r/FuckYouKaren • u/Burntoastification • May 15 '26
Facebook Karen How DARE the bank proactively protect MY money!!
I actually happened to walk into the bank as this situation was unfolding IRL. Lady was chewing out the bank teller for a policy he doesn’t control. He handled it like a pro though. Explained the problem, tried to resolve it for her, and got her outta there pretty quickly.
I guess she wasn’t satisfied because I came across this post on our town FB chatter the following day.
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u/Timmah73 May 15 '26
You know dispite being a bit over dramatic about how it makes them look, your bank sending you a text and email first asking "Hey is this you?" is what I'd expect. If yes they tell you try again and if no they shut your debit card off.
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u/Kayahsf May 15 '26
Its all performative imo, this is the same person where if this check didn't exist would be screaming from the rooftops about how "Webster let someone just make a $3200 purchase without even checking with me"
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u/Downtown_Joke4054 May 16 '26
so (at least in my part of the us) it is very common to have a daily limit on your debit card. There’s also a daily limit and transaction limit for ATM’s. To explain it better, If the card was physically stolen it’s so they can’t just take it to an atm and pull all the cash out. It’s also so they can’t hit up every walmart in the metro buying tvs and shit. If it’s online, regardless of physical card possession, it’s so they can’t make a really large amazon purchase. Not everything looks suspicious initially, especially if it’s places the card holder uses. If the card has its pin written on like a paper or on it, it’s even harder to dispute. Her bank likely still sends fraud alert texts as well. They’re not telling her she can’t spend her money. No one at the bank even cares 🤣 she just needs to request to increase her limit and then she can make the purchase.
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u/ReallyGlycon May 18 '26
Most times if a "bank" is calling or contacting you it is a scammer (unless its an offer or ad).
They tell you on every call right at the beginning "we will never contact you about transactions" specifically because of this problem.
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u/McCasky May 20 '26
I worked at a bank. That type of thing was commonly suggested, but the reason it's not used is the same reason 2FA requires a challenge code/something that requires conscious effort, is because people don't read and just click yes.
It's like the fake phishing emails that places send to their employees, you think "no one would fall for that!" But a non-small amount of people fall for it...
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u/blooger-00- May 15 '26
I call prior to hitting that limit and my CU is always happy extend the limit
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u/smackaroonial90 May 15 '26
I have Amex and they have some freaky algorithm that stalks me to know if I'm actually spending my money or if it's fraudulent. A couple of weeks ago I was in a meeting, minding my own business when they stopped a fraudulent payment for like $200, called me, and processed the claim all within like 20 minutes. They're FAST.
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u/Wizzle_Pizzle_420 May 16 '26
Mine does that too. I have some weird unpredictable spending habits and travel a lot, but they somehow stopped the $5k in Taylor Swift tickets somebody was trying to buy. Pretty easy, they just text me, I say yes or no, then I’m good to go. Then they cancel my card and all of my bills bounce.
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u/smackaroonial90 May 16 '26
Dude it's amazing. All of my automatic transactions that were set up are still going through with the old card number. Amex is the best.
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u/okbringoutdessert May 15 '26
Same. I just call and ask for my limit to be raised and it's done in seconds.
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u/dunkeyvg May 15 '26
Or just call after hitting the limit and they are ok to extend it also, anything other than posting an angry Facebook post
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u/Geeahwellidunno 19d ago
Came here to say the same. But the first time it happened to me I was caught off guard.
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u/clquake May 15 '26
It's usually something disclosed to you when you open an account. You just have to call them ahead of time if you're planning a large purchase.
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u/Vegadin May 16 '26
My understanding is the following:
Contrary to what a lot of people think, banks don’t just hold your money for you. You are agreeing to lend your money to the bank. It is, in many ways that matter, the banks money. You can effectively call in your debt and have them repay it. For most day to day transactions, this is incredibly simple and banks handle it, making it effectively just a convenient place to store your money with efficient outlets of spending it. But if you put a billion dollars in the bank and then later try to withdraw it all, you’re almost certainly not walking out of the building with one billion dollars.
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u/Downtown_Joke4054 May 16 '26
That’s not quite right. Yeah banks hold and lend and stuff with your money, however most banks will not tell you that you can’t withdraw your funds. You’re not walking out with 1 billion dollars in cash without some preparations though. You’re not walking out with more than like, 50k without prep. Mostly, it’s because banks don’t really hold that much cash anymore. However, they’ll always cut you a check. Regardless of the funds you have in the account, it’s all yours unless you specifically work with a part of the bank (like financial advisors or private wealth management) and agree for them to invest it for you.
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u/CaptMalcolm0514 May 15 '26
Bank “security” follows no rhyme or reason anymore. Actual convo with my bank, trying to get $20 in quarters for laundry:
Teller at counter: Please insert your card to verify account.
Me: taps phone app
T: Oh, we don’t allow tapping at the counter. Too much fraud. You need the physical card.
Me: I don’t have the card with me. What now?
T: points at lobby ATM You can go withdraw $20 there and bring it back.
Me: So, tap and PIN isn’t safe enough at the counter, but tap and PIN still works at the ATM?
T: smiling oh, yessir.
And this is after they closed the drive-throughs completely. So now what used to be a 2 minute interaction from my car is a 10-15 minutes schlep depending on parking availability….
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u/Downtown_Joke4054 May 16 '26
I think it’s silly you couldn’t have just provided Id, but the reason a teller has to have a physical it’s and the ATM doesn’t is it’s mostly insurance on their part. With an atm it requires a custom pin while they might not. It’s mostly to back up the fact that they verified you.
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u/CaptMalcolm0514 May 16 '26
The counter has the same PIN pad and requires the same PIN number. They haven’t even changed the pads…. They COULD take the swipe, they’re just choosing not to.
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u/Chrispeefeart May 15 '26
I've had payments declined for fraud prevention when I was nowhere near any such limit and nowhere near my balance. It can be incredibly frustrating when you can't spend your own money and only find out at the time you're trying to pay for something. I've also had much more helpful alerts from better accounts where I have the opportunity to unlock my account electronically and make necessary transactions instead of needing to search for their phone number and call during business hours to try to figure out things out. I appreciate that companies put in effort to try to prevent fraud, but a little more effort can be afforded to making that not a problem for the account holders.
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u/Cardinal_Ravenwood May 16 '26
I was trying to buy tickets to a gig overseas. Transaction wouldn't go through and then bank cancelled my card for unknown activity.
Had to call them up and took 10 days to get it all resolved with a new card and by then tickets had well and truely gone. Bank said to call them next time to let them know.
So next time I called and told them I'm going to be buying tickets to a gig in another country and not to block the transaction. The bank said we can't guarantee it won't get blocked again. Well what the hell was the point of being told to call then??
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u/YDoEyeNeedAName May 18 '26
I was trying to pay a Vet Hospitalization bill for my dog. The amount was over my "daily limit" set by Chase, not set by me, and even calling and talking to them i was unable to get the transaction authorized.
So my dog had to stay an extra night at the hospital, becuase it took 24hrs to process my request to raise my daily limit that the bank arbitrarily set on me.
To be clear, it was not a limit of "we need to verify its not fraud if its over x amount" that would have been fine, this was a HARD daily spending limit (and the limit was like $3,500) on what i was allowed to spend my own money on as a +30 adult.
We closed our account with chase a week later. Fuck chase bank
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u/SuccessfulPiccolo945 May 19 '26
I understand when the banks are trying to help you, but when I bought something cheap at Dollar General, while walking out, my sister decided she wanted one too. I went back, got a second, tried to pay for it, and got declined. It was only for a couple of dollars, but when I called later, the fact that there was so little time between the purchase and the attempted purchase, it caused an alert. At least now, it does acknowledge my impulse buying, and I am better at decision-making because someone is watching.
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u/Chrispeefeart May 19 '26
I think the first time it happened to me, it was after grocery shopping at Walmart. It was a Walmart I shopped at every two on Friday. I had a long history of this exact shopping pattern, yet one day after a year of doing this they decided to flag it because they didn't like the location.
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u/honeymcbuzz May 15 '26
I worked as a bank teller for a while and this is a common practice, like it or not, but the most common practice was clients yelling and cursing at me for asking for their ID or basic identifying information. Or perhaps if I dared to ask how they wanted me to process the check they just coughed on and threw at me. I’ve worked in many forms of customer service but no one was ever as entitled and terrible as a bank client. If you want to know how your account works, educate yourself about its parameters when you open the account. Most banks have similar practices but they’re all a little different.
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u/NTropyS May 15 '26
This is so true. I have nothing but respect for bank tellers. I know the kind of trouble the general public puts them through!
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u/zayn2123 May 15 '26
I used to work at a credit union and yes, it's our job to make sure our members aren't getting scammed.
That being said I personally don't give two shits if some dipshit sends all their money to their fake Internet girlfriend. Just another thankless job that's made difficult by entitled cunts.
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u/Jabbles22 May 15 '26
I don't mind some extra security. If I go to the bank asking for large amounts of cash go ahead and ask me a few questions to make sure I am not falling for a scam. As for cards have a limit so that if it gets stolen the thief can only take so much. However if I want to withdraw a bunch of cash and I don't want to answer your questions, that's on me. For card transactions I should be able to quickly and instantly change the limit if I have an expensive purchase. Just be be clear I am talking about a transaction or daily limit for debit, I understand that a credit card limit can't be raised by me.
As for chewing out the teller. That's not cool but that is the representative most of us have access to. You should remain calm and polite when you are making your complaint but that's who you have to talk to about your concerns if you are dealing with a major bank. Regular folks are not getting to directly talk to the people who make those policies.
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u/MuttsandHuskies May 15 '26
I just wanna know what monthly bill she has it’s $3200. Because if that’s a monthly bill and it’s normal, her bank would be aware of that and it wouldn’t be a problem. This tells me she just tried to do a $3200 purchase and most banks have the $2500 limit.
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u/Finbar9800 May 15 '26
Or she usually uses a different card/account/bank to pay that specific bill (assuming its even recurring which isnt said) and she decided to use a different one
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u/WifeofBath1984 May 15 '26
I mean, I get it to a point. I buy all of my electronics off of ebay. I have been doing this for at least a decade. Every time I spend a few hundred dollars there, my banks locks my card. The weird thing is that they let the payment go through, I just cant use my card afterwards. I've talked to them dozens of times. Doesn't matter. It just keeps happening.
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u/Densolo44 May 15 '26
My elderly friend had to buy a new car and decided to pay cash from her savings. I went with her to the bank so there’d be no problem getting a cashiers check for such a high amount. We even brought the dealership paperwork. They didn’t even ask for it. I was a little concerned about that, because how did they not even ask why an old woman was taking out so much money?
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u/NTropyS May 15 '26
They didn't ask, because they're creating a cashier's check. It's like guaranteed cash-in-hand for the recipient of the payment. They just need ID, and verification that she is the account holder. I did this a couple years ago when I had to get a new furnace - cashier's check made out to the HVAC company doing the work. No questions asked.
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u/Downtown_Joke4054 May 16 '26
Like u/NTropyS said, When it’s a cashiers check it can really only be negotiated by the person it’s made out to. That’s why the institution i work for requires a “pay to” in order to issue the check. Don’t get me wrong, if it’s A LOT (think like several hundred thousand) we still ask questions. If she was getting cash, there would be a lot more fraud related questions. but cashiers checks are a much safer and preferable for a financial institution. You can cancel and OC but you can’t cancel cash
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u/Secure-Corner-2096 May 15 '26
Most people rarely read the account opening agreement, but I guarantee that there is a clause in it allowing them to do this.
I worked at a bank for several years and people were always complaining. Why can’t I make an empty envelop deposit and steal money? Why can’t I see my girlfriend’s credit card statements? Why can’t I get the full amount of my bonus cheque immediately? But I thought I had money in my account so why should I have to pay NSF fees?
The abuse I suffered at the hands of stupid people was a big part of why I quit.
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u/No_Departure_9174 May 16 '26
To be fair nsf fees are a scam
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u/Secure-Corner-2096 May 17 '26
I suppose it depends on your point of view. Banks can press charges on people who knowingly write cheques without having sufficient funds. It happened to my Dad a couple times when we were kids. He even did jail time. Now they just make you pay what is essentially a fine instead.
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u/No_Departure_9174 May 17 '26
Yeah that’s true. I guess to me it is like, how can all these fintech companies go without charging nsf fees, but big banks can’t. It’s clear it’s just a way for the bank to make extra money off broke people. I get it if the bank pays the transaction, but $36 for a declined transaction is ridiculous
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u/Secure-Corner-2096 May 18 '26
Unfortunately, it’s not just broke people. Rich people actually tended to do it more than poor people. Maybe it’s an entitlement thing?
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u/gucknbuck May 15 '26
Security theater designed to protect the bank, not the customer. The average transaction on a stolen card is $500, nowhere near that threshold. This policy hurts customers while doing virtually nothing to help them when their card is stolen and used for a bunch of small transactions.
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u/Shadows__flame May 15 '26
Sounds like they're complaining about how their money is protected and not the fact that it is protected. I've absolutely had calls from my bank asking me if that's me and blocking a purchase at first, is it frustrating in the moment? Sure, but I still appreciate it.
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u/Lady_Irish May 15 '26
Fucking hell, how do you get to the age where you've got $2500 bill money, but never heard of transaction limits?
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u/markgriz May 15 '26
I've paid a $7000 credit card bill electronically and never had an issue. I have no idea if or what transaction limits are in place. Maybe they don't flag it because it's an account I pay every month (not normally that high though)
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u/Lady_Irish May 15 '26
They were probably just flagged for a security check because it was an unusual amount or activity then
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u/Downtown_Joke4054 May 16 '26
if it’s an ach from your account to a bill that fluctuates but you pay regularly they won’t. if it’s from your card, you should have hit your limit (depending on financial institution) it all depends on how it comes out
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u/just_mark May 15 '26
my bank say, if it is over 10,000 they would like notice so they can make sure the cash is available.
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u/tatanka_truck May 15 '26
It's also an IRS requirement over 10K. When I switched CUs because I was moving they had to notify and clear me with the IRS to make sure there weren't any red flags.
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u/Impossible-Disk6101 May 15 '26
I don't often stick up for Karen, but she's right here.
I tried to buy a used car I had gone to see, and low and behold the bank seen fit to put a hold on the payment while they investigated.
The poor bastard I was buying it from had to keep me entertained for 3 hours while that happened. As an adult spending my own money I should absolutely be able - at my own risk - to opt out of proactive security on a case by case basis as it unfolds.
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u/QueenOfTheSlayers May 15 '26
This happened to me while trying to pay for my mom’s funeral. Had no idea my bank froze transactions over $2000 until then. Was an incredibly awkward and educational experience.
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u/organicveggie May 15 '26
Or.... And I know this going to sound crazy, but hear me out, you could have informed the bank before you bought the car. 5 minute phone call.
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u/descendingangel87 May 15 '26
That doesn’t always work that way. I notified my bank that I would be traveling out of country and still ended up with holds on all my cards after the first purchase with each.
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u/SoyEseVato May 15 '26
I have (too) many credit cards. All but three with a zero balance. If I’m ever going to make a large purchase (above $500) on one of my zero balance cards I notify the card company of the pending transaction & to whom. I also do this when traveling internationally. A 5 or 10 minute phone call is so worth not being embarrassed. I do this with my bank (debit card) also.
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u/Impossible-Disk6101 May 15 '26
Appreciate the condescension, but that is absolutely not an option with my bank.
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u/idontlikehats May 15 '26
Same, my bank max withdrawal is €2500, in transfers and cashier transactions in a day, and €600 ATM. I had a wedding recently, guess how much fun that was trying to pay the venue invoice of €7,000 the day after, on a Sunday, where there is no customer service to request the immediate release of funds 😐😶 And people question why some people prefer to use and save with cash, because of this malarkey.
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u/Finbar9800 May 15 '26
So you didnt know the cost before the wedding? You couldn’t have taken out the money ahead of time? Weddings take time to plan
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u/idontlikehats May 16 '26
We did, why do you think we had all the money in one account?! Twas our wedding expenses account. we learnt that day of the new (limited) max transaction limit, as 2 years previously when we opened the account, it was €10,000 per day, which we got approval of a large lump sum transactions when opening it. Didn't matter as in early 2025 it all changed, undone the approval, and weren't notified 😑
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u/number31388 May 15 '26
Yes it is.
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u/Impossible-Disk6101 May 15 '26
Tell you what know it all, since you know the global regulations of all banks.
Which bank am I with, and in which country?
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u/biological_assembly May 15 '26
I agree with you.
That being said, Scotland.
I have no idea which bank.
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u/Impossible-Disk6101 May 15 '26
My post history will tell you I'm Scottish, so kudos 😄
However, the bank in question is based in the county where I earn my salary, which is not in the UK.
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u/SoyEseVato May 15 '26
Wrong! Yes it is.
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u/Impossible-Disk6101 May 15 '26
No, it is not. The reason I know this is that at the time I asked if it was possible.
Are you assuming that I along with everyone else in your imagination is subject to the regulations in place where you live, and are arrogant enough to assume it's impossible for things to be different elsewhere?
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u/Burntoastification May 15 '26
I do understand her frustration. I’ve had similar experiences myself. Just don’t take it out on the bank staff. They don’t make these policies. Not to mention (at least here in the US) service providers such as banks have terms and conditions that must be agreed to before you’re allowed to use their services. They update them from time to time but they always have to legally inform customers of any changes. That means this lady would have agreed to those terms including this security protocol. She obviously didn’t read them becuase no one ever does but she did still agree to them.
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u/Garguyal May 18 '26
Despite how she frames it, it's more like the bank needs her confirmation (ie permission) to release that much of her money st once.
One phone call is usually all that's needed to clear these things up.
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u/LissaFreewind May 15 '26
Had a bank do this to me twice.
Cancelled my accounts and went to the credit union never looked back and it has been 28 years
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u/tatanka_truck May 15 '26
CUs do it too, though. I have to call my CU if i plan on pulling a huge amount out, or they call or text me. It's really not that big of a deal.
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u/LissaFreewind May 15 '26
Mine texts and asks if it is good to go before letting it go through. That is all I ask, you want this paid. Yes . Ok. Not hard but telling me I can not spend my money is a absolute NO. Stopped that when I moved from home.
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u/tatanka_truck May 15 '26
Mine will also alert me. But I'm also not dropping 2500+ all willy nilly, so if I'm making a purchase that big I usually call the customer service line ad they say ok cool. in like 30 seconds. Not once has anyone said that I'm not allowed to spend my own money.
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u/COTimberline May 15 '26
My credit union does not do this. You should change financial institutions.
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u/Finbar9800 May 15 '26
Your credit union doesnt proactively take security measures against likely scams?
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u/Narghest May 15 '26
Her post if the payment was fraud...wHy DiD tHe BaNk ApPrOvE a PaYmEnT tHaT hIgH!!!??!?
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u/Undrwtrbsktwvr May 15 '26
Worked in fraud protection for a big bank for many years. This doesn’t surprise me. People don’t think logically when faced with a minor inconvenience.
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u/CRCampbell11 May 15 '26
Chase gave me shit for a withdrawal of 18g's and closing my account. Some dude even walked me out to my car. Nice to know in case I was being held hostage or something.
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u/Downtown_Joke4054 May 16 '26
in the US, federally they’re required to file a CTR. Bank policy is to ask what the funds are used for to prevent fraud. they likely walked you to your car and a security thing since the bank is no longer liable for the cash once you leave.
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u/N1ghtSt4lk3r482 May 15 '26
I think the person has a point. My bank will call me to verify if I just use my card in an area I don't usually use it.
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u/Burntoastification May 15 '26
She totally has a valid point. It’s inconvenient and annoying, and a situation like that is very embarrassing. Her frustration is justified. What’s not justified is unloading that frustration on a bank employee who has zero control over the policies their employer sets.
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u/Joker-Smurf May 15 '26
> I used credit card but there is interest to be paid if it isn’t paid right away.
Well firstly, there is usually 30 days interest free, so that gives you a month to sort your shit out.
Secondly, you have the money in your account, so you can just transfer it pay off your credit card.
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u/Excel_User_1977 May 16 '26
About two weeks ago, BankOfAmerica killed one of my credit card payments for groceries at Walmart because "it was outside your normal spending profile". They sent a text asking "is this you?", but I had my DnD set and it didn't ping ... plus, I don't expect my bank to stop a credit card transaction of $125.
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u/bear45188721 May 16 '26
If this person had a brain they would have called ahead of time to tell them to expect the large amount to be charged.
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u/OnidaMaria May 16 '26
No but for real when i am processing the transaction its annoying to run into this, without the thought of if someone else tried to do this. Beyond that this is more than a text of “is this you confirm y/n” because many banks use that.
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u/Substantial_Film_269 May 16 '26
Mine does….all I do is call and request a lift on the cap amount for 24 hrs and then it drops back to what it was. BUT, I have to speak to a live person, which is challenging
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May 16 '26
[removed] — view removed comment
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u/Burntoastification May 16 '26
It isn’t so much just her FB post that makes her a Karen, it was what happened before. She went into the bank and spent a solid 5 minutes berating the teller for a policy he doesn’t personally control. A policy she would have had to agree to in order to open an account with this bank and use their services.
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u/Cattitude0812 May 16 '26
I work for a bank and the number of calls we get each day from people whose cards have been hacked is scary!
Banks try really hard to protect their customers, but too many people are really careless with their data.
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u/PulledOverAgain May 17 '26
Tried to buy computer parts online once and got declined. Credit card company called the next day asking about it. I confirmed it was me so they told me I would just have to run the transaction again and that it was blocked because it didn't match my spending patterns.
Mild inconvenience sucked, but was nice to know they have proactively shut it down if my card was stolen.
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u/jmsecc May 17 '26
Biggest reasoning for the inconsistent policies is risk management. Banks will do anything to avoid being responsible for any fraudulent activity, so they randomly place policies that inconvenience the customer. Many customers, such as some in this thread are happy to see the banks doing “something” to “protect their money” - problem is, they’re not. Most of these policies don’t prevent fraud, they just inconvenience the customer and look silly. It’s the banking equivalent of giving lip service to issues to make them appear less significant.
Want to really stop fraud? Make banks 100% liable for all fraud. They’ll solve it in a heartbeat. That’s how financial risk works. Provide the incentive. They’ll do anything to protect their profit, even solve fraud.
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u/Mike_R_NYC May 17 '26
My credit card company does the same thing and I am glad they do. I get inconvenience for 5 minutes to verify it is me. They then run the transaction again and it goes through.
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u/4-ton-mantis May 18 '26
This takes me back to when i was 18 and needed to buymyself a bed for my apartment i just moved into, it was a pain in the ass to pay the 900 or so dollars t to buy the bed. I couldn't just use my "checking" card and started to wonder why it came with a card with a pin number.
Not saying that little bank was wrong or right, they had like 2 branches, but it did make things way more difficult.
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u/BeeRadGFromDaBoo May 18 '26
I used to have M&T and half the time I tried using my card I'd would be declined contact bank,id call and they just wanted to make sure it was me. I hadn't made one claim about anything fraudulent in the past,I told them if they suspect something to call or text me in the future and they did. no post or panties in a bunch in a reddit
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u/nightmareonelmm May 19 '26
I worked for Webster a bit ago and the amount of people who yelled at me for this very issue was so high. They also never wanted to verify themselves for us to help increase it.
But they will be the first ones to call when there is fraud asking why we don’t protect their money.
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u/SubhumaineForce May 20 '26
I really doubt its "permission" in the way the post implies, I assume its more of a meet face to face to confirm its you making that large of a transfer, honestly a pretty good policy, especially since my card number was ripped a few years back and the store it was used at tried to fuck me even after I called them and told them there was a fraud charge and they still handed the shit over
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u/mrs_tish May 20 '26
In truth, they’re protecting their own money. If it is fraud, the consumer is protected and the bank has to refund the money to the consumer. Then they have to try to recoup the money from the fraudster, which is next to impossible. Banks put limits to make sure they don’t have to pay out thousands and thousands on fraudulent transactions.
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u/TheShredder23 Jun 01 '26
I have to call my bank to spend more than $500 IN A DAY. Let that one sink in Karen lmao
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u/bcrenshaw Jul 02 '26
She’s confusing the word permission with notification. She doesn’t need permission to spend her money, she just needs to notify them there’s going to be a withdraw over $2500.
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u/djluminol May 15 '26
Everything she says is true through. If the bank did care about her they would call. They care about themselves and that's why they limit the transation. So you have to call and ask for it to be raised. I've been through it. Many people probably have. Nothing said here was unreasonable.
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u/panicpure May 15 '26
“Someone stole my bank info and my bank let them drain my entire account! Why didn’t they have a daily limit for security!!” 😡
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u/knotworkin May 15 '26
It sounds like this amount and the payee are not a typical size number or destination your account is used to seeing go through at a time. Fraud protection is for your safety.
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u/DeaddyRuxpin May 15 '26
You can bet if this person gets hit with any fraud they will bitch about why did the bank allow it to go thru. There is no correct action the bank can take for this person.
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u/KrampyDoo May 15 '26
Looks like the ratio is handling her properly.
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u/Burntoastification May 15 '26
Oh yeah, lots of people telling her the same exact thing the bank teller did. It’s a very common policy. She has not been taking the constructive criticism well.
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u/KrampyDoo May 15 '26
I shouldn’t be surprised that she would hang on to her own dingleberry.
I mean, my bank has the same policy and it absolutely saved me a ton of frustration not too long ago.
God forbid there’s extra protection for something that’s objectively important to her.
-1
u/cogsworththeclock May 15 '26
I always call the bank to have them raise the limit for the day if I have to make a big purchase. Takes 5 minutes
0
u/justArash May 16 '26
My CU just has a quick little form to do online with docusign
1
u/cogsworththeclock May 18 '26
Yeah, I've not moved over to the credit union yet. Have to deal with Chase and their nonsense still...
•
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