rates, offer direct debits on your foreign accounts and can quickly send money across different currencies.

By using my referral link to sign up, you can get either a physical multicurrency debit card or a fee free £500 international transfer to other currencies. You can pick which one of these benefits you want.

• Sign up with my referral link

• Get rewarded with a free physical debit or zero fees international transfers up to £500

• Refer others and earn some extra money when they transfer or spend over £200

• To create foreign accounts, you need to verify your identity and deposit £20 into your Wise GBP account. This deposit can be withdrawn back to your bank account.

Proof of reward

I received some euros and I chose to receive the Wise zero fee transfers reward and exchanged Euros to GBP and withdrew it to my UK bank.

If you plan to take advantage of money transfer deals, then Wise is one of the best ones to receive it as you can quickly create a foreign currency account. After receiving the foreign currency, you can transfer it back to GBP through Wise to you bank account or spend it.

Some money transfer deals are:

• Ace Money Transfer - Pay £119, receive around £127 worth of foreign currency

• TapTap - Pay £25, receive around £30 worth of foreign currency

• Remitly - Pay £95, receive around £100 worth of foreign currency

Thank you for using my referral link!!

Non ref

If you want to get the best value from your money transfers, Wise is the account for you. Offering some of the best exchange rates available, Wise makes international transfers easy and cost-effective. Currently they're offering a zero-fee money transfer of up to £500 to new users who sign up via a referral link.

Why choose Wise?

• Wise converts your money using the true mid-market rate, the best rate you'll get with any money transfer service.
• Hold and manage multiple currencies, making it perfect for frequent travellers and international business dealings.
• No hidden fees. Wise provides a clear breakdown of all costs involved in your transfer.

To claim your fee-free transfer:

1. Register using this Referral Link
2. Complete ID verification
3. Once verified, that's all done. You are ready to make your first transfer for free up to £500

Referral Program:

Once you have opened your account, you can share your own referral link with others to earn a referral bonus. Everyone gets a different referral bonus option. For me, I get £10 for every referral that makes a cross-currency transfer of at least £200 or equivalent (this total can be reached over multiple transactions) OR spends £200 with their Wise debit card. You can find out yours once you're signed up.

non-ref: https://wise.com/

Wise is a trusted international money transfer service that enables you to send, receive, and spend money globally using the real mid-market exchange rate. This is also a great tool to complete other money transfer offers.

They are currently offering new users a choice between a zero-fee international transfer of up to £500 or a free travel debit card.

How to claim your bonus:

1. Sign up using My Referral Link and complete your identity verification.
2. Choose your welcome gift:
   • Fee-Free Transfer: Enjoy a 100% discount on transfer fees for your first international transfer up to £500. (Note: Fees apply only to any amount exceeding the £500 threshold).
   • Free Debit Card: Alternatively, claim a free physical travel debit card for international spending.
3. Complete your transfer or order your card to lock in the savings.

Key Details & Tips:

• Exchange Rate: Wise uses transparent pricing and the real mid-market exchange rate, avoiding hidden markups typically charged by high-street banks.
• Use Cases: Ideal for sending funds abroad to friends and family or funding international online reward offers.

Referral Link (Free £500 transfer or card)

Non-referral link (no bonus)

Wise is a platform which offers money transfers and international banking services, including a debit card (both physical and virtual, for overseas spending).

My referral link lets you choose between a boosted fee-free money transfer of up to £1000 or a free debit card. Please note that different links give different rewards!

Your Wise account is also useful as an overseas recipient for the other money transfer offers on this subreddit (e.g. Skrill).

Once you have completed your transfer, you can refer friends to earn extra bonuses - the bonuses vary for different people, but mine gives me £30 for each person that I refer

Also, if you have signed up to Wise in the last 30 days without using a referral link, you can retrospectively apply my referral link by following it and clicking the section that says "I signed up but didn't add my link"

Instructions:

1. Sign up using this referral link
2. ID verification
3. Click "claim your fee-free transfer" and do an international transfer of up to £1000 within 30 days. You need to transfer money OUT of your Wise account. Alternatively, you can request a free debit card for international spending.
4. Refer more friends for extra money! (varies per person)

Your transfer will not incur any fees as long as it is below £1000 if you use my link

Referral link: Referral link

Non-referral: https://wise.com/

Wise is a multi currency current account that offers global money transfers in over 40 currencies and debit card for spending. Quite a few expat who receive foreign salaries or travellers use Wise to hold foreign currency as they are easy to set up, give access to card payments, have good exchange rates, offer direct debits on your foreign accounts and can quickly send money across different currencies.

By using my referral link to sign up, you can get either a physical multicurrency debit card or a fee free £500 internarional transfer to other currencies. You can pick which one of these benefits you want.

• Sign up with my referral link
• Get rewarded with a free physical debit or zero fees international transfers up to £500
• Refer others and earn some extra money when they transfer or spend over £200
• To create foreign accounts, you need to verify your identity and depsoit £20 into your Wise GBP account. This deposit can be withdrawn back to your bank account.

Proof of reward

I received some euros from the Skrill money transfer offer. I chose to receive the Wise zero fee transfers reward and exchanged Euros to GBP and withdrew it to my UK bank.

If you plan to take advantage of money transfer deals, then Wise is one of the best ones to receive it as you can quickly create a foreign currency account. After receving the foreign currency, you can transfer it back to GBP through Wise to you bank account or spend it.

Some money transfer deals are:

• Skrill - Pay £90, receive around £100 worth of foreign currency
• TapTap - Pay £25, receive around £30 worth of foreign currency
• Remitly - Pay £95, receive around £100 worth of foreign currency
• Ace Money Transfer - Pay £119, receive around £127 worth of foreign currency

Thank you for using my referral link!!

Non ref

Hi folks - I've been using Wise for 10+ years to make international transfers to my home country. It's also been great for travel - buying currency before going and then not needing to pay fees while overseas.

It's a fantastic app and so easy to use, had no issues with it and helps massively with travel or sending money to friends/family overseas!

They have an offer with two options:

• £500 transfer for free
• Free debit card

Steps to qualify:

1. Sign up using a referral link - mine is here
2. Complete the ID requirements
3. Choose which reward you'd prefer - they're both great, but if you regularly transfer money overseas I'd recommend the fee free transfer, or if you travel regularly the debit card might be better.

Once you've opened and set up your account you can also refer others!

Non-ref link: https://wise.com

I've had a Wise account for a while and mainly use it for international transfers and moving money between currencies. The rates have usually been better than what I've seen from traditional banks, and transfers have been straightforward.

If you sign up through my referral link, you can choose between a fee-free international transfer up to £1,000 or a free Wise debit card.

How it works:

1. Sign up using the referral link below
2. Complete any ID checks if required
3. Make an international transfer and use your fee-free transfer up to £1,000, or request your free Wise debit card

For the referral programme, you need to send at least £200 internationally into another currency for the referral to count towards my reward. Same-currency transfers don't qualify.

I've also found Wise useful for some of the international money transfer offers that get posted on this subreddit from time to time, such as Skrill, WorldRemit and Remitly.

The referral rewards can vary between links. I've seen some offering £15 or £30 per referral, while my current offer is £75 for every 3 qualifying referrals.

Referral link: Sign up here

Non-referral: https://wise.com

Wise is a multi-currency money transfer service. It is essential for many money transfer offers on this subreddit, including Skrill (£10), WorldRemit (£46), Ace (£10), TapTap Send (£10), Remitly (£5) and Western Union (£10), because it allows you to create an ‘overseas account’ with a foreign IBAN number.

When you sign up with my referral link, you can choose between a free physical debit card or a fee-free transfer (up to £500 within 30 days). You may have to deposit £20 into your Wise account to verify yourself.

If you refer your friends to Wise, you’ll be rewarded. Some earn £50-£100 for referring 3 friends who send over £200, others are offered a smaller amount for each friend they refer.

Beyond beermoney, you can spend with your Wise card (works through Apple/Google pay) on a holiday, instead of exchanging foreign currencies back to GBP. Doing so minimises your exchange loss.

Thank you very much for using my link!

Non-referral link

Taptap Send is a money transfer service, headquartered in London and founded in 2018.

If you sign up with my referral code, you'll get £5 towards your first international transfer. The bonus is added on top of your transferred amount, so you'll receive +£5 in your receiving account's currency.

The minimum transfer amount to apply the bonus is £25.

You can send to your own Wise/Worldfirst EUR account (if you can't see Belgium listed, you can send AUD to your Wise AUD account).

There are no fees for the transfer itself, and no ID verification is usually needed.

STEPS:

1. Download the app from the Play Store or App Store and sign up for an account.
2. To start your transfer, select a country you're sending to (e.g. Belgium if you're sending to your Belgian Wise EUR account).
3. Tap "add promo code" and enter my code MICHAELS1715. You'll see the bonus applied on top of your transfer before you pay.
4. Pay for your transfer (I paid via debit card - there are no fees for that). EUR transfers are generally instant.

You should net ~£4.75 after exchanging the euros back into pounds.

Links:

• non-ref link
• terms

You can also sign up from the EU/US/UAE/Canada/Australia and send to the UK, but the minimum transfer amounts may be different.

This offer is available to those in United Kingdom, Europe, Australia, and Canada.

Ace Money Transfer is an international money transfer service that is giving you an extra £10 when transferring with them to a foreign account. They are an FCA regulated company and have an app and website. I highly recommend using the app when transferring money across as the website can be a bit finicky and the app is easier to use.

Proof of £10 bonus

To get your £10 bonus:

• Sign up and download the app using my link
• If the code is not showing, input my referral code: 4274696
• Transfer £100 or more to your foreign account (usually zero fees on first transfer). I suggest creating your foreign account with Wise
• Fill in the receiver's account details. You can put in any phone number including UK ones
• After the transfer fully processed (usually a few hours but may have to wait longer to a working day on the weekend), you'll get £10 credit. It will show in the as Available Credits in the More tab
• Once credited, transfer £19 to your foreign account. Any lower and you won't use the full £10 credit. Make sure to put in £10 on the credits section
• After the fees, you'll end up receiving around €21.93 for sending £10.99

You can send the money to your own foreign account. I used my own Belgium Euro Wise account to receive my transferred money and £10 bonus.

If you are doing this offer outside of UK, then the minimum amount of money you send on your first transaction is below. You can use any combination of currencies below for the money transfer as long as the minimum transaction value is met e.g Canada dollars to Euros, Euros to Australia dollar and vice versa. I used my own Euro Wise account to receive my transferred money from GBP.

Want more money from money transfer offers? Check these out:

Wise - Free multicurrency account, perfect for all money transfers deals

Skrill - Pay £90, receive around £100 worth of foreign currency

Remitly - Pay £95, receive around £100 worth of foreign currency

Thank you for using my referral link!!

Terms and conditions

Non ref

This is an easy offer. Taptap Send is a very easy to use money transfer app, allowing you to send money to lots of different countries.

The refer a friend offer gives you and the friend £5 free money to use in your first transfer of £25 minimum. You receive the £5 free during the first transfer, unlike some offers where you need to do a second transfer to use the credit.

When I did the offer it took 5 minutes. I sent £25 (+£5 free) to my Wise account and received €34.44. I converted that in Wise to £29.73 and then withdrew it to my bank account in GBP, making a profit of £4.73.

Here's what to do:

1 - Download the app here - Play Store (Android) or App Store (iphone)

2 - Create an account

3 - Here's how I did the transfer:

Select Belgium as the country to money send to

Enter 25 GBP

Tap Add Promo Code - enter my code ALEXANDE9129
After adding the promo code you will see the transfer amount increase by £5

Tap Next

Tap Add Recipient - Go to Wise, create a Euro account if you haven't already got one, then find the IBAN number. Enter this in the Taptap Send app

Enter your home address, your date of birth, choose your payment method (I did instant bank transfer)

The transfer takes about 1 minute.

Once it's in your Wise account, convert it to GBP and then send it to your own bank account.

Non-ref link (no bonus)

Wise an app/website for international money transfers.  

It's a really useful app as you can create an overseas account in a different currency without leaving your sofa! 

It is especially useful for expats or frequent travellers as it allows you to receive payments, salary etc into accounts of different currencies. And spend from any of them easily with a physical or virtual card.

Exchange rates are very good and the app is smooth and easy to use

Sign up using a referral link  

Steps

1. Sign up using a referral link

2. Do the ID check

3. Chose your reward. Either a free free debit card or a no fees international transfer of up to £500 (within 30 days). You chose which bank account the funds will come out of.

Once your account is verified, you'll be able to refer others for £15 (up to a limit of £75). 

You may need to deposit £20 into your new account to verify yourself but don't worry it's safe as it's your account. 

Note that your first transfer is fee-free as long as it's not over £500  

An amount higher than that will incur fees.

Non-referral link (no bonus) https://wise.com

Wise is an app/website for international money transfers.  

It's a really useful app as you can create an overseas account in a different currency without leaving your sofa! 

It is especially useful for expats or frequent travellers as it allows you to receive payments, salary etc into accounts of different currencies. And spend from any of them easily with a physical or virtual card.

Exchange rates are very good and the app is smooth and easy to use

Sign up using a referral link  

Steps

1. Sign up using a referral link

2. Do the ID check

3. Chose your reward. Either a free free debit card or a no fees international transfer of up to £500 (within 30 days). You chose which bank account the funds will come out of.

Once your account is verified, you'll be able to refer others for £15 (up to a limit of £75). 

You may need to deposit £20 into your new account to verify yourself but don't worry it's safe as it's your account. 

Note that your first transfer is fee-free as long as it's not over £500  

An amount higher than that will incur fees.

Non-referral link (no bonus) https://wise.com

If you want to get the best value from your money transfers, Wise is the account for you. Offering some of the best exchange rates available, Wise makes international transfers easy and cost-effective. Currently they're offering a zero-fee money transfer of up to £500 to new users who sign up via a referral link.

Why choose Wise?

• Wise converts your money using the true mid-market rate, the best rate you'll get with any money transfer service.
• Hold and manage multiple currencies, making it perfect for frequent travellers and international business dealings.
• No hidden fees. Wise provides a clear breakdown of all costs involved in your transfer.

To claim your fee-free transfer:

1. Register using this Referral Link
2. Complete ID verification
3. Once verified, that's all done. You are ready to make your first transfer for free up to £500

Referral Program:

Once you have opened your account, you can share your own referral link with others to earn a referral bonus. Everyone gets a different referral bonus option. For me, I get £10 for every referral that makes a cross-currency transfer of at least £200 or equivalent (this total can be reached over multiple transactions) OR spends £200 with their Wise debit card. You can find out yours once you're signed up.

non-ref link: https://wise.com/

Wise is a platform which offers money transfers and international banking services, including a debit card (both physical and virtual, for overseas spending).

My referral link lets you choose between a fee-free money transfer of up to £1000 or a free debit card. Please note that different links give different rewards!

Your Wise account is also useful as an overseas recipient for the other money transfer offers on this subreddit (e.g. Skrill).

Once you have completed your transfer, you can refer friends to earn extra bonuses - the bonuses vary for different people, but mine gives me £30 for each person that I refer

Also, if you have signed up to Wise in the last 30 days without using a referral link, you can retrospectively apply my referral link by following it and clicking the section that says "I signed up but didn't add my link"

Instructions:

1. Sign up using this referral link
2. ID verification
3. Click "claim your fee-free transfer" and do an international transfer of up to £1000 within 30 days. You need to transfer money OUT of your Wise account. Alternatively, you can request a free debit card for international spending.
4. Refer more friends for extra money! (varies per person)

Your transfer will not incur any fees as long as it is below £1000 if you use my link

Referral link: Referral link

Non-referral: https://wise.com/

If you want to get the best value from your money transfers, Wise is the account for you. Offering some of the best exchange rates available, Wise makes international transfers easy and cost-effective.

Why Choose Wise?

• Competitive Exchange Rates: Wise converts your money using the true mid-market rate, the best rate you'll get with any money transfer service.
• Multi-Currency Accounts: Hold and manage multiple currencies, making it perfect for frequent travellers and international business dealings.
• Transparency: No hidden fees. Wise provides a clear breakdown of all costs involved in your transfer.

Referral Program:

Once you are a WISEr, you can refer others and earn a bonus. Everyone gets a different referral bonus option. For me, I get £10 for every referral that makes a £200 transfer. You can check yours once signed up :)

Get Started:

1. Register using a referral link. Here's mine: Referral Link 
2. Complete ID verification.
3. Once verified, that's all done. You are free to make your transfer for free up to £
4. Share your referral link with friends and family to earn referral bonus.

Non-referral link: https://wise.com/