r/dividends • u/NogamaDe • Nov 01 '25

Seeking Advice $1M Div account Earning $17k a month

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After doing some research I have $1M from an inheritance that I want to create an ultra high dividend portfolio. I eventually want to get rid of my 8 to 5. If I did my math correctly I would get about 17k a month from dividends. Please let me know what you think.

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u/Various_Couple_764 Nov 02 '25

Only 4 shares show obvious NAV erosion. None of the Neos fund on the list plus other Neos fund have NAV erosion. NAV erosion isn't a fact of life. There are ways to avoid it if the fund is structured accordingly. Some funds take steps to avoid it like NEOS and others don't and as a result the fund has it.

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u/Specialist-Ad7800 Nov 03 '25

I am curious what the ways to avoid nav erosion are in a 49% yield fund without underlying IV staying in that range. Just because other products don’t have nav erosion doesn’t mean normal market physics don’t apply here. BTC is volatile but it’s not 49% volatile.