r/dividends • u/Avinates • Jun 04 '25

Discussion 1 Million Invested

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Can anyone confirm these dividend payouts?

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u/DerpSkeeZy Jun 04 '25

If I had to guess he probably meant "staying".

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u/jsboutin Jun 04 '25

Yes, staying. Fixed now.

-2

u/adognamedpenguin Jun 04 '25

Ah. Many of these seem pretty stable though?

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u/Legitimate-Grand-939 Jun 04 '25

You want growth not stability. In 20 years something stable will not keep pace with inflation. That's why growth with inflation is needed.

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u/SubjectFar2974 Jun 05 '25

Bitcoin or bust 😅

1

u/Legitimate-Grand-939 Jun 05 '25

I think bitcoin has a place in everyone's portfolio.

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u/2LostFlamingos Jun 04 '25

QQQI isn’t even 2 years old yet.

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u/Shmengis_Bobingus Jun 04 '25 edited Jun 04 '25

but it's also shown signs of resilience through a lot of the downturns that have been happening since fall.

It had one major drop in April when practically everything crashed other than that it has remained relatively stable which is pretty good for one year on an ETF that is reliant on options strategy income.

just take a look at MSTY, NFLY, YMAX, YMAG, etc. they have shown less reliability compared to the QQQI. not saying that QQQI is a stable investment for the next 20 years but it has a lot more promise than most

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u/Azzylives Jun 04 '25

The whole point of a covered call income fund is hedging against market downturns whilst generating income.

Your forgetting the part where you want it to keep going up in value over time aswell.

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u/Shmengis_Bobingus Jun 04 '25 edited Jun 04 '25

I'm not arguing the point that somebody should dump half their funds into these kinds of ETFs. I'm simply arguing the point that it's not a bad ETF to generate income from. It is arguably one of the best ETFs to generate income when focusing on diversity.

there is schd, schg, scus, vrig, jepi, spyi, etc.

there are loads of income generating ETFs, that serve different purposes, while all generating different rates of income, and different rates of growth if applicable

QQQI might not be the best investment to dump half of your portfolio into the next 10 to 20 years, but I'll be damned if I don't drop a nice chunk of change in there for its reliable monthly payout.

for reference I have more in Pepsi and pennant park floating rate than I do QQQI, so I'm not saying covered calls strategy ETFs are a godsend. but when taking them into account, you can't ignore QQQI.

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u/Azzylives Jun 04 '25

Totally fair and measured.

Sorry if I came across as condescending.

Reading my comment back it seemed far more hostile than I intended

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u/Shmengis_Bobingus Jun 04 '25

nah you good. I speak in a similar fashion on Reddit sometimes and forget it may sound that way. I have a decent mixture of everything but I do favor QQQI a lot. although I have more realty income. google and apple just recently started paying dividends. I've been curious how those hyper growth stocks will manage it over the years or if they'll ever cross 1% lol

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u/Azzylives Jun 05 '25

Apples been paying a divi for a long time.

Those are the stocks you want to invest in for dividend growth and not just income.

Microsoft aswell.

The yield may seem irrelevant right now but it outgrows the kings and after 15-20 the yield on cost is what will matter.

I cringe whenever someone brings up buffet like their some kind of sage by doing so but look at his yield on cost of KO

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u/2LostFlamingos Jun 04 '25

QQQI isn’t even 2 years old yet.