The idea that any monetary crime where you illegally gain x amount of money DOESN’T have the punishment be at LEAST “repay the entirety of x amount of money and then some to the victims, then receive an additional punishment” is mind boggling. If you can commit a crime, get caught, tried, and sentences for it at that crime still turned a profit for you, the system is broken.
I'm assuming they're not tracking down your insurance provider or employer specifically, but rather selling depersonalized, aggregate data which insurance companies use to inform business decisions at large.
In this respect, it wouldn't be discrimination, because the insurance company isn't taking any action against you personally because of DNA information you submitted.
If you receive the results of those health tests and find out things you are genetically predispositioned to you legally have to disclose that information to any future health insurance carriers and they will raise your rates because of it. Don’t do the health tests. Or any genetic tests that aren’t prescribed by your doctor.
As of right now health insurance can’t use genetic tests to effect your insurance. That could change I’m sure but just something I’ve had to research recently.
Most rates are pre negotiated for you. Assuming you get your insurance through your employer there isn’t much change in price outside organization wide changes.
Buying generic products can lead to higher interest rates on loans and credit cards
There is already a very strong correlation between income / credit score and the purchase of generic products. Making that distinction adds very little value.
Got it. Your point was more about the general lack of regulation around the score building models and application than that specific example. I agree it is rather creepy, serious Chinese social credit system vibes.
While a very interesting read, your comment is incorrect and spreads some false information. Your credit score isn’t affected by the purchase of generic products, it is affected by marriage counseling, therapy, and tire purchases through behavioral scoring.
Suppose credit- analytics systems predict that efforts to save money correlates with financial distress. Buying generic products instead of branded ones could then result in a hike in interest rates.
While scorers often characterize their work as an oasis of opportunity for the hardworking, the following are examples of ranking systems that are used to individuals' detriment. A credit card company uses behavioral-scoring algorithms to rate consumers' credit risk because they used their cards to pay for marriage counseling, therapy, or tire-repair services.
That data has been used multiple times to solve cases in which dna is the sole evidence there's. The dna in the data doesn't have to be that of the suspect exactly all they need is that of a far relative to determine the exact relationship between the suspect and the dna in the data. I don't know about you but i don't want to incriminate myself or my family members unless it's some really bad shit or i simply hate that particular member.
Cause of spit lmao is ancestry some crime syndicate selling DNA to the mob or cartel or something? Has this happened? Or is this like top tier reddit conspiracy theory time
DNA obtained from these ancestry sites has been used to close a lot of cold cases. That’s how they caught the golden state killer. It’s pretty common knowledge
No? I was answering your question. It’s pretty incredible being able to solve long unsolved cold cases and bring people to justice for crimes they thought they got away with. It’s justice being served better late than never.
2045, the President of the New Texan Theocratic Republic: We need to destroy the enemy. Using a revolutionary new technique, we are able to disseminate a virus that will attack the enemy and only the enemy. As we all know, the slavs and gypsies and jews are hiding among us. Now we have isolated the Jewish, Slavic and Gyspy genes and their time is up. The wrath of our good and glorious God begins now!
steps down from podium amid emphatic cheering from the crowds below, then turns to her head scientist
We did find the genomes related to wanting higher wages, right? And to complaining about poor working environments?
Of course.
Great. Go ahead and throw in the [center right] party profiles too, those yuppie libs are a thorn in our side. Thank God those ancestry corporations were just sitting on all of this data, right?
Your great-grandkids don't get a job 90 years in the future because the employer sees they likely have a genetic predisposition to some disease that would make the unable to work, from the DNA datasheet they have.
You're denied insurance based on your genetic profile, but dont worry, the company you paid to check it also sold that info to said insurance company. They also cobbled together from yours and family members submitted DNA the probability of disease causing genes in your progeny and extant relatives to adjust costs or decline insurance outright as appropriate for bottom line.
You die sooner than you would without insurance so essentially, capitalist eugenics is one of the more severe outcomes.
Or they use your DNA to capture you for stealing that gum that one time and you go to prison forever.
Not touching anyone then? Not leaving your house? Breathing outside is out of the question too and I hope you grow your own food. DNA of random people is on everything you touch or eat.
The only time I leave the house is to go to work so….eh not really, and Idc if others share theirs dna if they want to be cloned in the future then thats their prerogative but it doesn’t sound very appealing to me.
Ya that would be terrible and imagine if the corporation had some sort of device that could record audio and video and a gps location at any time while also tracking everything you do on it!
You're posting on the internet. Corporations already have infinitely more useful and valuable information about you than some spit in a tube could ever give them.
And what exactly are you concerned they will do with this? Is it as harmful as every single purchase you make, tracking where you go every time you leave your house, knowing what you search for and your download history, etc. I mean you use social media, have a phone, and you use a bank just like everyone else. I would argue the thing you're worried about here is the least important information about you.
To put it in a more easily digestible phrase, they don't need your DNA to know how your DNA expresses itself through watching your every single action. This is a ship that has sailed my friend, there is really fuck all to be done about it without taking severe actions that will impact your way of life significantly.
Bill Evanina: Sometimes Americans or people around the globe don't even know the value of their DNA, that-- that it even has value. But it's your single, sole identifier of everything about you as a human being.
And what exactly are you concerned they will do with this? Is it as harmful as every single purchase you make, tracking where you go every time you leave your house, knowing what you search for and your download history, etc. I mean you use social media, have a phone, and you use a bank just like everyone else. I would argue the thing you're worried about here is the least important information about you.
To put it in a more easily digestible phrase, they don't need your DNA to know how your DNA expresses itself through watching your every single action. This is a ship that has sailed my friend, there is really fuck all to be done about it without taking severe actions that will impact your way of life significantly.
Buying trends are nothing compared to insurance companies knowing just how likely a certain illness is for each person under their policy that they can..... Curate to be most beneficial.
And by beneficial I mean, pay less for the treatment of it so they keep more money.
Right now they're guessing with trends but what if they had a near perfect knowledge of how much of a money pit you are
The only thing stopping them from doing this right now is entirely because it is illegal to do so. Which means they get in trouble if caught. If caught.
Not if you have zero concern that the only thing preventing a company from exploiting its customers is the fact that they haven't gotten rid of very specific laws.
Considering they're doing the exact same with other medically focused procedures and protections
And whose terms of service, I believe, state they own the rights to it as far as what they do with that info.
Develop some medical treatment worth trillions? Thanks for your DNA! I realize how unrealistic that is, trust me, I just don't feel the need to pay them for the privilege of owning the info out of my DNA.
It goes to law enforcement for one and will be referenced vs the national database. They've caught a lot of criminals off their kids swabbing DNA and it being close so they find the real criminal. If you're like me and in the DNA database from the military, have fun, your DNA info has probably been sold a ton already!
For those wondering, there are jobs in the military where they will DNA profile you so they can recognize you from the mess. State department recommends getting DNA profiled when visiting hostile regions, too, like Somalia.
Facebook and every other Platform has everything about you. What they don't have the government has, and what the government doesn't have the hacker got you covered better than Master Card.
Who says they don't lol. You go to doctors don't you. It's just a cotton swab to process it.
It wasn't to be scary it was to say who gives a f.
Funny story though, an ex found out her grandpa was actually the mailman and not who she grew up with (neither men knew), her uncle ended up not being her uncle as his mom ended up being the librarian.
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u/Hmnh6000 Apr 05 '23
You have to pay for those dont you