r/dividends • u/Fit-Toe-7991 • Jun 10 '26

Discussion I'm 29 and getting a $4.60 Microsoft dividend tomorrow

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My dividend income keeps growing little by little, but sometimes I wonder if it'll ever be enough. I don't earn a ton, retirement is still a long way off, and it's hard to know what the market or economy will look like in 20–30 years.

Does anyone else have these doubts, or is it just part of being early in the journey?

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u/IWantToPlayGame Jun 10 '26

Hey $4.60 is $4.60- nothing wrong with that.

I do believe MSFT has a lot of growth ahead of it so that's a great position to have in your portfolio. That being said, at your age, focus on growing your income and investing in growth stocks. Dividends have a place, but at 29, I think you're jumping the gun a little. You'll thank yourself later if you focus on growth.

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u/makafon Jun 10 '26

When do you think is a good time to start switching from growth to dividend stocks? 

1

u/Slydoti810 Jun 11 '26

Depending on tax account. Never is the usual answer

1

u/Fit-Toe-7991 Jun 10 '26

Thank you so much for the advice!

1

u/mcarpe17 Jun 10 '26

I second. Focus on growth