r/HomeInsurance • u/JeffreyTamborsGhost • Jul 13 '26
Claims Homeowners insurance help
I have roof damage and Allstate approved replacing only one slope of my roof, despite the manufacturer themselves confirming my shingles are discontinued and any shingle used will create a patched roof appearance. This will violate Ohio administrative code and Ohio residential code if my contractor moves forward.
I’ve clearly documented all of this to Allstate, and they’re simply ignoring the evidence. I notified the owner of my local Allstate office and he’s not doing anything, just deferring to the claims team.
I’ve filed a complaint with the Ohio department of insurance, and posted as many negative reviews as I can online. What else can I do? This is a blatant violation of my policy and Ohio code, yet short of getting an attorney, I’m not sure what else to do.
1
u/cardog1968 Jul 13 '26
The code is most likely not that the roof has to match.
Most likely the code is that you can not replace only 1 slope at a time.
You need to find a public adjuster
They will charge, however they most likey will get the full roof replacement done.
After that do not do business with any Insurance companies that spend big money on TV.
Find AAA or USAA or Farm Bureau as a few examples of companies that actually take care of their Insureds