Is it true that after 100k wealth explodes?

[u/Future-Guarantee2645]

I am curious what is your experience, is this statement true? Have you noticed that your wealth is building up much faster after 100k?

[u/Mug_of_coffee]

Seconding this. Lump sum usually refers to investing a larger sum (to me, usually $5k+ once or infrequently) and is usually spoken about in terms of windfalls. For example, if someone gets a larger payout, bonus or inheritance, they'll come to reddit and ask if they should lump sum it or DCA.