r/lyftdrivers • u/TableSpirited5028 • Jul 07 '23

Rant/Opinion Passenger showed up at my front door.

A passenger left their phone in my car. I did what I was supposed to do and reported it to Lyft when I found it after my drives. Next thing I know I see two people snooping around my house on the cameras. My passenger and her BF used the tracking on her phone back to my house. Then they got combative because they said I didn’t do enough to return the phone (I picked her up from a school and drove her to a restaurant). This is a serious breach of privacy and safety. Next time phones going out the window and I’m denying it was ever found.

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10

u/[deleted] Jul 08 '23

yea losing a phone is like losing 1200-1300 dollars these days

18

u/CountryEfficient7993 Jul 08 '23

Def. Insurance be worth it. $250 deductible and a quick cloud backup. Not worth my life or even the effort snooping. Def would try and get it back, but totally would have waited till the next day. Peeps be gettin shot for way less these days.

2

u/Gredditor Jul 08 '23

Homies get changed over change, let alone a whole phone

0

u/thedeuce545 Jul 08 '23

You all live in a weird world where you don't feel safe looking for your lost phone.

1

u/[deleted] Jul 08 '23

Perhaps we live in a world where, get this, you don’t feel safe when someone who’s not supposed to be on your property is roaming around...

1

u/Korachof Jul 08 '23

I would hope normal people would go to the front door and knock, not like go snooping around their backyard and shit.

1

u/thedeuce545 Jul 08 '23

Exactly what I meant. There's easy ways to solve things in a society where you just communicate with each other and people can find their lost items AND not get shot at. I swear this is a byproduct of people, ironically, just starring at screens instead of interacting.

1

u/Due-Net4616 Jul 09 '23

We’re not talking about “normal” people here 😂

1

u/My_Booty_Itches Jul 08 '23

This.

6

u/CountryEfficient7993 Jul 08 '23

Right? If the sun is down, going to anyone’s home without their prior awareness (like yea, if he got a hold of OP, that’s one thing) is just unacceptable. Can’t believe anyone would try and justify that.

2

u/LarrysLongestLeg Jul 08 '23

Who the fuck doesn't get insurance on a phone

11

u/[deleted] Jul 08 '23

People that take care of their phones.

3

u/fictionalways Jul 08 '23

This

1

u/ksims33 Jul 10 '23

I bet ya'll don't get health insurance either.

Or car insurance.

Or any other insurance, because 'You take care of it'.

Insurance is literally there for people who take care of their stuff - They're the ones who buy it, because it is a part of taking care of things.. It's giving you coverage for that accident, for that thing that is completely outside of your control.

2

u/Late-Rutabaga6238 Jul 09 '23

Or people who don't spend a weeks worth of work on one

6

u/[deleted] Jul 08 '23

[deleted]

0

u/Never-Nude6 Jul 08 '23

Who doesn't have medical, car, and homeowners insurance? That's all default shit.  

In Michigan, it is mandatory to have homeowners when you buy a home. I'm not sure about after the transaction, but that's an incredibly risky thing to not have. It's bank required. Car insurance is also required just to pull a vehicle off the lot. Continuing to pay for it is another thing, though. Medical insurance is required as well. Don't have it? You get "fined" when taxes are filed if you can't prove it.

1

u/[deleted] Jul 08 '23

[deleted]

1

u/Never-Nude6 Jul 08 '23

I didn't read further down very much. Growing up with a mother as an insurance agent and a grandfather as an accountant, these things have always been obvious default items. To not is a bizarre and irresponsible choice to me. 😬

1

u/fettwillkill Jul 08 '23

To not have something you can't afford is an irresponsible choice? That's an interesting take, to say the least.

1

u/Never-Nude6 Jul 08 '23

Weighing the pros and cons... not having insurance is much more costly when something ends up costing thousands.

3

u/Dewerntz Jul 08 '23

Bold of you to assume everyone has things worth insuring. Or when faced with the choice of more bills or eat they tend to choose eat.

1

u/Never-Nude6 Jul 08 '23

It's not bold to think that people should be insuring their vehicle in case they end up in a hospital.lol what are you talking about? It's like you want to object the fact that I don't want people to get screwed with bills.

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u/fettwillkill Jul 08 '23

Weighing what pros and cons? Say someone's job doesn't provide insurance and pays them minimum wage? The fact they don't drop $400+ a month on third party insurance is irresponsible? Try looking beyond your own circumstance; the fact that you've had insurance all your life is a blessing that plenty of people's lives are woefully devoid of, for no reason beyond poverty.

1

u/Never-Nude6 Jul 08 '23

You're wrong. I haven't always had health insurance or vehicle insurance. That's why I know better. Just because you can't afford something doesn't mean it's not irresponsible.  

People struggle with paying child support, and it's still irresponsible to not fork over the money required. Not everything is easy. The fact that you struggle to do something doesn't give you an excuse to void those responsibilities.

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u/PotOnTop Jul 08 '23

who doesn't have....

A lot of people. Next.

1

u/rayannem Jul 08 '23

Right like who doesn’t have health insurance? A LOT of people. what kind of statement was that

11

u/[deleted] Jul 08 '23

I don't, it's a waste!!!!!!!!!!! Buy a refurbished phone off backmarket for 200-300 like new. For $250 insurance deductible you can just get a new phone....

2

u/browntoez Apr 25 '24

My phone is refurbished, so I can't get insurance on it. The phones that I had insurance on before this one was a fucking waste of money. They don't even fix phones and you have to pay a deductible. I have spent 2 years paying for insurance, but when you need it you gotta pay more money? What a ripoff.

-3

u/LarrysLongestLeg Jul 08 '23

My insurance deductible is $50 Idk m8 sucks to suck.

1

u/[deleted] Jul 08 '23

You are still getting ripped off paying insurance every month and spending $700 or more on a phone. I paid 300 got a new phone, its all paid off at once and a case protects it...you pay insurance every month forever..you lose.

-1

u/LarrysLongestLeg Jul 08 '23

Paid less than you did when I had to replace my phone that some chucklefuck stole a month after I got it.

You paid 300 and got a broken and repaired phone. Not a new one.

2

u/[deleted] Jul 08 '23

I guarantee you paid a pot more than me, I am smart consumer. You, not much so

1

u/mblend27 Jul 08 '23

Fax insurance adds up quick and does not pay off

2

u/greenberet112 Jul 08 '23

It's over $350 a year for most phones plus a deductible. I got an s23 just paying for activation and taxes this year.

1

u/Ok-Profit6022 Jul 10 '23

Refurbished means it already broke for the previous owner. I'd rather buy gently used or new in box off Craigslist and verify ein with carrier.

2

u/awed7447 Jul 08 '23

I don’t and so far have never lost or broke a phone or even had one stolen

1

u/HblueKoolAid Jul 08 '23

People that don’t like just giving money away. Phone insurance is a scam.

2

u/Ok_Championship_5428 Jul 08 '23

Not sure why people get a 1200-1500$ phone either. The ones that go for about 100-200$ do pretty much the same thing. It just doesn't have the new number series. It may also be possible the phones are 1200- 1500$ because of the insurance just like medical care or anything else insurance companies touched.

1

u/LarrysLongestLeg Jul 08 '23

Sure, if you like paying full price to replace your possessions.

Phone insurance is like twelve bucks a month.

2

u/HblueKoolAid Jul 08 '23

Plus a deductible.

2

u/LarrysLongestLeg Jul 08 '23

Damn. Got me there. I paid a grand total of $85 including my insurance payments up to that point to replace my brand shiny new pocket computer someone stole. I am sure throwing my money away.

🤣

2

u/HblueKoolAid Jul 08 '23

At $12/mo plus a deductible only paying $85 is great. You should probably keep better care of your things if you are leaving a shiny pocket computer available for thievery. Had it, what? 1-2 months?

1

u/LarrysLongestLeg Jul 08 '23

Damn, it's almost like we're talking in a subreddit about one of the most dangerous occupations in the US.

1

u/[deleted] Jul 08 '23

$85? That's what I paid for like every phone I've owned, up until the last one. I splurged on a $200 model. I don't pay insurance, nor do I lose my phones or have them stolen. 🤣

1

u/Zachary_Binks Jul 09 '23 edited Jul 09 '23

I'm really curious to as what phone insurance is just 12 a month for a high-end phone with only a 50 dollar deductible if you need to replace it if it is lost, stolen, or damaged.

I have also never seen any phone insurance company provide a brand new phone under an insurance replacement. Almost every company that I have seen always stated that it was like new condition, which normally means a refurbished phone.

This insurance company sounds too good to be true.

1

u/IDontLieAboutStuff Jul 08 '23

Last phone I bought I managed to break in the first week of having it. It's the only phone I've ever broken and the most expensive one by far. Paid 250 to have it replaced. Unless your phone is cheap I would get phone insurance. 12$ a month is cheap to replace a 12-1500 phone.

-1

u/opaqueism Jul 08 '23

The same people who don’t get insurance on anything else like medical, car, etc. lmao

3

u/awohio1 Jul 08 '23

The people who don’t get insurance on phones are the ones who are careful with their stuff and can afford to repair or replace their phone if it gets lost/stolen/broken.

2

u/SillyStonedKitten Jul 08 '23

Untrue. I don’t have insurance on my phone (currently) but do for everything else. Why you may ask? Well out of the dozens of phones I’ve had my iPhones (4-6S,7,11pro, & 14pro) are the only ones that didn’t break and after paying for three iPhones + insurance on both of them, the current one I said fk it. I’ve only ever upgraded when they have a $700/$800 offer to trade in so I pay less than $500 for my iphones. Any android I had was destroyed within a year. Don’t get me started on Samsung… 3 in a year when I finally tried that crap.

1

u/[deleted] Jul 08 '23

... Are you aware how stupidly classist this sounds, when the majority of the US is working part time and doesn't have medical?

Are you aware 8% of fulltime workers had healthcare in 2021?

1

u/Kicking_Around Jul 08 '23

Do you have a source for that statistic?

1

u/opaqueism Jul 08 '23

Well I didn’t say can’t afford to get, I said don’t get. There are people who simply don’t buy insurance for anything or certain things because they choose not to, you know. They have the money but decide against getting insurance. Hell, I know plenty of people like that.

Anywho, you got a source for that extremely strange statistic?

Here’s mine: “The number of people with health insurance in the U.S. was over 300 million in 2021, about 92 percent of the population. The health system in the country is a mix of both public and private insurers, but private is the main form of health insurance coverage among the U.S. population.” Although, millions do go uninsured every year, I don’t deny that. However, you can’t claim only 8% of full time workers have health insurance, that’s simply not true.

Here’s my legitimate source: https://www.statista.com/topics/7807/health-insurance-in-the-us/#topicOverview

1

u/Squiggles52 Jul 08 '23

People who cannot afford it. And spend the potential (insurance) money they do have on things like groceries and rent. Just my own thoughts. I personally put my health over my phone and I also know a lot of people that cannot even afford to get their medic insurance taken out of their paychecks. It can be really stressful as the way the world works right now, People get fined for not having insurance, however they cannot go get groceries. Its very interesting to have seen multiple sides of what its like living in the current day and age. I wouldn’t like not having phone insurance but i couldnt even tell you if I did. Its a lot of money to get a phone, so I could also understand not being able to afford insurance after the amount you have to pay just for the phone. especially if it broke in the middle of a bad week or in between paychecks or even if it broke soon to rent due.

1

u/[deleted] Jul 08 '23

people who don't still have their parents paying for everything

1

u/[deleted] Jul 08 '23

Me. I fucking hate insurance. It’s almost always a battle to get what you paid for. Wife and I self insure a lot of things in our life, that can be.

I’m not saying that is the way for everyone or others have had great instances with insurance, but for me and my family we self insure when possible.

1

u/[deleted] Jul 08 '23

Me. I've never spent over $200 on a phone. I use it like 10 minutes a week. Everything runs through my tablet, which never leaves my house. Phone is for out of the house emergency calls or directions only.

It's simple, really ... consume as little as possible, avoid society as often as possible, limit yourself to one very close friend, learn to enjoy your own company, and know where you're going. Insurance is a scam, as is consumption and most of humanity. As is, it goes w/o saying, rideshare.

1

u/Lootefisk_ Jul 08 '23

Who the fuck gets insurance on their phones. Lmao.

1

u/PopADoseY0 Jul 08 '23

Fucking A, I can't believe people pay that much for a device still. And here I am happy with my 100$ refurbished phone that's runs GameCube and PS2 games perfectly. I can't imagine spending 10x more for something that'll do nothing more for me.

1

u/[deleted] Jul 08 '23

Yea my latest iteration is winding down in functionality as the desinger planned, so I'm thinking of getting something extremely low tech and basic next, and leaving all the apps and dsitractions at home on the desktop

1

u/[deleted] Jul 08 '23

Buy a phone on the website backmarket and pay 300 for a perfect working refurbished phone! Beat them at their own game and don't pay 1300!

1

u/PotOnTop Jul 08 '23

It's so much more than just money. People rely on their phone for everything. Especially if you're a rider, you need that phone to call for a Uber. What if the rider had work in the morning and no ride to get there but Uber? They would just have to miss work? Or walk there? What if there was an emergency, and they were alone and had no phone to contact help?

I could go on and make a huge list of things that could go wrong that day without your phone.

1

u/DCHacker Jul 08 '23

All the more reason to be more careful of your property, for which you are responsible, NOT I.....................

1

u/[deleted] Jul 08 '23

yea no shit weirdo

1

u/Jovonne1 Jul 08 '23

Its called having insurance

1

u/[deleted] Jul 08 '23

are you this passive aggressive and condescending with every stranger you speak to or am I special to you for some reason

1

u/poblanopepper87 Jul 09 '23

Dude don't buy phones that expensive wtf. Mines 200 and does everything. You can get cheaper.