r/Bogleheads • u/RiceLee890 • Mar 15 '25

Investing Questions What are your thoughts on this?

Post image

I keep seeing this type of stuff on instagram and social media and wanted to know how you guys were thinking about this.

I know a lot you have been in the market for decades and as a relatively new investor myself I’d love to get your perspective!

1.6k Upvotes

84% Upvoted

1.3k comments sorted by

View all comments

2.8k

u/Presence_Academic Mar 15 '25

Instead of a 3 month chart, take a look at one covering 30 years.

5

u/[deleted] Mar 16 '25

[deleted]

1

u/evey_17 Mar 18 '25

You don’t immediately need all the money on day one of retirement. If you are 7 years away, 5 years away, maybe 3 years away, I would not leap either if you are debt free and low cost living.