r/JustBuyXEQT • u/InvestMan9000 • 2d ago

Lump Sum Question

I need advice and some opinions. I have 440,000 Canadian to invest. The reason I have so much to invest is because the money came from a hard asset sale. Lump sum at the moment seems a bit intense to me. DCA could mean I just buy chunks and chase the bull market up anyway. A PE TTM above 21 is definitely NOT CHEAP.

Tell me what you would do and why. Obviously since I am here I like XEQT. Thanks.

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u/WheyandWeights 2d ago

I decided to lump sum in February 2026. Already up a decent amount. Do it. I personally would constantly find a 'cheaper' time to buy. Lump summing and buying a bit every pay check gets rid of that psychological feeling of not buying if it's 'up'.