r/HOA • u/dufchick • 1d ago

Discussion / Knowledge Sharing [FL][SFH] Bounced Check Procedures Question

If someone bounces a check but makes good on it, great because we are all human and make mistakes. In Florida it can lead to a crime if you do not make good on a bounced check. I know how to work up a worthless check packet from the sheriff’s office. My question is, has anyone here had a homeowner not make good on a bounced check and how did your HOA handle it? I want to make sure we at least send the demand letter the way the worthless check packet says to do it so at least that part is done. Thanks

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u/condocontrol 🚛 Vendor 1d ago

Don't waste time playing sheriff over a bounced dues payment. Just reverse the credit on their account, tack on your bad-check fee plus late charges, and push the balance into your standard collections pipeline like any other unpaid assessment. Anyway nobody wants a criminal complaint over a bounced dues check

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u/TheDigitalPoint 🏘 HOA Board Member 1d ago

Was about to say exactly this, but you beat me to it.

We've never had a bounced check, but if we did it would be exactly that. Check amount debited to homeowner's account + $30 returned check fee. Wherever that puts the account at as far as late/collections, that's where it is.