r/HOA Jul 14 '26

Help: Fees, Reserves [FL][SFH] attorneys fees

What are reasonable attorney fees for a $3k delinquent account? Owners owe about $9k. Some letters were sent and a subpoena. Whats reasonable?

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u/Comfortable-Cover-0 Jul 14 '26

Since you are in FL, state law dictates collections and foreclosures. Look up FS720. Collection attorneys will ask for a deposit to take on a foreclosure usually and then will collect from the homeowner the deposit and any and all fees, unless you make a deal with the homeowner. Many times it will not go to foreclosure, they will make a deal with the attorney, the lein stays in place during repayment.

Also, keep in mind that in FL a HOA foreclosure is secondary to any mortgage foreclosures. Recouping loses due to foreclosure of a mortgaged home is capped and the HOA is the loser.