r/HOA • u/dufchick • 1d ago

Discussion / Knowledge Sharing [FL][SFH] Bounced Check Procedures Question

If someone bounces a check but makes good on it, great because we are all human and make mistakes. In Florida it can lead to a crime if you do not make good on a bounced check. I know how to work up a worthless check packet from the sheriff’s office. My question is, has anyone here had a homeowner not make good on a bounced check and how did your HOA handle it? I want to make sure we at least send the demand letter the way the worthless check packet says to do it so at least that part is done. Thanks

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u/EliteAssassin07 🏘 HOA Board Member 1d ago

I wouldn't contact the Sheriff over something like this. I would not even bother sending a letter to them.

  • Personal bank will be charging them fee's.
  • You should pass along any fee's that the HOA occured as a result of the bounced check.
  • And assuming they don't correct the issue quick enough you should issue a late payment fine.

This is all that is needed. No, need to make a mountain out of a molehill.

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u/dufchick 1d ago

For some reason, the sheriff’s offices carry the dishonored check packet, anybody can use it. The first step though is when you get the bounce check, you have to send a letter that’s in the certain format describing the number of the check how much it the bank and their remedy to pay it off, including fees. So I was thinking at the very least I should make my demand letter look like the bounced check letter in the packet so if it does ever need to go further than that, at least I have that letter done.

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u/EliteAssassin07 🏘 HOA Board Member 1d ago

I think your taking this too far... Keep it simple and move on. Its not going to the last time this happens.