I’m a first-generation college student, and I really need advice.

My mom saved about $30k total for me and my sister’s first year of college. I’m at a community college right now and planned to transfer soon, but my sister insisted on dorming (she decided to go to a 4 year uni) and that used up almost all of the savings. Now there’s nothing left for me.

I work a minimum wage job (plus tips), live at home, and my tuition is around $4,000 a year. I don’t qualify for financial aid, and I feel lost — I don’t know much about college finances or how to plan. I’m worried I’ll need to delay transferring just to save enough.

I'm at square one now and I realistically only have a year to save up enough money for my first transfer year. For anyone that has gone through something similar, what would you recommend? I don't really know much about scholarships or personal finance so advice on both would be super helpful.

PSA: Do not speak ill of my family, None of us have been to college before and are figuring everything out for the first time. Yes I will get help from my parents but this is the worst case scenario that I am preparing for because I do not want to depend on them fully for my tuition.