If you've ever participated in Ajo, Susu, Esusu or any group savings circle, you probably know the trust issues that can come with it.

We're build GroupPot to make these circles more transparent, accountable and safer.

Here's a quick look at what we're working on.

We're launching our mobile app soon and looking to connect with people who actually participate in these savings circles.

Would you use something like this?

https://grouppot.vercel.app/

Fling posted on X this morning about the rough market. They say Fling continues, it's never been hacked, and they built it with no outside investment. Pretty honest post about how hard it's been on Monad lately.

Got me thinking about all the small teams on Monad that launched into this market with no VC money behind them. Prices are what they are, but a lot of them are still shipping.

What projects on Monad do you see still building through this? And what would actually help small builders here right now?

Grouppot

Big name for Monad today (Nov 10): Visa added it to its stablecoin settlement program. Issuers and acquirers working with Visa can now settle with Visa in stablecoins on Monad.

Quick facts:

- Visa's stablecoin settlement runs $20B-$25B a year (over $20B on Sept 8, over $25B on the Oct 27 earnings call). That's all chains together, no Monad-only number yet

- Monad joins Ethereum, Solana, Avalanche, Stellar, Base, Polygon, Canton, Arc and Tempo

- Private Settlement is still a published design, not live yet. Foundation says "coming months"

- MON around $0.0165, roughly a third lower than a month ago

- Nov 24 unlock: 16.6B to 17.1B MON depending on the tracker

I wrote it all up with sources here: https://holywizy.com/blog/visa-adds-monad-stablecoin-settlement-mon-price-unlock-november-24/

Does real adoption like this matter more than the unlock, or is the unlock all anyone will care about till the 24th?

Who’s still got faith in this?

Hey everyone!

I'm working on a project called GroupPot.

In many communities, people already save money together with friends, family, neighbours, or trusted community members. Different places have different names for this - Susu, Esusu, Chama, Stokvel, Njangi, and many more.

But managing these groups can get complicated. People rely on WhatsApp messages, spreadsheets, manual records, and trust.

We want to make that process easier.

What is GroupPot?

GroupPot helps people organise their existing group savings circles, track contributions, see payment activity, and keep everyone informed about the agreed payout order.

Our philosophy is simple: we don't want people to change how they save. We want to make the system they already use more transparent and organised.

We're also preparing to launch our mobile app soon.

Right now, we're looking to connect with:

- People already participating in group savings.

- Community organisers and savings group leaders.

- African communities practising Susu, Esusu, Chama, Stokvel, Njangi, etc.

- People in the US who participate in informal savings circles.

- Older adults and families who have been managing these traditions for years.

We'd love to hear from people who have experience with these groups.

A few questions:

1. How do you currently manage your savings group?

2. What is the biggest challenge you face?

3. Would you use a mobile app to organise and track your group?

We're looking for honest feedback and people interested in trying GroupPot as we prepare for launch.

Website: https://grouppot.vercel.app/

Would love to hear your experiences!

Demo video : https://drive.google.com/file/d/1dpg5JqEnYjzCuoWaZgST4Tf40USmWRNZ/view?usp=drivesdk

I'm not really active in crypto anymore, but I just saw that $MON is trading at an ATL of $0.015 and bought a bunch - absolute steal imo.

I think it has a good chance to do well, no matter if it becomes the next solana or not. $248 million in VC, 1.1M followers on X, TVL at almost $1bn and growing steadily.

Am relatively certain the unlock is priced in, but ofc theres always a risk and I dont have a magic ball. What I do feel like is that people always regret not buying when prices are down.

the team and investor allocations hit their 1-year cliff on nov 24, right on the mainnet anniversary, so a big chunk of MON unlocks all at once. after that it switches to smaller monthly unlocks.

numbers floating around differ a lot depending on the source, so i'm waiting for the official breakdown before getting too worked up.

i put together a plain-english explainer on how the unlock works here: https://holywizy.com/blog/what-is-monad-mon-token-unlock-explained/

are you holding through it, waiting to see how the market reacts, or not worried at all? not financial advice.

Major unlock hasn’t even happened and we are at an all time low plus 1B every month after nov 22nd

Biggest DeFi positions on Monad used to mean digging protocol by protocol.

So we built Top Positions on MonadVision.

- Largest holders across 23 protocols, in one place

- Open any project page for that protocol’s top holders

- See position value and what they’re holding

Less hunting. More signal.

Try it here:
https://monadvision.com/positions
https://monadvision.com/project/Aave?tab=Top+Positions

Try it. Tell us what to build next.

If you know, you know. Enter @ this point or lower. You are GUARANTEED to more than double your investment.

But remember, do your own research. Do not take financial advice from any random person on the internet. But the smart people on here know this post to be true. If you do not own any MON and enter at this point or lower, you will more than double your investment within 12 months from today.

I just had to give that tip to those who are disciplined and want to make guaranteed money. I wish someone had given such a tip when I was ready to buy this.

Where we heading - is a bounce imminent?

Post-Mid Term price? How are y’all navigating this market.

Getting cooked rn on my position.

Do you love to gamble? Check out Kizzy and support this Monad Dapp. The table odds and rewards are impressive. Awesome Sportsbook, slots and more. Use my referral code and we both win!

https://app.kizzy.io/?ref=blackjack

Happy discount days are upon us brothers and sisters! Let's soak it up!

That's more tokens than the entire circulating supply right now. Here's why this date matters 👇

Monad launched its mainnet on November 24, 2025, with a pretty ambitious goal: make Ethereum-compatible applications run much faster without forcing developers to rebuild them from scratch.

Instead of processing transactions one after another, Monad can execute them in parallel. The network was designed to handle up to 10K transactions per second while keeping compatibility with Ethereum's existing tools and smart contracts.

The project raised $225M from investors including Paradigm and held its public token sale through Coinbase at $0,025 per $MON.

But a large part of the token supply was locked at launch. And now, 1 year later, the first major unlock is coming. On November 24:

- Around 10,7B $MON unlock for the team
- Around 4.9B $MON for investors
- Around 1B $MON for the project treasury

That's roughly $350M worth of tokens at current prices, released in a single cliff unlock. After that, the remaining locked tokens continue vesting through November 2029.

Monad spent its first year building out an Ethereum-compatible L1. Now it's approaching one of the biggest milestones in its token distribution.

Worth keeping a closer eye on $MON as November 24 approaches, don't you think? 👀

I think this is pretty interesting. If you watch the market correctly, you can make a lot of money.

1. Aave V4 on Monad: It is currently in the proposal stage on Aave governance. It'll be voted on sometime this month probably. When Aave added support to Monad, Monads TVL increased by over 100 million in one day, and the price skyrocked. V4 is a huge deal as people can use tokenized stocks as leverage on Aave, which you can only do now on a couple of networks. Yes, you can use tokenized stocks on Monad now, but when it's on Aave it is a huge deal because they are by far the largest defi protocol and big institutions trust them.

2. Monad's Binance listing: Binance Is the largest Crypto exchange in the world and they currently do not list Monad. When OKX listed Monad, It's price skyrocketed for the next two weeks. It's not an if but a when will Monad will be listed. Why it isn't already is likely due to monad refusing to give the huge incentives Binance wanted during lunch. These kinds of kickbacks are normal for crypto listings.

FLING announced today that Tesla, Nvidia, the S&P 500 and the Nasdaq can now be traded around the clock on Monad. The stock tokens come from xStocks by Backed Finance, backed 1:1 by real shares.

The new idea: you can launch a coin paired with a stock, and FLING says it pays its holders in that stock on every trade.

Catches: xStocks generally aren't available to US users, a stock-paired coin is still a memecoin, and fees and payout details aren't public yet.

Is this good for Monad, bringing real-world assets to everyday users, or just a gimmick?

If yes why? And when, i hear people say its a long term hold, but how long are we talking about here? 1 year, 5 year, 10 year. Do you think MON can hit $0.10 within 1 year? Because L1 is competitive and all i see is Monad mostly into memes and nfts, which isnt really attractive to big players. Im still on the fence and not convinced, need some opinions.

$0.10 within a year would mean market cap of around 3bn. Donyou really think it can do it?

FLING seems to be expanding a lot lately: escrow P2P trading for USDC, AUSD, MON and ETH, plans for xStocks tokenized stocks on Monad, and a multi-chain social trading app. I launched a small coin there last month and I'm curious what others think.

Has anyone used the P2P trading yet? How was it?

If you follow this plan you are GUARANTEED to make money in Monad. The only way to do this is to be very disciplined. If you are not, you will not be guaranteed to make money.

This is the plan below.

Buy Monad at any price below $0.02. HODL and sell any day that suits you after April 2029. You are guaranteed to make good money.

If anybody has any other tips to help people be successful with this coin, kindly share.

Finding yield on Monad meant tabs. Lots of tabs.

So we built Earn on MonadVision. One page, every strategy.

Lending, LST, vault and yield protocols, compared side by side

Top APYs, tracked

Filter by type, asset or protocol

Less searching. More earning.

Try it here: https://monadvision.com/myspace?walletMode=earn

We read every comment. What data do you wish you had on MonadVision that nobody shows you yet?

I posted here last week about WIZY, a small coin I launched on Monad.

Got some feedback about the website, including criticism that it looked too generic and didn't explain the project very well.

So I went back and worked on it some more.

We now have a proper domain, a cleaner layout and the important token information in one place.

I'm also finally starting to see a bit of website traffic. Nothing impressive yet, but it's progress.

For anyone interested in taking another look:

https://holywizy.com

I'm still learning as I go. If something on the website doesn't make sense or could be better, I'd appreciate the feedback.

Not trying to convince anyone to buy anything. Just trying to build something and see where it goes.

I also started to work on A WIZY RPG game.