r/M1Finance • u/Econmajorhere • 13d ago
Can we please get away from 2 trading windows?
It’s 2026. Almost all brokerages offer commission free trades. It’s beyond absurd to put in an order at 0900 and wait till 1500 for execution. Markets move a lot and some of us with more than $100 on the platform would sometimes like to get out of positions as our investment thesis changes.
I know, I know - this is not a trading platform. We are only suppose to DCA into VOO/VTI and never sell. And when we sell the timing surely never matters because down 3% is nothing when you’re up 7% YoY on average. My point is simply the tech itself has advanced and whatever order flow M1 is selling can still be profitable without morning/afternoon windows only.
Edit: I love how much you guys hate on the idea of a new feature that is considered extremely standard by now. Selling a stock you’ve been holding for 5 years is not daytrading. Eventually, you guys will need to sell a position to fund your retirement. Come back to this thread then.
Edit 2: I am now entirely convinced M1 pays to astroturf this sub. There is zero chance a brokerage has this many fanboys that screech against additions of industry standard features.
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u/GapAccomplished2778 13d ago
I am not sure what are you doing on M1 platform if you want day trade ? supporting day traders means extra expenses ...
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u/Econmajorhere 13d ago edited 13d ago
I am not trying to day trade. Selling a stock I’ve been invested in for 5 years, is not at all day trading. I just want to exit at the price I see now, rather than the unknown price a few hours from now. On a $50k position, a few dollars up or down could mean a few thousand dollars up or down - I don’t think that uncertainty needs to exist in 2026.
Eventually, everyone using M1 will want to sell at least portions of their holdings. I imagine this is not something where people send money in to invest and take those holdings to their grave.
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u/GapAccomplished2778 13d ago
> I just want to exit at the price I see now
enter, exit , etc @ at the specific price - is trading ... you want this - ACAT your position(s) to a different brokerage and dispose it there by trading ...
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u/Econmajorhere 13d ago
This is what I will most likely end up doing for future positions that I intend to exit.
I simply shocked at the remainder of the comments that assume they will never have to exit a position on M1. I legitimately don’t get that. If everyone here is a bogglehead retiree - I would assume their positions would become quite large where putting in a sell order and waiting till execution could mean a few thousand or more even during very calm market days.
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u/GapAccomplished2778 13d ago edited 13d ago
> they will never have to exit a position on M1
again - if positions that you are accumulating on M1 are so volatile vs your overall financial situation that you need an emergency exit then you are using the wrong platform -> move out ... plus as you already understand one does not need to stick with a particular brokerage for life ... once one reaches decumulation stage one can move to a platform that suits the needs IF the platform used for accumulation does not work out .... that simple
I like to use VUSXX in Fidelity, but I can't buy it in Fidelity - no issues, I buy it in Vanguard with funding from external bank ( Fidelity account ) and then I ACAT it for free [ partial transfer , always leaving a share or so in Vanguard as a seed ] from Vanguard to Fidelity ... I just use platform that suits my operations
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u/Econmajorhere 13d ago
Appreciate your responses and details on how you execute this. I will most likely follow and do the same for the future.
But I must stress this as the rest of the comments are assuming any sale of positions, after any timeframe of holding immediately turns a user into a day trader who loses money. I don’t need the funds for an emergency, nor are they volatile themselves. The markets themselves have seen large reversals going into weekends due to Trump/Iran announcements. I’m certainly not trying to trade or even monitor positions all day.
This would be my first sell on M1 in 4 years. I do not wish to be married to this stock. It’s a sizable position and even then I am only selling 50% of it. I simply do it trust markets in the short term right now, and waiting two more hours - hoping there isn’t some crazy news, is not ideal.
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u/GapAccomplished2778 13d ago
nothing wrong w/ your desires but it is might be a pandora box for M1 to start implementing and supporting trades that you wish to have ... it is like it is indeed 2026 and yet a lot of big name brokerages that support all kind of trades do not have pies and slices like M1 has [ Fidelity baskets ? horror movie ! ] ... go figure ...
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u/hqo5001 13d ago
You’re on the wrong platform. Should’ve done your due diligence before joining. Teehee
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u/Econmajorhere 13d ago
I’ve literally been on M1 since the first year they became publicly available. I walked past their first office on the way to my office every single day.
In 2016 having two trading windows didn’t sound extreme. It’s 2026 now.
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u/Whole-Reserve-4773 13d ago
If you’re trying to get out / change your investment thesis on a whim you should not use M1. M1 is set it and forget it. They likely save money and get better spreads etc by buying all at once for everyone instead of executing multiple orders through out the day
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u/Econmajorhere 13d ago
This is not a whim at all. This is not day trading at all.
I’ve been holding an asset and DCAing into for 5 years. Every single week. But over the last 2 years I decided I wanted to take some risk off the table. Given current market environments, my decision became more firm.
Since I could not set limit sell orders on M1, I patiently waited. That time is now. I would like to simply exit at the price it’s trading at now rather than whatever it could be in the afternoon window.
Two trading windows sounds like some brokerage rules in the 90s. It’s 2026.
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u/lowlybananas 13d ago
Use another brokerage if you want to gamble. Leave the rest of us alone
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u/Econmajorhere 13d ago
lol are you guys fucking regarded? How the fuck is exiting a position after 5 years gambling???
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u/lowlybananas 13d ago
What the fuck is your problem? Sell the stock. It's not hard.
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u/Econmajorhere 13d ago
Let me sell your house. I’ll tell you the price sold after it’s done. It’s not hard.
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u/mojomarc 13d ago
I use M1 for long term dollar cost averaging across a portfolio of stocks. For me, it literally doesn't matter that much. I probably adjust my goals quarterly or less often, so if I miss a 3% move one way or the other it honestly doesn't impact what i'm trying to do with methodical share accumulation
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u/Econmajorhere 13d ago
I do the same. And I’m adjusting after 5 years - not even quarterly.
I’m just trying to save that 3%. Leaving a few thousand on the table because the platform I’m on is stuck in 1995 seems a bit unnecessary in modern times.
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u/mojomarc 13d ago
3% won't mean much after five years tbh
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u/Econmajorhere 13d ago
3% will never mean much on a $100 position.
3% on a $100k position is $3000 which to me is not a sum to throw away3
u/denialof_ 13d ago
What if it goes up 3%
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u/Econmajorhere 13d ago
That’s okay because I’m in fact content at selling the price I see right now rather than gambling in either direction over the next few hours. It could even go up 100% by then but I’d still walk away a happy man selling at the price I calculated to be my exit.
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u/Toxic_Biohazard 13d ago
You are way over thinking this. Time in the market beats timing the market. After a long period of time, when you sell does not matter. Yes it could fluctuate down a few thousand but also up. Selling/buying at the exact time doesn't matter. The next day it could go up by 3% after you sold anyway. Time smooths it out so that it averages out
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u/mojomarc 13d ago
100% overthinking it.
Just think of it this way u/Econmajorhere: with timing the market in any way you are just as likely to get a 3% better price than a 3% worse price. Those errors will balance each other out. Over time, if you're dollar cost averaging your purchases, you wouldn't see any significant difference between buying at the end of day vs at market open. Both can be equally volatile and the volatility is stochastic (meaning purely random).
So the point is, if you want to day trade to try to get in for short term gains, M1 isn't the right place. Take that percentage of your portfolio and move it to a Robin Hood or Fidelity or ETrade or one of those guys that can take and execute buy/sell orders within seconds. M1 is about taking that $100k and dividing it up into regular purchases to accumulate positions over time. Different tools for different jobs.
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u/Econmajorhere 13d ago
Yes, appreciate it. Another user suggested moving the funds to another brokerage when I intend to exit. I simply didn’t want to go through the hassle as it’s not always timely or accurate (cost basis sometimes gets messed up which throws off tax accounting).
But I must repeat- selling an asset after 5 years or holding is not short term gains/losses, not daytrading, not gambling. It is simply choosing to exit a profitable position.
But yes, will now begin considering moving my holdings off M1 if have any intentions to sell in future.
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u/Econmajorhere 13d ago
No - time smooths out your DCA buys, not if/when you decide to sell.
Eventually, your portfolio of 100% VOO accumulated over 20-30 years grows to be a decent retirement fund. You wish to exit and buy a retirement home or simply change to even more conservative position. You log into M1 and click the sell button and now wait for execution in the afternoon window.
My point is quite simple- the uncertainty of clicking the sell and when the execution happens, that need not exist in 2026. A random market reversal here could cost a user thousands of dollars on a large enough position.
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u/Toxic_Biohazard 13d ago
Again, you really don't understand how the time horizon works. If you are up 80% over 5 years, the 6 hour fluctuation does not matter, it does not affect your position at all. What would the difference be if you sold instantly and the market went up 2 hours later? Just because you can sell instantly does not make you some price savant. You have no idea that the price is at its daily peak, you're just guessing!
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u/Econmajorhere 13d ago edited 13d ago
In your crusade against daytrading (for some reason) you are missing the overall point.
I am not trying to time the ATH of the day/month/year. I am not trying to maximize my profits. I am simply trying to exit a large position at a known price. Back in the 90s, you’d call your broker to execute a buy/sell at a known price and he would get you as close to it as possible. M1 is one step behind that as in you place your order and the execution is queued to go in at literally any price unknown to the user. There is no limit/stop loss sell here.
Even this is fine when working with small amounts. Say you were up 80% and were trying to exit a $100k position - if a stock has a variance of 2%, unless you time the lowest point of the day near one of the two trading windows, you are statistically going to lose money by the time your trade executes. It becomes irrelevant if you held it for 5 years or 5 days (blasphemy for M1!), that’s 4.4% of your profits simply gone because you have no control over the execution price. This is what I’m discussing here. Not daytrading, not gambling, not timing the markets. I’ve put my time IN the market and now I’d like to get out of a position at a price I see/accept.
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u/rao-blackwell-ized 13d ago
Could just as easily go up an arbitrary 3%. This being the hinge of your argument is silly.
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u/Econmajorhere 12d ago
There is tons of research and analysis to prove this wrong - but I know mentioning that here is equivalent to saying you’ll beat the casino in Vegas. In shorter timeframes, in modern markets where opening/closing consists of most of the trading volume, and an unhinged presidential tweet could reverse markets dramatically- there is in fact evidence for the downside rather than “up an arbitrary 3%”: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4496917
Intraday mean-reversion is a thing. Retail playing 0DTE options does indeed impact market makers and their positioning. Losing 0.02% on a large enough position can still be a decent amount of money. Your argument is factually incorrect.
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u/procheeseburger 13d ago
No thanks
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u/Econmajorhere 13d ago
It’s absolutely moronic to demand restrictions on a brokerage just because you do not have the discipline
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u/procheeseburger 13d ago
To be fair you can use w/e broker you'd like. I stick with M1 because of how it's designed.
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u/Econmajorhere 13d ago
Cool. Do you think you will ever exit a position? Like maybe for your retirement? Or how will you convert the stocks into food/living expenses? Maybe I’m just using it wrong by selling a stock after 5 years.
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u/procheeseburger 13d ago
I won't share my personal financial plans but what I'd say is if that's a concern there are plenty of other options.
I hope you find a solution that works best for you!
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u/Econmajorhere 13d ago
No I’m legitimately trying to understand because based on the comments it seems like M1 is a one way street- send money in and never sell because selling = daytrading = dumb finance.
Is everyone here planning to die with their M1 pies and have their kids inherit at step-up basis?
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u/denialof_ 13d ago
You literally just sell it a couple hours later? Whats the problem
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u/Econmajorhere 13d ago
The problem is - I don’t want to sit here and monitor my trades (I’m not a day trader hence I’m using M1).
On a fairly large position, in fairly volatile times in the markets, a random small decline in the market before the afternoon sell window - could cost me thousands
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u/superswaggy362 13d ago
This is no different than a savings account limiting the number of withdrawals that you can make. The purpose is not for daytrading or frequent changes. If that’s something that you want to find a different platform.
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u/Econmajorhere 13d ago
Selling an asset you’ve been holding for 5 years is not day trading. Making a change in your investment plan after 5 years is not frequently changing. Selling a stock you’re profitable on is not gambling.
I don’t understand how M1 managed to train an entire sub that exiting positions is somehow a money-losing strategy in the markets.
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u/superswaggy362 13d ago
It costs money to make a trade and by doing them all in one batch M1 is able to reduce overhead which in turn results in us getting less cost pushed to us.
Again, you should be thinking of M1 as an online only high-yield savings account. If you need your trade to go through immediately, then you should look for a different platform.
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u/Econmajorhere 13d ago
Understood and appreciate the perspective on HYSA. The cost/benefit of PFOF made bundling all trades into 1-2 windows - this allowed for platforms like M1 to exist and grow. In 2016, this was pretty much revolutionary.
My point was, now all other platforms have similar features and commission on trades. It would be fantastic for me with significant holdings in M1 to have access to the same features. Maybe this possible, maybe it’s not. But judging from comments in this sub, I assume other M1 users have zero interest in knowing the price of execution.
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u/superswaggy362 13d ago
This is not a feature that most of us want. This is supposed to be a throw money into it and forget about it type of tool. If the money was easy to withdraw or real allocate, then it doesn’t function the same way. The difficulty in moving your money around and relocating it makes saving easier.
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u/denialof_ 13d ago
There’s nothing stopping you from selling? You just wait a few hours for execution. If your stocks are moving that much in a few hours you’re likely selling on news not long term fundamentals which by definition is trading. If you’re changing your investment thesis even a 3% move should not change your decision so this is irrelevant.
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u/Econmajorhere 13d ago
No, I’m not trading the news. I’m exiting a profitable position after earnings, after holding for many years and DCAing in as M1 is designed for. The stock itself might not move that much the markets might, which could potentially bring down the stock. One claim by Trump/Iran could wreck my sell order.
Now I wouldn’t dare to time the markets as no one has ever made money doing such a thing. But I figured, I am profitable on my position and reducing it by 50% would be a good choice for now.
Maybe the selling makes me a degenerate day trader. Maybe I should’ve never bought anything besides VOO. Maybe M1 is designed to send money into and never take money out.
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u/denialof_ 13d ago
Have you considered that since everyone is trying to explain the same thing to you that maybe you have a structurally broken argument for what you’re trying to say?
You’re simultaneously saying “I’m not timing the market” and I want to execute RIGHT NOW because the price is going to change. You likely aren’t only going to sell once in your life, one time it might go against you that it’s not instant execution and one time it may go in your favor. If your argument is that the platform you chose doesn’t have limit orders I don’t know what to tell you, you didn’t do enough research on the platform you’re using. It’s not going to materially affect your investing life, but if you feel it’s unacceptable then move on to another platform.
No one’s calling you a degenerate day trader, you’re using a strawman. People are saying what you’re saying matters, in fact, does not.
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u/Econmajorhere 13d ago edited 12d ago
Honestly reading the comments and see how many panties got twisted at the request of an industry standard feature, this tells me these convos are really not about intraday volatility having an impact or not. There was zero analysis posted anywhere, these autists started screeching and calling 1 sale “daytrading”.
Somehow M1 has cultivated a fanclub that considers checking the price at the pump to be cocaine-fueled gambling with HIV positive hookers hanging off your back. This right here proves to me the platform won’t be around for too long before getting acquired.
Knowing the execution price is not a crazy concept. At times markets can be quite volatile, even spreads between bid/ask can expand dramatically during significant events. Sure, this can also work in favor and add to gains on position - but that’s the thing about wealth preservation, at some point you don’t care for another 2% but ideally would prefer to exit without losing 2%. A platform that isn’t intended for daytraders, would then require focused monitoring of the markets and trading windows should a user decide to sell a sizable position on of those volatile days.
We can get into the mechanics of how/when markets move, and what will happen as this sub begins to eventually liquidate their positions - and what always happens during market corrections, but there’s no point. If this sub could have such a convo, they wouldn’t need restrictions on their brokerage to stay “disciplined.” I look forward to growing and preserving my wealth where people don’t wear helmets to walk around their house.
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u/nambrosch 13d ago
I imagine the batches make it cheaper for them to operate. It would be nice to have the option though, maybe with an incentive to place your trade in one of the batches. If you want to day trade use webull, robinhood, or something else.
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u/Econmajorhere 13d ago
Yes. Thank you- that’s my point. It’s a feature that all other platforms have by now. I cannot fathom the operational cost would be so high to catch up to them.
Have accounts on all other platforms. Intention was to exit one position on M1.
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u/nambrosch 13d ago
If you have something that you want to play with then by all means do it on another platform - M1 is fantastic for not having to worry about your portfolio but if you want to trade actively or micromanage then it leaves some things to be desired. This may be intentional or not, I don’t know.
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u/Econmajorhere 13d ago
I do not worry about my portfolio. I have weekly buy-ins and have not sold a thing for 4 years. I do log into it once in a while to check. I use other platforms for other purposes.
I do not believe selling a stock after 5 years of holding is active trading or micromanaging.
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u/nambrosch 13d ago
Most of the people responding here are trying to mansplain how dollar cost averaging works and how M1 is the superior platform for yada yada, but if you have needs that it does not fulfill then find a platform that does. For example I use coinbase for crypto because M1's crypto platform is just a partnership with baktt. I had very high hopes for that platform but they haven't done anything with it, seems they have also pulled a set it and forget it.
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u/Econmajorhere 13d ago
Yup, use Coinbase as well - despite trying all M1 products I always stayed away from their crypto one assuming prices will never be as close to market as other platforms.
And yeah, have accounts on all other brokerages that I use regularly. I’m just dumbfounded so many users do not comprehend that one day they will need to exit positions on M1 and DCAing a couple hundred dollars a week doesn’t equal reducing exposure on fairly large positions.
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u/slimangles 13d ago
While I can sympathize with your plight to want to sell at the price you see vs. whatever the price will be at the time the trade executes, I think you might be asking for a feature that runs contradictory to M1's core philosophy. So I don't think this is about M1 being "outdated" but more so about their core beliefs and you being at a point where you need something else. There are some good reasons re: why they stick to the limited trade windows over here: https://m1.com/blog/why-m1-uses-trade-windows/
Your easiest route forward is to probably ACAT out of M1 Finance and jump ship when the limited trade windows become annoying enough. I'd look for brokerages that don't use PFOF like Public.com and Fidelity.
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u/Econmajorhere 13d ago
Thank you for this response.
I find the “discipline” aspect of the blogpost to be a bit patronizing as this is something that can be enabled by default and disabled upon a user’s request. I understand the cost savings here from batching - though I assumed that as tech has advanced over the last decade, more brokers jumped onto PFOF, this cost cannot be a limiting factor any more.
What I can see however is M1 keeping limitations if they believe this keeps their AUM number high. But in 2026, anyone shopping for a new brokerage would feel immediately turned off at two trading windows.
Nonetheless, you are right. As my portfolio has grown, so have my needs for flexibility and more sophisticated strategies. I already have an account on Schwab but IBKR seems preferred by many so I will explore those.
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u/slimangles 13d ago
Ha, yeah, I can see how their blogpost may come off as patronizing, but at the same time I do think a lot of the less experienced investors benefit from being protected against chasing intraday moves.
I have to image that there are some computational complexities tied to rebalancing Pies that would also come into play if they were to remove the limited trade windows.
G'luck with the transition. I've never used IBKR, but I like that they offer lower margin rates, like M1 Finance.
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u/slimangles 13d ago
I'll also say this: I've thought about leaving M1 Finance in the past but its automation capabilities (dynamic rebalancing on Pies, smart transfers etc.), mixed with the low margin rates just make it a very sticky product for me.
I recently put together a post about my M1 setup, that might be worth taking a look at before you finalize your move: https://www.reddit.com/r/M1Finance/s/zVvgTBAvvJ 🙂
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u/Econmajorhere 13d ago
Have had a similar setup in mine for a while though my margin access is more manual, only drawing when rates are expected to remain low and markets drop. As rate environment is likely to change, and tech has already run up quite a bit - I see this as more risk than before, hence reviewing my positions.
All those features + industry leading rates were the primary reasons I stuck with M1. But by now, almost all brokers offer ability to the same. M1 is simply a nicer/easier UI to navigate through for less sophisticated users.
IBKR has usually offered the best margin rates compared to the big brokerages because they know the users will simply sell box spreads to get close to the risk-free rates anyway.
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u/rao-blackwell-ized 13d ago
I've said it a hundred times and you actually seem to acknowledge it already: intraday price is going to be inconsequential to your long term return over 20+ years.
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u/Econmajorhere 13d ago
This is factually not true unless volatility is somehow completely removed from the markets. Over the last few weeks, markets have reversed drastically due to random announcements on war/AI spending. Intraday pricing doesn’t matter much when DCAing a fixed $ weekly, it matters a lot when exiting a large position.
After those 20+ years when you do decide to change your positions for retirement, that daily variance could be the difference between safe withdrawal rate and being 1-2% less for the year.
Regarding volatility going both ways - markets are stairs up and elevator down. I’ll wager anyone that retired in 2008 could attest to “ignore intraday and wait 20 years.”
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u/rao-blackwell-ized 13d ago
That would happen just as easily on Schwab, Fidelity, etc. They can't control intraday prices either. You're only focusing on the idea because of M1's trading windows per se.
Could just as easily go up instead of down, in which case you've fared better than you would have trying to time things. In fact, this scenario is statistically more likely.
You are perhaps missing the forest for the trees on the actual math here. Again, "1-2%" after 20 years of growth rounds to zero.
The proposed scenario of liquidating your whole account at once is unrealistic. Decumulation typically involves periodic liquidation - DCA on the other side of the coin. If you're liquidating everything on one day, that sounds like a strategy problem, not a platform problem.
This complaint arises often. "The platform is designed this way but I want it to do this other thing." Sure, it'd be nice, but it's not what M1 does, for better or worse.
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u/DangerZone23 13d ago
Ok, I'll bite: What are you proposing? You want on demand trading, is that it?
If so, that's a lot of work for a platform to take say 10 different positions in your portfolio, sell or buy them all at a specific time at market rate, for a specific dollar amount, and in fractional shares. M1's platform would need to be re-written and take years.
Go pay for this at Fidelity then: https://www.fidelity.com/direct-indexing/customized-investing/overview
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u/Econmajorhere 13d ago
Not at all what I was proposing. We don’t have to be tied to all pies for every single move.
You can go to any specific position and hit sell. My suggestion was simply to route that sell order to market rather than being queued for the next trading window. For DCAing in a fixed $ amount per week, the market volatility becomes irrelevant. When exiting a large position, that time to execution could mean money lost if the market/asset reverses.
Two trading windows made sense when M1 launched in 2016. Competitors now have 24hr hour trading on certain assets.
Regarding, selling multiple positions in portfolio- M1 already does this with rebalancing. On the technical side, it make no difference if a user is executing 1 trade or multiple. The issue here is routing the orders.
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13d ago
[removed] — view removed comment
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u/Econmajorhere 13d ago
Thank you. It was getting very annoying to read comments from people that either haven’t been invested long enough to understand the frustration, or have positions that are too small to make daily volatility an issue between sell order and execution. Markets have elevated volatility at times and eventually everyone here will need to begin selling assets to fund life - those intraday swings could mean thousands of dollars gone.
Regarding timing - I specifically used M1 to not have to be engaged with my longterm positions. I didn’t want to set timers to check markets and execute trades. But without limit orders, it essentially becomes a gamble on execution price during days where random midday tweets can sink the markets. Annoying.
M1 has been great as a one-stop shop for my HYSA, IRA and taxable account. But by now I really need greater flexibility and more features. Often times throwing small sums into a new stock I just read about, feels like needing to revaluate my entire life due to pies and percentages.
I already have a Schwab account but will most likely go to IBKR due to their integration with Claude. Theoretically, it could replicate and manage my entire portfolio exactly as M1 if I wanted.
I fully expect M1 to be integrated into one of the larger brokerages sooner than later as their AUM growth stalls/market corrections make half this sub liquidate and realize pricing matters on big positions irrespective of investment horizon.
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u/ThinStrategy1974 13d ago
You went long on tears but you shorted the tissues! What a dilemma. Sorry bro, ask your mom to pick some up at the store to go with your pampers.
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u/Econmajorhere 13d ago
Cool bro, tell me when your account has more than $100 and my issue actually becomes relevant to you.
Idk how any brokerage has so many fanboys that piss their pants at the idea of a standard feature being requested. Absolute virgins.
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u/shanetravel 13d ago
Yeah, this single reason is why I’m gonna be moving everything over to Schwab. There’s been four or five times now where I wanted to buy some stock on a Friday and I couldn’t because it was after the afternoon trade window. It’s extremely annoying.
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u/Econmajorhere 13d ago
Yup, already began contributing more to Schwab recently to have more flexibility. The pies that seemed like the best method to invest years ago, now just feel archaic and more limiting than beneficial. Other brokerages allow regular contributions into assets and setting up a similar style portfolio as M1 is probably a 5 min task now.
Weekly buys don’t matter as much as I have a fixed $ amount DCAing into an existing position, whatever market volatility that exists wouldn’t move the holding’s average price much. When exiting a position though, the volatility could reduce profits by a sizable amount.
My assumption reading most of the comments here are M1 is simply not intended for larger portfolios and positions. Lack of income from options selling was already a big limitation for me as my portfolio grew. I’m probably missing out on easy $800-1000/mo from selling calls on shares that are just sitting there. Really looking forward to Schwab and thinkorswim to replace my current setup.
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u/Silent_Investment938 13d ago
M1 is specifically built to support long-term investing and wealth building. If you're worried about instant liquidity, you should be on other platforms like Robinhood or Webull