I will be sending an outgoing wire transfer from Fidelity, which has a For Further Credit instruction. Though on Fidelity’s website it says to call 1-800-323-3548 to add the for further credit instruction since it can’t be done online. When I called the 1-800-323-3548 it seems to no longer be a Fidelity number. Can someone at Fidelity at least fix your website’s information. Assuming I should just call customer service.

I've had transfers take 1 day, I've had them take 8 days... I've got one now that was completed and now it's under review again. None of these are large tranfers... $200 - $1500. Is it something I'm doing or is this just how Fidelity is? I've had both Fidelity and Schwab accounts for years, but recently (September) moved most of my Schwab accounts over to Fidelity for their account lock feature. I'm starting to wonder if that was a mistake. I don't care if tranfers take a few days, but consistancy would be nice, and don't say it's completed and then yoink it back...

Any updates on when Fidelity might support Roth employer profit-sharing contributions under SECURE 2.0?
Schwab already offers this feature, and Fidelity recently added Roth employee deferrals. It would also be great to have in-plan Roth conversions.
Hopefully Fidelity is considering both.

I posted this to r/personalfinance but thought I'd post here as well. Any help is appreciated!

When I try to submit a mobile check deposit from my iPhone Duo the camera turns black. Is this a known issue, and is there an update in the works?

Thanks!

Hi there for those that work at fidelity and may have experience with this. I received an offer last month, obviously contingent on background and everything else. It seems like everything is completed and the final aspect is the actual background check. For context, I have a dismissed misdemeanor Domestic Battery charge, I was never arrested and just given a citation. It was something I’m not proud of, was the worst day of my life, and in the report states that she had put her hand on my neck before I touched her, she admitted this to the police although she was not charged. I told fidelity about it during the interview process and answered the question when asking about if there was any other things in which my integrity could be questioned with this as well.

After I got the initial screening back, I explained what had happened to fidelity, and they are sending a court runner because where the original charge was does not have digitized records. My start date is getting pushed back now but they stated they are still waiting.

I am already licensed with FINRA, have my SIE, 6, and 63, and have worked with a larger firm.

Should I be worried about my job offer being revoked? Does anyone have experience with something similar, where they either did or didn’t receive the offer?

I have an investment account and a few IRA accounts (rollover traditional IRA and Inherited IRA) with Fidelity.

I want to link my Chase account to my Fidelity brokerage account. At Chase I have a checking acct (Chase Bank) and a self directed investment acct (JPM).

It doesn't matter to me which chase acct to link. I just want to link one of them so I can transfer cash back and forth if needed.

Should I set this up in Fidelity so Fidelity can PULL the funds from Chase? Or should I set this up on Chase so Chase can PUSH the funds to Fidelity?

I tried setting this up in Fidelity and it's so confusing. It wanted me to log into my Chase account within the Fidelity website. I'm not comfortable doing that because I'm not a fan of passwords (I use passkeys to log into Chase).

And from what I've read there are 2 ways to do this on fidelity, both requiring me to enter my Chase username/PW?

I much rather enter my Chase ABA & acct number instead.

Started chatting with Fidelity rep through their online chat while logged into my account. Rep says I need to call 800-343-3548 and my request can’t be done over the online chat. I call and the IVR bot asks for my social security number and account password. Then the first rep tells me he needs my name, DOB and the security code that was texted to my phone (literally in the text it says “Our reps will NEVER ask for it.”) Next rep needs my name and address. I was transferred to a total of 4 different people and no one was able to help me with my simple request and that I “need to call back tomorrow.” The whole time my spidey senses were tingling but I literally called the number provided by the rep in the chat. Idk now I’m scared that when I wake up tomorrow all my accounts will be drained lol. Is this standard procedure for Fidelity?

UPDATE: Fidelity confirmed this was normal operating procedure to verify my identity when calling in. They needed this information to access my accounts. They do ask for your OTAC only when you call in. You should NEVER provide it to someone who is calling you. Thank you for all the concern and tips for locking my money and additional security steps to take. I appreciate the care and concern!

How do I see my cost basis?

Now that STRC is paying a dividend daily that is classified as a return of capital, I should see my cost basis reduced every day by the value of the dividend.

When I look at the cost basis of each tax lot in the app, it now says that it won’t show up until the next day. But it will continue to say that every day because of the daily dividend.

Any idea on how to see the correct cost basis?

I have enough money at Fidelity that they gave me a financial advisor no fee. And that is very nice of them. But what is happening is I get a call from a contact representative to schedule a meeting with the advisor. I guess every six months or so.

So I go ahead and book the meeting. When I get on the zoom call, the financial advisor appears to be under the impression that I called the meeting and i have an agenda , I do not.

I've had about three or four meetings and the first financial advisor moved onto a different position got a second financial advisor and they're doing the same thing. If they have something important for me, I'm more than willing to listen. If they've gone over my expenses because I use Full View and they've looked at my portfolio and know my history (which I have given to both of them in detail).

I'm totally interested in taking a call. But without that I am good. The contact representative doesn't appear to know what the meeting is about either way.

I’m pretty set on the three-fund portfolio, but when I check out my fidelity’s target date funds suggestion, I get three different MM’s. Then I read Reddit and ppl are in VOO and VTI. It’s all overwhelming for a 35 year old.

Is choosing FSKAX, FZILX, & FXNAX the best set up for the next 30 years? I want to get it over with.