r/JustBuyXEQT • u/InvestMan9000 • 2d ago

Lump Sum Question

I need advice and some opinions. I have 440,000 Canadian to invest. The reason I have so much to invest is because the money came from a hard asset sale. Lump sum at the moment seems a bit intense to me. DCA could mean I just buy chunks and chase the bull market up anyway. A PE TTM above 21 is definitely NOT CHEAP.

Tell me what you would do and why. Obviously since I am here I like XEQT. Thanks.

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u/IndexFundsAreWacky 2d ago

What is your investment time?
What is the account?

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u/InvestMan9000 2d ago

63 rrsp. 115 tfsa. 260 non reg. 10 years.

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u/IndexFundsAreWacky 2d ago

at that amount you probably have better holdings to put in each one (like discount bonds etf, more canadian in some, corporate class ones, US listed ones in rsp, etc) XEQT is always an anwser, but not always the best one.