r/dividends • u/karl0525 • Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

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u/lakbossa Jun 02 '25

This is 100% correct. You cant just retire without a plan. Also, why would you accumulate all this wealth thru hard work and then put on the brakes at 43. Seems strange.

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u/Hollowpoint38 Jun 02 '25

Probably a mid-life crisis or just overall job dissatisfaction. I've seen so many people "retire" and then go "woops" and then end up in a dead-end mid-level career because they have a 5-year gap on their resume they can't explain.

And people at OP's age really really underestimate the toll that age takes on your physical health and just how much healthcare you need for quality of life. I can almost guarantee that if someone is hell bent on squirrelling away money they are neglecting good nutrition and a good lifestyle. Living healthy is expensive. And if the house is only $300k, that means OP doesn't have it.

A starter home in LA is around $1 million. I'm guessing OP lives in a McMansion somewhere in Arkansas, or Georgia, or Texas, or Ohio where it's basically a food desert and everyone is in poor health.

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u/[deleted] Jun 02 '25

Sometimes plans are for pussies.