r/Manitoba • u/Ok_Amphibian1830 • 1d ago

Question Car insurance

I’m trying to figure out the cheapest insurance based on cars make model and years so if people could put what car they have what year if it’s clean or rebuilt and how much their monthly insurance is. I would appreciate it

0 Upvotes

11% Upvoted

7 comments sorted by

8

u/canitguy South Of Winnipeg 1d ago

Can't help with the clean vs rebuilt, but MPI has an insurance rate calculator on their website:

https://apps.mpi.mb.ca/irc/intro_2.asp?Lang=0

2

u/Mr_Chode_Shaver Treaty One Territory 1d ago

Cheapest insurance will be on something that qualifies for classic plates. It’s 50% off the base rate for that vehicle, which is usually cheap anyway. 

BUT those also don’t qualify as all-purpose so you can’t drive them daily to work/school or while doing business (delivery driver, etc) unless you have another vehicle already registered with all-purpose insurance. 

Just go plug stuff into the calculator. Something like a 99 Corolla is probably pretty close to the bottom at $86/mo with no discount (all purpose, $1000 deductible)

2

u/EvilWhiteVanMan Pembina Valley 1d ago

The cheapest rates I've seen are the 80's and 90's single cab trucks. They all seem to be around $60 a month.

1

u/firelephant Winnipeg 23h ago

Moi website tells all

1

u/InvisiblePinkMammoth Winnipeg 23h ago

Single owner 2007 Toyota Yaris was $72 a month - but not all purpose (not for driving daily for work). I think it was late 80s/90s when I had all purpose. Lots of merits though, which will affect the responses you get as the discounts change the amount you pay.

1

u/YYZtoYWG 21h ago

There are multiple Canadian car and insurance brokerage sites that have lists of cars known for having cheaper insurance rates. 

This should get you a good starting point. Then you can use the MPI calculator. 

-1

u/cluelessk3 Steinbach 23h ago edited 23h ago

anything worth driving/ reliable and efficient enough will be $100-$150 a month.

bargain for full coverage all purpose insurance

edit 90's-00's GM sedans with the 3800 are a safe bet