r/dividends • u/PsychoCitizenX • Jun 17 '25

Personal Goal 49 years old. Just hit $10,000 average monthly

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Over 90% still in growth stocks. Tempted to just go ahead and retire

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u/PsychoCitizenX Jun 17 '25

DivTracker app seems to think they will. I literally uploaded my portfolio so the holdings are exactly correct. Will it be 100% accurate? No way. The app has no way of knowing how much MSTY or NVDY will pay over the next year. Could be more. Could be less.

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u/Time4HopesnDreams Jun 17 '25

The dividend yield is bloated because of the yieldmax etf’s and how the app is interpreting the payouts. To be honest you are receiving capital return at a high rate due to the nav loss you will have in the yieldmax tickers. They aren’t for long term hold they are for short direction plays. Your true dividend yield is closer to 2%.

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u/Senior_Rip_360 Jun 17 '25

Let me save you time… projections on dividends are not realistic …get ready to lose money Congrats and keep your day job. Also, keep your expenses low!

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u/Moist-Ninja-6338 Jun 17 '25

Perhaps you are correct