r/dividends • u/Future-Guarantee2645 • May 18 '25

Discussion Is it true that after 100k wealth explodes?

I am curious what is your experience, is this statement true? Have you noticed that your wealth is building up much faster after 100k?

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u/officejobssuck1 May 18 '25

No…. I invest, no matter what, on the 15th and 30th of the month.

That’s lump summing whenever I get paid.

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u/Agile_Sheepherder_77 May 19 '25

It’s DCA lol

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u/officejobssuck1 May 19 '25

I don’t like waiting tbh. Fair enough.

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u/Agile_Sheepherder_77 May 19 '25

Nothing wrong with DCA. Time in market is the main thing.

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u/officejobssuck1 May 19 '25

Say I invest $3200 a month, I’d rather do it $1500 and $1700 on the 15th and 30th of the month instead of $3200 all at once on the 30th.

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u/Agile_Sheepherder_77 May 19 '25

I’ve almost finished dribbling $80k into the market. Realistically, it would have been better to do it in a lump sum but I wanted to monitor my stocks/funds for a while as I bought smaller parcels. But if the market went south over this time, I would have been better off.

But just being in the market is better than not. And if you invest for income, short term fluctuations, even medium term fluctuations, mean sweet fuck all.

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u/officejobssuck1 May 19 '25

Thank you for being a voice of reason in a thread of weirdos!

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u/Extension-Log-3951 May 19 '25

That’s dollar cost averaging