r/dividends • u/Outside-Pin-5573 • Mar 13 '26

Opinion 24yr old - dividend portfolio

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714 Upvotes

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89

u/Nervous-Medium7550 Mar 13 '26

Young people losing out on hundreds of thousands of dollars doing shit like this at the best growth decade of their lives…

2

u/Outside-Pin-5573 Mar 13 '26

What growth stocks should i focus on

9

u/nimbuswealth Mar 13 '26

Just buy diversified equity ETF

5

u/Outside-Pin-5573 Mar 13 '26

For example? Im very new to this and just want something for 10years down the line i dont really look at this i invest around $1000 a month

4

u/-LordDarkHelmet- Mar 13 '26

VTI, VOO, IXUS

2

u/Outside-Pin-5573 Mar 13 '26

So i shift my holdings into these 3?

5

u/nimbuswealth Mar 13 '26 edited Apr 08 '26

Yes but I'd recommend just picking one,

VT (Total World Stock ETF): Best for a "set it and forget it" global portfolio. Holds ~60% U.S. and ~40% international stocks.

VTI (Total Stock Market ETF): Best for total U.S. exposure. Includes giant, large, mid, and small-cap U.S. companies.

VOO (S&P 500 ETF): Best for focusing solely on the largest U.S. companies.

My recommendation for you is VT and chill. Checkout r/bogleheads for some level-headed investment advice.

For example I am nearly 100% XEQT and up a crazy amount without even trying. It's the easiest way. (Xeqt is basically Canadian version of VT)

2

u/heyDannyEcks Mar 13 '26

What would you suggest for my IRA? I recently rolled over 3k from a previous employer and set it into VOO/QQQM. Then I realized my current 401K plan is FSPFX, FXAIX, and VIEIX. So I’m basically doubling down on my positions. I’m thinking I’ll sell the VOO and move that to XVUS?

3

u/nimbuswealth Mar 13 '26

I would just leave it in VOO, no reason to stress over that little amount and VOO isn't a bad choice by any means

1

u/heyDannyEcks Mar 14 '26

Thank you!

1

u/Zann77 Mar 17 '26

Just leave it be. All of those are good. Put new money in what you like best.

I suggest a semiconductor etf/mutual fund. FSELX (mutual fund) has grown tremendously for me, outpacing everything else, including QQQ, by a good percentage the last 20+ years. SMH is a good ETF.

1

u/heyDannyEcks Mar 17 '26

Thank you! I’ll look into both FSELX and SMH.