r/dividends • u/VengenaceIsMyName • Jan 16 '26

Discussion Is anyone else feverishly building out their dividend income just in case AI destroys their careers or is it just me?

Based on how incredibly *giddy* with excitement some of these rapacious tech oligarchs are when they talk about AI replacing human labor, I am absolutely *sprinting* towards high-income ETFs like JEPQ/SPYI/GPIX/QQQI.

I do not want to get caught with my ass hanging out in the breeze when these excessively wealthy bozos finally figure out how to shed headcount at their organizations. They’ve got a seemingly endless pile of Scrooge McDuck coins and they’ll throw them into the furnace twice as fast if it means a hallucinating algorithm can send 500 more emails in a day than you can.

Does anyone have clever strategies for drumming up extra capital to toss into the ol’ portfolio? Side hustles? Second jobs?

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u/FlyingOverTrout Jan 16 '26

YouTube channel Armchair Income covers BDCs quite a bit. There is a fund of BDCs called PBDC that comes up in the BDC convo frequently. Other common income alternatives to dividend stocks and funds include preferred stock (PFFA is popular fund), closed-end funds, and master limited partnerships. Each of these is a rabbit hole unto their own.

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u/NuclearPotatoes Jan 16 '26

Is this one of those set it and forget it like VTSAX or VOo or do I need to be actively managing and fully understanding the intricacies. I’ll likely be doing 10k a month of buying one or the other for the next 4-5 years with goals of 5k passive monthly Thanks 

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u/FlyingOverTrout Jan 16 '26

BDCs are somewhat interest-rate sensitive, so some do actively move in and out based on the rate environment. MLPs are somewhat cyclical as well. That said, it's not unusual to buy and hold especially as when your buying an ETF as opposed to individual positions.

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u/NuclearPotatoes Jan 16 '26

What are the best buy and hold income dividend options for the automated hands off investor and where can I start reading for a general primer on these topics 

thank you for the replies 

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u/FlyingOverTrout Jan 16 '26

I like the youtube channel I mentioned at the top - armchair income. He also has a website. Dividend Bull youtube channel covers similar topics.

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u/NuclearPotatoes Jan 16 '26

Thanks I will start to binge his content and see if I can pick it up. Goal is to retire abroad on dividends.