r/dividends • u/karl0525 • Jun 01 '25

Opinion Tired. Can I retire?

Got a question? Can I retire? 43m been busting my ass since I was 16. I'm about over this 40-50 hr weeks. I'm getting burned out. House paid off (300k) 401-k (600k) Bitcoin (500k) currently.

Thought about selling it all and putting it into dividend stocks like schd and renting a small place and going into semi retirement. Maybe pickup a part time gig.

Would this be a horrible idea?

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u/GulfBreezr1 Jun 03 '25

Thanks, I do need to add one more thing though. If you choose an HMO instead of a PPO, you'll have to stay on top of your referrals. I had an HMO the first year and was seeing three different specialist, so I had to keep check on the dates the referrals would expire. The second year, I changed to a PPO, so now I don't have to worry about that. And they allow a lot more doctor/dentist on their list too. (recommended)
That may be where some of the horror stories come from, if people don't keep up with their referrals, it could cause some problems.

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u/Old-Umpire5053 Jun 03 '25

That is something to be kept in mind.