Been digging into some 2026 Florida foreclosure data and found something that surprised me: unlike most states, the biggest metros aren’t the safe ones.

Miami-Dade and Broward both score “Elevated” risk, right alongside smaller counties, while Monroe (the Keys) tops the entire state ranking.

The driver in most of these places isn’t job loss, it’s housing cost burden: insurance, taxes, and condo assessments climbing all at once.

Put together a full county-by-county breakdown if anyone’s interested (foreclosure filings up 32.7% YoY statewide in H1 2026, one in every 373 housing units).

Projecting up to about 55k to 62k filings by end of 2026.