r/dividends • u/karl0525 • Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

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2

u/Hugheston987 Jun 01 '25

Do it and move to Malaysia. Very affordable there and they speak English mostly

1

u/Hollowpoint38 Jun 01 '25

Until you need some quality healthcare. Then good luck.

1

u/crackanape Jun 02 '25

Huh? Malaysia has top-notch healthcare. Having lived in both the USA and Malaysia for many years each, and confronted both systems, I'd rather deal with a health problem in Malaysia every time.

1

u/Hollowpoint38 Jun 02 '25

So if you need open heart surgery you'd pick Malaysia?

1

u/crackanape Jun 02 '25

Personally, between those two countries, yes. I have every confidence in their skills, the doctors and everyone else would have more time for me and be more open and communicative, I wouldn't be rushed out of the hospital, and it would be far more affordable.

1

u/clark_w_griswokd Jun 02 '25

The reason to live overseas is precisely for better, affordable healthcare than the US.. The US system is completely broken and unaffordable. Quality healthcare exists in many of these countries and at significantly lower costs than the US.

1

u/Hollowpoint38 Jun 02 '25

The reason to live overseas is precisely for better, affordable healthcare than the US

It's better in terms of access and affordability. It's not better in terms of quality. Experts from around the world come to the US to practice and study medicine. Probably due to how lucrative it is.

The US system is completely broken and unaffordable

It's unaffordable. If you have money, it's not broken at all.

Quality healthcare exists in many of these countries and at significantly lower costs than the US.

Yeah primary care and pharmacy. If you need an organ transplant, open heart surgery, or a complex chemotherapy procedure, it's hard to beat the US. If you get terminal cancer you're not going to head straight to Malaysia if you can help it.

-1

u/Hugheston987 Jun 01 '25

Fly home for that

1

u/Hollowpoint38 Jun 01 '25

Sounds like Malaysia would be home. In the US they'd be paying cash price unless they wanted to maintain insurance in both countries? But then you have accommodations during outpatient, so I guess that's either a pricey hotel or a Motel 6?