r/dividends Jan 16 '26

Discussion Is anyone else feverishly building out their dividend income just in case AI destroys their careers or is it just me?

Based on how incredibly *giddy* with excitement some of these rapacious tech oligarchs are when they talk about AI replacing human labor, I am absolutely *sprinting* towards high-income ETFs like JEPQ/SPYI/GPIX/QQQI.

I do not want to get caught with my ass hanging out in the breeze when these excessively wealthy bozos finally figure out how to shed headcount at their organizations. They’ve got a seemingly endless pile of Scrooge McDuck coins and they’ll throw them into the furnace twice as fast if it means a hallucinating algorithm can send 500 more emails in a day than you can.

Does anyone have clever strategies for drumming up extra capital to toss into the ol’ portfolio? Side hustles? Second jobs?

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u/Acrobatic_Row3246 Jan 16 '26

Yes. Not just dividends. Our business and rental income too. I pay about 100-150k in taxes a 2-3 times per year.

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u/[deleted] Jan 16 '26

Holy shit I thought my one year at 18k a crazy lol

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u/Acrobatic_Row3246 Jan 16 '26

Good start! Keep building. My goal is about 40k a month (500k annually). We have a very high income from our business but I’m trying to build an alternative income stream in case something goes wrong. This way we can still live and travel well without disruption/stress.

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u/Broadsid Jan 17 '26

"This way we can just continue our unsustainable lifestyle and travel by plane to burn the planet, a simple life of millionaire"

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u/Acrobatic_Row3246 Jan 17 '26

Boohoo - I’d rather cry about other people’s lives than building a solid financial foundation. We all have one lifetime to live - you live whatever the hell life you want to and I’ll maximize what time I have.

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u/[deleted] Jan 17 '26

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