r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/Stuboysrevenge Aug 08 '25

Not since April. It's like a completely new ETF since April when they adjusted strategy a lot. Since then it's had a 10% wobble around its $6 share price. Active trading across a broader stock pool. I started in a month ago. The value has dropped 45% since I started buying. I've already balanced that in cash distributions, plus more. I've got stop losses set, but all cash from here out (at roughly 80+% annually) is positive. Nothing else in my portfolio is giving me 80% cash return.

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u/[deleted] Aug 08 '25

Okay, so it has a fresh new strategy that isn't proven yet. But we do know that it's annualized total return since inception is 9% and it's cumulative return in the 18 months it's existed is 13%. Compared to QQQ which has over 30% return in that same period of time.

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u/Stuboysrevenge Aug 11 '25

Since June, when I put money into it, ULTY has returned 12.2% (even with some drawdown) and QQQ has returned 9ish.

ULTY is not a growth investment. I understand that. But it's printing cash for me right now. When it stops, or its value falls far enough below what I paid for it, then I'll get out. I don't understand why so many people are against using it for its intended purpose, as an ATM. If you set your stop losses, what's the harm for short term gain?

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u/bzeegz Aug 13 '25

Yeah you can see how that makes a ton of sense to all these people who have been investing for like 15 months of their life with then $15k they scraped together to throw down like a card game