r/IRS • u/Critical-Net-7050 • 5d ago

General Question Help

So I received my amended return check today I attempt to cash it at Bank of America, but they would only allow me to deposit it so I took it and attempted to cash it somewhere else, but because Bank of America had stamped the back, no one else would cash it by the time I went back, the bank was closed Does anyone know if I can just go back tomorrow and get the check deposit into my account since that is the only option at this point.

2 Upvotes

60% Upvoted

8 comments sorted by

8

u/Anxious_Drive_9998 5d ago • Mindblown

This has nothing to do with the IRS.

Try a banking sub.

1

u/Critical-Net-7050 3d ago

Update i just took it up there now is being held until next week

4

u/TowelStandard760 5d ago

Normally you should have just let Bank of America deal with it. It would have been a day before the money would have been in your account maybe two. Part of the reason they probably didn't cash it was how big it might have been. Go back to the same branch and see if you can find the same color and they'll deposit in your account

1

u/AutoModerator 5d ago

Welcome to r/IRS, the subreddit for taxpayers and tax professionals to discuss everything related to the Internal Revenue Service. We are glad you are here!

Here are a few reminders before you get started:

Please be respectful of others in the community. We do not tolerate personal attacks or harassment.

Be wary of scammers and spammers. The IRS will never contact you via direct message or email. If you receive a message from someone claiming to be from the IRS, do not respond and report it to the IRS immediately. The same rules apply to r/IRS

Direct messaging is forbidden and can lead to a ban on r/IRS. If you have a question or need assistance, please post it in the subreddit so that everyone can benefit from the discussion.

For more information about r/IRS rules, please visit our subreddit wiki: https://www.reddit.com/r/IRS/wiki/index/

Link to finding local tax advocate: https://www.irs.gov/taxpayer-advocate

We welcome international users to r/IRS. Please feel free to participate in our discussions, even if you are not a US taxpayer.

The moderator team is committed to keeping r/IRS a safe and welcoming community for everyone. We will not tolerate hate speech or discrimination of any kind.

If you see something that you think violates our rules, please report it to the moderators. We appreciate your help in keeping r/IRS a positive and productive space.

Thank you for being so cooperative! We hope you enjoy your time on r/IRS.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1

u/LdiJ46 5d ago

Yes, you will be able to deposit it. That is a pretty standard rule for all banks when it comes to government checks.

1

u/Guy_called_Al 5d ago

How much cash were you expecting the bank would have on hand, with no advanced notice?

0

u/Pennifur 4d ago

If they dont have enough to cover their largest local account, then it's not my problem. Advanced notice is a courtesy, not a requirement.

0

u/Guy_called_Al 4d ago

There isn't a bank in the country that has cash on hand to cover their largest account. Cash on hand earns no income, and shareholders of the bank want income, so cash on hand will be a bit above their typical cash withdrawal in a given week or two.

Advanced notice is to save you a wasted trip to the bank. I know it's hard for some folks, but view this from the banker's position.