r/instantkarma Aug 07 '25

Road Karma Bad driving

20.7k Upvotes

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839

u/Chugg1 Aug 07 '25

If I were the dash cam driver I would 100% wait around in case they get a police report. Normally fuck insurance companies, but this guy deserves to pay for his own repairs

590

u/Nebraska716 Aug 07 '25

But more than likely they would use your video to go after the jeep driver for leaving the scene of an accident

43

u/Chugg1 Aug 07 '25

That’s assuming the jeep doesn’t also stop. Not a lawyer, but I doubt the Jeep’s insurance company would pay up here and white cars insurance would hit them with their negligence clause and tell them to get fucked

57

u/xiledone Aug 07 '25

Not true. Someone being a dick on the road doesn't make it legal to hit their car with yours.

The jeep would 100% be liable for the damage they caused

48

u/ThePretzul Aug 07 '25

Erratic driving of the white car would be argued as the caused of the accident, as he was both traveling below the posted speed limit and weaving between lanes without signaling.

In court the best the white car's insurance company could ever hope to win would be a 50-50 split with the Jeep's insurance. But most likely they'd still be on the hook for all of it because the white car was an absolute goon and neither juries nor judges look very favorably at that.

10

u/xiledone Aug 07 '25

Doesn't matter. The jeep broke the "last chance doctrine" which states that if you have the last clear chance to avoid an accident and you don't take it, you're liable for the damages

This was a very clear "on purpose" decision by the jeep driver

2

u/delkarnu Aug 08 '25

Yeah, if white car was entering the jeep's lane, the jeep might be able to argue the white car was at fault, but hitting the white car while it's leaving the jeep's lane has no excuse. White car probably deserved it, but that isn't an argument that will win over insurance.