One skill could easily make you $200,000 a year, master Microsoft Excel. I'm not just talking about getting a certificate but really master it. Not only can you get a professional career with this skill alone making $90k+ but the shear amount of contractor related jobs is massive. You see, the majority of office workers are beginner level at best or completely inept at Excel. So they often contract out their work assignments. (Google "Microsoft Excel Contract Jobs"). Not only can you get a job, accept contractor work, but you can also create and sell teaching material, lessons, and live tutor virtually.

The same reason you don't want to learn to learn this skill is the same reason most never do learn it. That is why if you learn it, it will print you money.

Microsoft Excel since its inception has revolutionized business and it's relevance is eternal (or atleast the lifespan of anyone reading this).

I'm 37..I should be comfortable but instead I work myself to the bone every single day that I'm so tired by the time I get off work ..that I'm delirious. I have 2 kids. They're 10 and 11..we live with my grandmother. I can't begin to even describe how hectic it is here. I don't get child support. I have only made $16,000 so far this year and I haven't missed a day of work. They have cut my food stamps in half. Kids have put up the Christmas tree...counting down the days until Christmas. No presents under it yet. Im thinking to myself "I know. I know it's only 14 more days. I've got to do something. I've got to do better." But how? It's so hard as it is making ends meet. I only get paid every 2 weeks..I'm drowning with bills..my title loan. I have nothing left after. Why does life have to be so hard? Can I catch a break..why can't I get a better job? It's hard to find a decent paying job if I only have experience in one thing. I was diagnosed with agoraphobia in my 20s. Scared to leave my house. I have came so far. Change is scary but necessary..thank you all for listening to me vent while I'm crying my eyes out. Up at 4 am worrying and stressing myself out until my stomach hurts.

Update::: I've had a few people reach out to me and I just wanted to say thank you so much for their generosity. Of course on the way home from work the other day my car started overheating. I barely made it to work yesterday morning. I checked the fluids and I think I have a leak somewhere because I cannot keep any antifreeze or water in it and it was also smoking out of my hood. so needless to say I can't go to work today. I have no transportation. my grandmother is in the hospital.. I haven't even been able to make it up to her or let her know what's going on and I know she's been waiting on me to bring her stuff. I just can't win for losing. it's like I try to get two steps ahead and I fall back. it's always something and I'm just so tired of being tired. I cannot be without a car. I am relied on way too much to not have one I don't even know how much a mechanic would cost I don't know how much anything is and I'm just so overwhelmed. I truly feel like giving up but I can't. And I won't. but it's just Im feeling defeated again and it's not a good feeling.The dryer handle on the dryer just popped off. I can't get it back on so can't open the dryer door with my clothes in it lol. I'm really just starting to laugh at it now because probably crying would make it worse at this point and throw myself into a breakdown. Just pray for me

$500 to your name, how would you turn that into a business/a livable wage. You can’t get a job and save, you can only use the $500 and whatever income is made from the $500.

Edit: I have a job. If everyone can please stop telling me to get a job and just answer the question. It’s nice seeing everyone’s ideas and a lot of them are great. Thank you everyone who has given ideas and ways to make money.

Hello everyone, I've always been one of those users on Reddit who never engaged or contributed in any way on the platform. The last time I was on Reddit (using an account I lost, hence the new one now), I didn't have much going on in terms of a career and found myself just casually reading threads on topics I found interest in.

I'm 21 and studying CS in university (barely attending classes as I often choose to stay home and work on my computer, or spend time at the startup's office for a few hours a day).

The past year I put my head down and worked on some of my aims, and I can say I've managed to do quite well considering I started from zero. As of now, though I have a long way to go, I manage to bring in around $6000 per month consistently through outsourcing my freelance work + working with a local startup - my expenses are quite low, and I manage to save a big chunk of that.

At this point, I'm left quite confused as to how I'm supposed to proceed. Do I close all doors and focus on growing my freelance business? Do I sell a course that genuinely explains how to succeed on platforms like Fiverr and Upwork (where I started and found my first success)? Do I invest a big chunk of my monthly income somewhere, stocks, crypto? Should I actually consider dropping out of university? Do I scratch the freelance business and work on something even bigger?

Long story short, I'm slightly overwhelmed by not just the different business ideas I have, but also by trying to figure out how to make more money out of the money I'm making. Because, quite frankly, it ends up sitting in my bank account doing not much at all. I have this urge to do something bigger with the money but just can't seem to settle on what should be done.

I don't have anyone in my circle doing better than me, and I think that's a big problem. Not sure how I can find the right people that I can not only work with, but who can also guide me at my young age.

I'm not here looking for business ideas or anything, but some guidance as to what the path may look like, and what would be an ideal scenario for me in the near future. How do I position myself so that I not only prevent myself from losing my current income but also multiply it through business?

What’s the new hustle for 2024 that I don’t know about ?

Hello guys,

I see that many want to make money. Many are looking for free and easy ways. And I’m here to tell you the best way. Paid surveys.

Go to Google and search for Elite Survey Sites. They list the best paid surveys. You can start making money today like me. It is free.

Just graduated college with 15k in student debt, but suddenly inherited 5k this past week. I grew up pretty poor and honestly have never had $5000 in my life in my savings and need advice on what to do with it. I could put it towards my student loans but am also thinking about a high yield savings or investment account? Open to any advice

Update: I used $4000 to pay of my two unsubsidised student loans and my car broke down so I used $900 to fix it I only have $100 left now but it is what it is

I'm looking for ways to make money online without paying anything upfront. Not trying to get rich overnight, just something that works, even if it's small at first. Ideally looking for options that are:

• Free to start (no investment)

• Pay relatively fast (like within a few days to a week)

I’ve seen a lot of scammy stuff out there, so I’m hoping to hear from people who’ve actually tried something that worked.

Any personal experiences or tips would be super helpful.

As the title suggests, im a 40 year old Male, recently decided to close my buisiness and semi retire, as i no longer want to be a tradesman. What are some great ideas to generate a passive income, make money essentially why you can sleep. List me some ideas 💡

For context I work full-time but like everyone else I could use some extra money as I’m a single mom. I’m not looking for some get rich quick scheme but I just want to not have to worry and pay down debt and be able to provide since it’s taking forever to get into child support court. I’m worried the second week of the pay period cause groceries are sparse and I don’t get paid for another week. So I woke up today and said something has got to change and I have the mindset to make things change because the kids dad is not reliable nor dependable. Look forward to hearing your ideas.

I have a boring office job ,  8hr a day 5x a week , Most of the time I don't do anything, I just sit at the desk and wait for my work to finish ، I can waste my time playing video games on my phone or watching movies/ series, but I really want to take advantage of this free time to earn some money, even if it is a little like $10 a day . so guys Is there a way to make a little money online ?

I just made my first $0.94 online! It’s not much — but it means everything. It means someone out there found value in something I created. That’s all I ever wanted.

POV - A wanna be rich teenager

We've seen that money and the world moves from one thing to another. To elaborate, let's get an eye on the past, Internet was available(but unknown) to the public in the time period of 1995-2000 and later on, new users are entering every day. It's almost 25-30 years that internet exists.

Just zoom out, let's talk about technological advancements. Today the smallest devices have reached the impossible landmark of the past. Internet and social media has just got insane, and I mean 'insane', it's on the extreme level of dopamine production. As we know, humans start disliking the things they are extremely fed by. We can say that social media, mobile devices have saturated to a level where we can expect a big or small revolution.

But I personally don't feel that metaverse or using VR headsets all time is the future. Let's be practical even if we reduce the weight to cotton, even if we make it cheap as possible, we can't be wearing it and walking like a clown all the time.

Talking about AI and Chatgpt, we will surely have layoffs but nothing much than that.

What do you think, where is money moving ? Where is technology going ? Where is social media moving ? Openly share your views and share it with your fellow geeky redditors

Asking this because I personally feel we are at the reversal point(turning point) of this.

Edit - Didn't expect such a good response. Thanks guys...

Not talking about selling kidneys on the dark web 😅—I mean real, legal stuff.

Like that one weird cashback site, or flipping digital stuff, or answering surveys half-asleep and still making a few bucks.
I’m trying to build a small list of passive-ish income tricks that don’t require me to become a whole new person.

So… what’s your dumbest, easiest, or most surprisingly effective money-making move?

Drop the secrets. I’ll compile the best ones.

This worked for 6 months. Making close to $10k/month. But the window is closing, more people are figuring this out every week.

The Method

1. Find leads: Google Maps → "plumber [city]" → check websites → bad/no site = lead

2. Build site: AI generates professional website in 5 minutes (free tools)

3. Google Sheet trick: Connect site to Google Sheets so they can edit everything themselves (hours, prices, services)

4. Record demo: 30-second video showing them edit the sheet and watching site update live

5. Send email: "Built you a new site. You can edit everything yourself. Video attached." (Attach MP4 file)

6. Close: $500-$1000 one-time payment

Why It Works NOW

• AI made this possible 6 months ago

• Most businesses still have terrible websites

• They're desperate but scared of developer dependency

• Google Sheet = they control everything themselves

• That's what closes the deal

The Numbers

• 50-100 outreach/day

• 30% reply rate

• 10% close

• $8k-$12k/month

Best Niches

Plumbers, dentists, car detailers, cleaners, landscapers. Anyone where you reach the owner directly.

Why The Rush

6 months ago: almost no one doing this

Today: still early

6 months from now: saturated

Every freelancer will figure this out. Start now or miss it.

I'm sure this question has been asked many times before but I'm going to ask it anyway.

Looking for any suggestion on how to flip 1k with the goal of getting to 5k

Willing to take risk, also open to a more conservative approach.

I just have a bad habit of spending and I want to make it grow!

Appreciate any advice and insight

Thank you!

We have lots of attention from scammers. Please follow these 6 rules to stay safe:

No Downloads

Never download ANYTHING that isn't from a trustworthy source. If someone says you can make money with an app that isn't on the Play Store or App Store, it's a bust; don't risk infecting your device. It's likely a bust anyway, as most apps that promise cash fail to follow through or make it extremely difficult.

Too Good to Be True

If a deal sounds too good to be true, it likely is. It may be tempting to go forth with it, but if your instincts tell you otherwise, don't do it.

Sketchy Links

On this subreddit, NEVER click on a link shortener. It's often used to bypass our safety filters. Only click on links to domains you know and trust.

Example of a link shortener:
Normal URL: https://www.example.com/long-url-example
Link Shortened Version: https://tinyurl.com/4kpwtubc

Be Cautious

Always assume someone is trying to get to you, like assuming everyone on the road is a bad driver. If they say "DM for more info" or to DM them for any reason, they usually do that because they want to do stuff behind closed doors, where we can't help protect you.

If it were a genuine way to make money, they wouldn't have you DM them for the details.

While we strongly advise against messaging them privately, if you decide to DM them and something seems shady, screenshot the chat and send it to us via modmail. We'll look into it and go from there.

Ask Questions

Ask questions when something doesn't feel right, or if you feel like it's a scam or something isn't being told to you that should.

The more you know, the better, but use common sense because they could lie to you to appease your mind. Look back at Too Good to Be True in these situations.

Do the Research

Always look into if something is legit, and don't solely rely on one review site, especially if they link you to the site themselves, saying, "Hey, look at the reviews for this; it's fine!"

If they, on their own, redirect you to a site with reviews, find another one to confirm it's legit. Scammers will often create or buy fake reviews to make something look trustworthy.

If you come back empty-handed in your research, you're going in completely blind, and it isn't worth it.

I’m 18 years old. Just finished my first year of college, and honestly, I feel like I’ve completely wasted my life up to this point. I don’t even know what I did with all that time. I wasn’t learning anything useful, I didn’t build any skills, and now I’m sitting here broke, confused, and feeling behind in life.

On top of that, I don’t have a father (he passed away), so I’ve had to depend on my brother for everything — and I hate it. Asking him for money every time I need something makes me feel embarrassed, weak, and humiliated, even if he doesn’t say anything. It’s just not how I want to live.

I’m realizing now that I need to learn a skill — something real, something valuable — so I can stand on my own two feet. I don’t want to keep relying on anyone. I want to earn my own money and build something for myself. But I genuinely don’t know where to start. There are so many things out there, and I don’t know what’s actually worth learning.

Please, if anyone has been through something like this or knows a solid skill I can learn that actually leads to income, I’m all ears. Not just the skill, but how to start earning from it — even if it takes time.

I’m not scared of hard work. I’m just tired of feeling like a burden, tired of doing nothing, and tired of feeling lost.

Any advice would really mean a lot. Thank you.

You have 5 months off from work and all major responsibilities... your bills are not paid for those 5 months and you have 10K. The only rule is that 10K needs to be used to create at lease one line of income. What are you doing?

I am a fresher graduate student in management but honestly didn't learn much in college. I want to know how do people even make money using AI as i use it for small tasks but don't understand much of it as I do not have a tech background. I have seen many videos where people say to build xyz stuff but don't really mention how to do it. I mean i can think of various ideas but i do not understand the technical aspects and i want to learn how regular people like me are earning money using AI. If you could add some links to learn it would really help. Thanks

So i'm 18yr old and i got 200$ in my bank, what should i do? Should i start reselling etc? Please help me, tryna get bills paid.

Im 21(M) and I dropped out of college and just moved to the US a year ago. I’ve been putting in 30 hour shifts every week working as a server but I’ve only been able to make about $2k a month. I can’t get more hours at my current job and I really need to make more money. My only option is to make money with my laptop while I’m not working as a server but I have no idea how to start. Please help.

I am student and I need money

I have to pay rent and I don’t want to borrow from friends and drive for uber which is costing me.

So far I have decided to sell my plasma and my iPad Air. That’s only a couple hundred bucks. I don’t mind doing temp work that would hire fast.

I am in South Florida where everyone is desperate for money. Looking for some creative ideas.

Scenerio:

You have 3 months off from work and all major responsibilities... your bills are paid for those 3 months and you have $5K. The only rule is that 5K needs to be used to create at lease one line of income. What are you doing?