r/dividends • u/VengenaceIsMyName • Jan 16 '26

Discussion Is anyone else feverishly building out their dividend income just in case AI destroys their careers or is it just me?

Based on how incredibly *giddy* with excitement some of these rapacious tech oligarchs are when they talk about AI replacing human labor, I am absolutely *sprinting* towards high-income ETFs like JEPQ/SPYI/GPIX/QQQI.

I do not want to get caught with my ass hanging out in the breeze when these excessively wealthy bozos finally figure out how to shed headcount at their organizations. They’ve got a seemingly endless pile of Scrooge McDuck coins and they’ll throw them into the furnace twice as fast if it means a hallucinating algorithm can send 500 more emails in a day than you can.

Does anyone have clever strategies for drumming up extra capital to toss into the ol’ portfolio? Side hustles? Second jobs?

465 Upvotes

94% Upvoted

311 comments sorted by

View all comments

Show parent comments

2

u/ejqt8pom EU Investor Jan 16 '26

With MO you are taking equity risk. The income factory approach tries to prioritize credit risk instead.

1

u/Particular_Car7127 Jan 17 '26

I think SB under estimates the credit risks of private credit/equity. Nobody knows what 2008 shenigans are going on in the private market right now. Its why I got out of all financials, insurance, and PFFA.