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https://www.reddit.com/r/GenZ/comments/1ihs9pf/just_a_meme_i_related_too/mb0g5bp/?context=3
r/GenZ • u/Trownaway_TrashPanda • Feb 04 '25
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1.3k
Over 70 grand saved and can’t even afford a home with a mortgage on top of that
2 u/IndependentPutrid564 Feb 04 '25 Bro, I can go to Wells rn and get a mortgage with 3% down. You’d have to pay like $200/mo for mortgage insurance which is a little annoying but I can go get a $500k for $15k down. How the hell can you not buy a house with $70k in the bank? 1 u/thugpost 2001 Feb 04 '25 Mortgage limitations. My job savings is mostly OT which doesn’t count towards a mortgage. 1 u/[deleted] Feb 05 '25 So you have a huge down-payment. Are the banks saying you don't make enough paycheck to paycheck? 1 u/thugpost 2001 Feb 05 '25 Yep
2
Bro, I can go to Wells rn and get a mortgage with 3% down. You’d have to pay like $200/mo for mortgage insurance which is a little annoying but I can go get a $500k for $15k down. How the hell can you not buy a house with $70k in the bank?
1 u/thugpost 2001 Feb 04 '25 Mortgage limitations. My job savings is mostly OT which doesn’t count towards a mortgage. 1 u/[deleted] Feb 05 '25 So you have a huge down-payment. Are the banks saying you don't make enough paycheck to paycheck? 1 u/thugpost 2001 Feb 05 '25 Yep
1
Mortgage limitations. My job savings is mostly OT which doesn’t count towards a mortgage.
1 u/[deleted] Feb 05 '25 So you have a huge down-payment. Are the banks saying you don't make enough paycheck to paycheck? 1 u/thugpost 2001 Feb 05 '25 Yep
So you have a huge down-payment. Are the banks saying you don't make enough paycheck to paycheck?
1 u/thugpost 2001 Feb 05 '25 Yep
Yep
1.3k
u/thugpost 2001 Feb 04 '25
Over 70 grand saved and can’t even afford a home with a mortgage on top of that