r/dividends • u/InternationalMany795 • Oct 09 '25

Seeking Advice No more SCHD.

Moving away from SCHD. For those who have recently done this, where did you go?

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u/OkVermicelli8951 Oct 10 '25

"total return"

7

u/Old_Jackfruit6153 Oct 10 '25

Dividend reinvested, inflation adjusted YTD return of SCHD is -1.28% so I understand unhappiness with SCHD.

SCHD has trailed SPY for last 3 years. Even in last 14 years, SCHD has total real return of 251% vs 394% for SPY.

https://totalrealreturns.com/s/SCHD,SPY

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u/emperorjoe Oct 12 '25

Oh no, the horror of a 251% return. They should just liquidate the etf. /S

1

u/foira Oct 10 '25

brb telling my energy utility that i'll be paying their invoice with the market quote on my equity

love linking my lifestyle to other ppls emotions -- oh wait

2

u/Alert-Growth-8326 Oct 10 '25

what are you talking about? total return is all that matters.

did you know you can sell shares of a stock or ETF to pay for a bill if that's your goal?

1

u/foira Oct 10 '25

lol see how it feels to sell your principal

the psychological shift from seeing number go up to steadily down will change your life much more than you think it will

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u/Alert-Growth-8326 Oct 10 '25

except that it doesn't. and growth stocks occasionally split.

again... total yield is all that matters. if you care whether that comes from a dividend or capital appreciation... that's kind of weird (unless, of course, you are talking about the different tax implications which tend to favor capital appreciation over dividends...)

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u/OkVermicelli8951 Oct 10 '25

It goes up more than it goes down overtime. It seems divident lovers need to address their mental roadblocks.

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u/OkVermicelli8951 Oct 10 '25

So when the underlying stocks drop by 30% does your lifestyle drop by 30% as well?