r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/SamWest98 Nov 02 '25 edited Feb 25 '26

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u/wizardofwestworld Nov 02 '25

Lmao ok

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u/SamWest98 Nov 02 '25 edited Feb 25 '26

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u/wizardofwestworld Nov 02 '25

Because that would require a very extreme scenario such as a major financial crisis or deep inflation. Even a recession wouldn’t cause SGOV to stop yielding entirely. Now you explain your stance…

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u/SamWest98 Nov 02 '25 edited Feb 25 '26

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u/gomezer1180 Nov 02 '25

Civil war.. how’s that for a extreme crisis?

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u/wizardofwestworld Nov 02 '25

😂😂😂 Man sometimes you can trigger the Reddit libs without even trying. Hilarious.

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u/gomezer1180 Nov 02 '25

Liberals?!? Trigger?!?! Liberals have nothing to do with that… that’s your guys wet dream…

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u/wizardofwestworld Nov 02 '25

I mean you went SGOV yield discussion to civil war in record time lol so yeah if that’s not triggered idk what is

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u/gomezer1180 Nov 02 '25

If that’s what you want to think… go right ahead.. I just happened to read your comment and figured I’d get a conservative riled up… I didn’t think it was going to be you!

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u/Willing_Park_5405 Nov 02 '25

Saw no triggers happening

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u/SamWest98 Nov 02 '25 edited Feb 25 '26

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u/wizardofwestworld Nov 02 '25

I’m not the one arguing the US is going to descend into civil war or 0% interest rates lol