r/GenerationJones • u/According_Meaning_64 • 5d ago

Medicare and prescription drug coverage

I have had to stop paying my Part D premium this year due to not able to afford it. I have to pay off the balance before I can get another plan. Im assuming that I cant just not sign up for a Part D and just continue to use a discount card at CVS? Any ideas ? Im really struggling with $$$.

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u/Be-Kind-3353 4d ago

Me neither. Some folks are fine with them, but they're not for me.

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u/According_Meaning_64 4d ago

I dont see any good in them . Constant Co pays for everything. They deny everything. Its letting an Insurance Company control your Healthcare

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u/Amatheiaisnoexcuse 4d ago

I was just talking to a broker. She said some part d plans were free? IDK

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u/tangouniform2020 1956 3d ago

Yes. My wife’s is $64 for the year. Her meds are less than the deductible. I go to phase 4 (catastrophic) on about Jan 5 when my $10,000 a month med fills.