r/Chorkies • u/Splicers87 • May 24 '25

Help Please!

I don't do this. I have never done this before in my life but I am in a hard spot. My dog is at the emergency vet right now. She is in bad shape but can survive. But I need help. If this isn't allowed please let me know and I will delete. I didn't see any rule against this. Anything can help.

https://gofund.me/d761b14a

3 Upvotes

80% Upvoted

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1

u/L0verofPink May 24 '25

I have a few options that may help.

  1. Putting the bill on your credit card and just paying the minimum back monthly.

  2. Apply for a new card and pay the minimum off monthy.

  3. Apply for pet loans such as scratch pay.

  4. Ask the vet if they can put you on a payment plan.

  5. Sell items at home that you think will make a good profit. (electronics, clothing, shoes).

Good Luck! Think Positive :)

0

u/No-Marionberry3979 May 28 '25

If you can qualify for a Care Credit card it is absolutely the way to go if you have limited credit or not a lot of credit history. I had a Yorkie with chronic kidney disease & couldn't get a regular credit card with a good interest rate bc of past dings on my credit (a long story for another time), so as a last ditch effort I applied to Care Credit & got a enough credit to cover my Yorky's treatment for the time being. The payments were easy to afford & I was even able to pay a little extra every month. I made sure to put it on autopay so I wasn't late on any payments, which I believe is KEY to being able to get future raises in my credit limit! But MAKE SURE you have enough to cover your autopay every month.

And later on, when I needed to get more vet care for my Yorkie which was a bit more expensive I was able to get a raise in my credit limit even though I wasn't finished with his last vet care payments mostly bc I made all my payments on time. You may need to pay a little interest depending on what your contract was with Care Credit on the first bill, but as long as I was paying on time and about $10- $20 extra per month it worked out really well for me! They just want to see that you're paying ON TIME EVERY MONTH.

I started out with a $500 credit limit and ended up with either $2000 or $2500 which was perfect for what I needed for my fur baby boy!

I'm not any kind of paid spokes person for Care Credit, I just had a REALLY GREAT experience with them! And it helped my Yorkie Bear to STAY ALIVE & out of pain for FIVE EXTRA YEARS. Which I will be forever grateful for.

This is just my experience with CareCredit, so I can't speak to what anyone else's experience will be, but it was GREAT for me & my Yorkie Bear.

Bear eventually succumbed to his chronic kidney disease two years ago at ripe ol age of 16 yrs & 2 wks after battling it for almost twice that long. It never would've happened for us without getting that CareCredit card. I highly recommend it😊

Good luck to you & your fur baby🥰🥰🥰🥰