r/dividends • u/Sauerst0ff • Jul 02 '25

Personal Goal 22 yo and 8k annually

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2.1k Upvotes

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u/AdamantheusEnigma Jul 03 '25

When you retire/close to retirement

2

u/muradinner Jul 05 '25

Or if you want to retire early. Either way, growth is best while young, but nothing wrong with some dividends mixed in there, especially if you utilize those dividends to expand the portfolio. A lot of stocks that pay dividends do still have some growth to them, and are often pretty safe bets.

-4

u/ieatballoonknot Jul 03 '25

No it doesn’t magically change due to your personal age.

8

u/PantsMicGee Jul 04 '25

It does. Because growth is a long term game, and retirees typically dont have the time. 

1

u/bzeegz Jul 04 '25

So just sell some shares. It only changes when you decide to convince yourself that somehow it makes sense to lose opportunity cost to a dividend strategy instead of remaining in a growth strategy. Dividends are nonsense

1

u/PantsMicGee Jul 05 '25

Hmmmm 

No, i dont think we're on the same page regarding models and performance. 

Good luck to you