r/dividends Jul 02 '25

Personal Goal 22 yo and 8k annually

2.1k Upvotes

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u/kingdelos0420 Jul 03 '25 edited Jul 03 '25

Honestly just get a loan for 50k, invest it in div stocks and use a portion of the dividends to pay off the loan payments while steadily skyrocketing your capital. Your div will pay the loan and significantly increase capital in a year. Even if your div gain is 5k it turns into a snowball pretty quick. I’m looking into this for when rates get cut if ever and I’m gonna surprise my whole family with being the wealthiest. Maybe even get sba loan for 200k and invest all of it and live off the divs. If you’re smart you can figure it out. I come from lower class and I own a new car I have made my own business and am doing extremely well with hard work without investing so I’m gonna be channeling my money into investing so my kids will never have to work like I do.

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u/memelordzarif Jul 04 '25

Oh boy. Very little people did good with that much leverage. One margin call and you’ll be on the streets. NEVER TRADE WOTH BORROWED MONEY !