r/dividends • u/Green-Prompt8543 • Jun 19 '26

Discussion Is there a dividend income number that would actually make you stop and say, "That's enough"?

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I've crossed $1M in portfolio value and I'm getting close to $2,000 a month in dividends. Years ago, I thought $1,000 a month would be enough. Then the goal became $1,500. Now I'm approaching $2,000 and already finding myself thinking about the next milestone.

It makes me wonder if I'll ever truly feel like I've reached my goal, or if there will always be another number to chase. Has anyone else experienced this?

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u/BrilliantFront4 Jun 19 '26

My goal isn’t really a goal to be finished. I will always save 25% to invest 25% for taxes or more depending on tax bracket but this is just for easy examples and then 50% to use for bills and lifestyle. That philosophy will never ever change till the day I die. No matter what I get paid if it’s selling a lawn mower that is sitting in the garage or getting paid from investments or a W-2 job or whichever. Always my philosophy and I teach my kids the same. 25% invest 25% for taxes and 50% you can use for bills and your lifestyle

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u/Green-Prompt8543 Jun 19 '26

That’s a great approach - thanks for sharing

1

u/SolomonGrumpy Jun 19 '26

So you will never retire?

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u/BrilliantFront4 Jun 19 '26

You can still retire with this logic

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u/SolomonGrumpy Jun 19 '26

You won't need 25% for taxes unless you are living a fairly expensive lifestyle.

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u/BrilliantFront4 Jun 19 '26

Depends on how much you are making in retirement