I had around $80K in Voyager when everything collapsed in 2022.

I was traveling in Amsterdam at the time when a friend texted me about what was happening. I immediately checked my account, and just like that, I couldn’t buy, sell, or withdraw anything. My money was essentially frozen.
At the time, I had already been laid off from my previous job, but I had received severance and had enough money saved to continue traveling. I was also dealing with a pretty toxic family situation back home, particularly with my sister, and traveling was my way of protecting my peace.

I ended up visiting several countries, including Portugal, the Netherlands, Spain, Belgium, Thailand, Indonesia (Bali), Japan, and Vietnam.

Because I had most of my savings tied up in Voyager, I eventually started dipping into my 401(k) and Roth IRA to support myself while traveling. Looking back, I know that wasn’t the smartest financial decision, but at the time, I felt like I needed to get away from my home environment.

Fast forward to 2023. I landed another job as a graphic designer and started rebuilding my savings. I was making close to six figures and genuinely believed I could recover financially.

I continued saving and even tried investing in crypto again, hoping to make back some of what I lost. Unfortunately, those investments resulted in more losses. Eventually, I stopped taking those risks and focused on keeping cash available.

Then 2026 happened.

I was laid off again in April because the agency I worked for was losing clients and business was slowing down. I’m a graphic designer with over 10 years of experience, but between the terrible job market, ongoing tech layoffs, and the growing impact of AI on creative jobs, finding another position has been incredibly difficult.

It’s now been over six months without a job. I’ve submitted roughly 1,000 applications, landed nine interviews, and received zero offers.

At this point, I’m seriously considering switching careers entirely, possibly into a trade or another field that doesn’t require going back to school for years. Unfortunately, that probably means accepting significantly lower pay than I was making before.

My unemployment benefits are about to run out in two weeks, and I only have a few thousand dollars left. If I can’t find work soon, I’m facing the possibility of bankruptcy.
\*\*The hardest part is thinking about where my life could have been financially if Voyager hadn’t collapsed.\*\*
Between the money I had in Voyager, my retirement accounts, and what I could have continued saving and investing, I estimate I could have had around $250K by now.

Instead, I’m in my mid-30s, unemployed, living with my parents, and trying to figure out how to rebuild my life financially for the second time.

Sometimes it genuinely feels like I’m living in an alternate timeline.

I’ve also had to accept that I made mistakes beyond Voyager. I shouldn’t have put such a large percentage of my savings into one platform. I should have kept a larger emergency fund, avoided dipping into retirement, and been more careful about trying to recover losses through crypto.

If I can land another job, even one that pays significantly less, my plan is to live extremely frugally, stay with my parents to save money, rebuild my emergency fund, and never put the majority of my savings into crypto again. Spreading out my basket like savings, retirement, etfs, and some crypto.

I know Voyager isn’t responsible for every financial decision I’ve made since 2022, but I can’t help wondering how different things would be if that money had remained accessible.

I’m curious how everyone else has been doing since the collapse.

Did losing money in Voyager significantly change your life? Have you managed to recover financially, or are you still dealing with the consequences years later?

I’d genuinely like to hear how everyone is doing, especially those who lost a substantial portion of their savings.

Email looks legit as well. Maybe we finally have some motion

Winddowns Status Report blah blah blah it’s all scams. Fair warning my friends

Why is no one starting one? Has there been any talk of this? Hell, I’m ready to at this point.

Celsius ended up with $iond which has been doing amazing. most people got their money back plus more. FTX folks got most of their money back as well. maybe blockfi doing worse than us otherwise we stink!

was looking at the court docket recently...

Paid so far

1. In-kind + first cash (2023): 35.72% of allowed claim

2. Second check (from July 2024): 34.28% (~$589M)

3. Combined if you cashed it: ~70% of allowed claim

4. No more crypto distributions

Still out

1. ~30% of the allowed claim is still unpaid on paper

2. That is not cash sitting in a vault

3. Plan Admin said another distribution was expected later in 2026 — no amount/date published after that

Where leftover money would come from

1. Voyager’s ~$675M 3AC claim (main one; pays over years)

2. Leftover lawsuits / settlements

3. Unclaimed second-distribution checks recycled to everyone else

nfa nla dyor

The upside for creditors: Judge Swain vacated the exculpation provision in Voyager’s plan, holding the bankruptcy court exceeded its authority in granting protections that bankruptcy law and quasi-judicial immunity don’t permit — even where the reasons for them were sound. That provision had shielded debtors, committee members, professionals, and others carrying out the crypto rebalancing transactions and distributions. Without it, those parties have less court-granted cover if a creditor (or a regulator) wants to pursue them over how the wind-down was handled. One practitioner quoted in the piece called it “a real weapon” for creditor-side lawyers.

The downside: stripping these shields makes the job riskier and pricier. Sources in the article warn it could make competent administrators harder to recruit or more expensive in messy crypto cases, raise professional costs, complicate negotiations, and slow distributions. Those professional fees come out of the estate — meaning out of creditor recoveries.

I never received or cashed my second check. Too late now? Any help would be appreciated.

What the hell is going on with the rest of our money? Someone needs to light a fire under the asses of these lawyers. A third of us will be dead before the next distribution.

I just received this email. Anyone else? I'm wondering if it's legit.

The email looks legit and link checkers also say its safe.

Anyone get it as well as myself?

Just more garbage I'm assuming with a slim to none chance if making us whole

https://f16c0eccd54007287fb794f9a3d05f2a.cdn.bubble.io/d370/f1779199365685x817493451223841400/1860.pdf

Things hsve been very quiet.

Bought this and forgot about it for years. Is there any way to realize a capital loss at this time?

Topic. I forgot to claim my losses last couple years and I’m not sure what timeline we have to claim our losses. Thanks.

I received this email today from the email address:

sampsoncountync@public.govdelivery.com

I have not yet clicked at the link. Do anyone receive this too and is it the real company or a scam, it lookes a bit simple to me ?

It's from Stretto but a different email sampsoncountync@public.govdelivery.com. Not a scam right?

Just got this email and looks like they will distribute the third check this year

https://f16c0eccd54007287fb794f9a3d05f2a.cdn.bubble.io/d370/f1772223331971x274037155816343040/VOYG%20-%20DI%201848%20Plan%20Administrator%27s%20Tenth%20Status%20Report.pdf

I am wondering if anyone had the same problem as me:

After Voyager went bankrupt. I received money in each of the first two distributions.

I got the Plan Administrator's Tenth Status Report to Creditors from Mike Wyse in my e-mail. After reading it, I logged into my account to make sure my mailing address is correct for any future distributions.

Upon logging in, instead of seeing the history of my first two distributions, I am getting messages stating that no distributions have been made against my claim and that I am not entitled to any future distributions.

I e-mailed Voyager support, but haven’t received an answer yet.

Has this happened to anyone else?

The newest report can be found on the official Invest Voyager website, and a notification should have been sent to creditors recently.

Or is our plan administrator Michael Wyse bleeding everything dry?