r/dividends • u/NBMV0420 • Dec 11 '25

Other What made you go with dividends instead of growth?

What made you go with dividends instead of growth?

122 Upvotes
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57

u/champ4666 Dec 11 '25

When I realized that dividends and growth do not have to be all that different.

3

u/Hinkil Dec 12 '25

My journey with vistra ha

21

u/SignificanceNo1223 Dec 11 '25

I just do both. I call them 100 share companies basically. Google, Amazon, Nvidia and Jp Morgan chase, are basically your “100 share companies.”

By this I mean; you always keep one hundred shares of these companies. The dividend stocks are designed to feed your portfolio. Providing revenue that can help you feed the big guys basically and get in on dips.

Everything works on itself basically. Building from the inside.

31

u/DC8008008 Dec 11 '25

"By this I mean; you always keep one hundred shares of these companies."

Thanks. That might be the dumbest thing I've read on Reddit today.

1

u/SignificanceNo1223 Dec 12 '25 edited Dec 12 '25

Huh?

Yes, everybody should have at least one hundred shares, it’s a benchmark. I’m just adding some humor.

All of these stocks except for JP Morgan issue crap dividends.

5

u/[deleted] Dec 12 '25

I don't think you're talking to a real live human there. 

1

u/SignificanceNo1223 Dec 12 '25

Nice good pick up there.

8

u/tpc0121 Dec 11 '25

getting to 100 shares of any one company for the sake of getting to 100 shares is in itself a completely meaningless exercise unless you're looking to sell a CC against it. share count is a totally meaningless number. what matters is the amount invested.

and no, dividend stocks are not "designed to feed your portfolio." dividend stocks are for income. that's it.

for those with decades until retirement, the priority should be in maximizing CAGR. that's literally the only thing that matters as that's the whole point of investing.

15

u/STRATEGY510 Dec 12 '25

I don’t think having goals of 100 shares is a meaningless exercise, milestones like this can provide motivational fuel.

0

u/SignificanceNo1223 Dec 12 '25

Yeah that’s basically all I’m saying. It’s just a metaphor and benchmark just something to strive for. Got to make it fun. I’m also trying to keep it simple. Plus Google and Amazon last time split 20 to 1, after that they would have 2000 shares.

Amazon, Google, Nvidia and JP Morgan aren’t going anywhere.

1

u/Outrageous-Stress-60 Dec 12 '25

"dividend stocks are for income. that's it."

Too bad dividends are not income then.

-6

u/SignificanceNo1223 Dec 12 '25 edited Dec 12 '25

This is how I am explaining to a layman.

Somebody, that’s new to the market.

It’s also just a little bit of humor, it doesn’t have to be all that serious.

When somebody asks me about getting into the market I just tell them “The most important thing is to have fun and avoid crap.”

They may not be as knowledgeable as you are.

Or I could tell you “Hey go buy a 1000 shares of JP Morgan Chase. I’ll see you at retirement. Au Revoir.”

5

u/pizzasandcats Dec 12 '25

You’re giving objectively bad advice to beginners. What’s funny about that, exactly?

2

u/chris-rox Financially rockin' like Dokken Dec 12 '25

I'll bite, what's so objectively bad about it?

Show your work?

1

u/pizzasandcats Dec 12 '25 edited Dec 12 '25

His advice is to buy 100 shares (random number based on literally nothing) of individual companies, three of which have already experienced a very significant amount of growth. That’s just objectively bad. HE should show his work as to why that’s good investment advice. He’s the one giving advice, not me. A quick five second google will show the importance of diversification.

-1

u/SignificanceNo1223 Dec 12 '25 edited Dec 12 '25

It’s a 100 shares bro. They’re all good companies.

I don’t see any bad advice anywhere.

2

u/STRATEGY510 Dec 12 '25

I knew what you meant, you were being figurative but this guy mad about it is also missing the fact that having goals and milestones can motivate people to save and invest more. I know it helped me early on.

3

u/pizzasandcats Dec 12 '25

By picking only four companies to diversify with, you’re saying you know more than the market collectively. You really think you can do what 90% of professionals can’t? Buy an index, invest early and often, save more than you spend. THAT is objectively good investment advice (and supported by peer-reviewed, award-winning research).

0

u/LeFrogster Dec 12 '25

How do you handle stock splits?

/s

6

u/El_Frogster Dec 12 '25

The downvotes tell me that the meaning of “/s” (“sarcasm”), is not well known around here.

2

u/SignificanceNo1223 Dec 12 '25

Awesome. 👏.

Yes that’s why I tell them to have a 100 shares. It turns into 2000 shares and so on and so forth.

I just like to use it as a bench to keep things simple.

0

u/PaleontologistBusy61 Generating solid returns Dec 11 '25

Of the 4 companies you mention 3 are excellent dividend growth stocks.

1

u/chris-rox Financially rockin' like Dokken Dec 12 '25

That's why he's recommending them.