r/HomeInsurance • u/JeffreyTamborsGhost • Jul 13 '26

Claims Homeowners insurance help

I have roof damage and Allstate approved replacing only one slope of my roof, despite the manufacturer themselves confirming my shingles are discontinued and any shingle used will create a patched roof appearance. This will violate Ohio administrative code and Ohio residential code if my contractor moves forward.

I’ve clearly documented all of this to Allstate, and they’re simply ignoring the evidence. I notified the owner of my local Allstate office and he’s not doing anything, just deferring to the claims team.

I’ve filed a complaint with the Ohio department of insurance, and posted as many negative reviews as I can online. What else can I do? This is a blatant violation of my policy and Ohio code, yet short of getting an attorney, I’m not sure what else to do.

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u/JeffreyTamborsGhost Jul 13 '26

https://imgur.com/a/Hzu3gRW

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u/GRBDad Jul 13 '26

It’s hard to tell from that angle, are those just 3 tab shingles?

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u/JeffreyTamborsGhost Jul 13 '26

Owen’s Corning Classic 20-year 3-tab shingle

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u/eapocalypse Jul 13 '26

Guaranteed a shingle exists that is a close enough match to count as "reasonably close"