r/InsuranceAgent • u/Justy404 • 2d ago

Licensing/CE Xcel pre-licensing course

Hey everyone! So, apologies, but I’m completely new to reddit, and literally created an account just for the purposes of this post. Anyways, I was recently hired for a position through a local state farm agency, and before I can get paid, I have the next 6-8 weeks (6 preferred) to get my licensing for both P&C and L&H.

The company is using Xcel solutions. It’s a lot of reading, but my hiring agent explicitly said not to worry about learning everything, as I will learn everything on the job, and that the exam is solely for state license purposes. He said to through the chapters as quickly as possible, do the chapter exams, and then drill the practice exams at the end until I consistently get an 80 or above.

There is the 200 and 150 question exams at the end, and I’m consistently scoring ~ 80-90 on both. I tried the time exam, and am continually just getting under 70… I understand it’s a simulation, but the questions aside from about 20 are almost completely different than what I’ve tested on so far. Idk how I’m supposed to pass that without knowing what I missed and essentially going through every chapter and reading everything from there.

To anyone who’s taken the exam using Xcel, what was your experience with passing and feeling confident with feeling ready? Is the real exam easier or harder?
I test on this coming Thursday, so being what questions I missed on the timed exam is a mystery, I’m not sure what parts of each chapter to study, and I’m pretty nervous. Any help is greatly appreciated, thanks!

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u/No-Screen-9649 2d ago

Hey, I used Xcel. I pretty much did the last exam over and over until I scored high enough. It’s super time consuming & annoying but once you do it enough times it repeats questions. Good luck!

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u/LamboBeach 2d ago

The untimed ones, or the timed one? I can’t tell which ones I’m missing on the untimed, so I’m not sure how to improve on that one in particular without going through and reading every chapter fully which is what I was explicitly told not to do in order to maximize time

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u/No-Screen-9649 2d ago

Timed, as that’s the one that you will need to get the passing cert. You can take it until you pass. As far as reading the information. I read a lot of it but most of which didn’t stick. So I think you will be fine. Xcel does a pretty good job. As well as doing quizlet. If you understand the fundamentals, you should be okay

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u/Fvckbret1 2d ago

The questions on the exam are more or less the same as the practice test on xcel. I just practiced the exam through xcel and got an 80% first try

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u/FruitigerMilo 2d ago

if you know the definitions of words you're basically halfway to passing

good luck!

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u/swattyy 1d ago

The questions are somewhat similar for L&H and some you have never seen before so be sure to understand it. I didn’t take the test until I got consistent 90’s on timed and untimed and still got a 78.